How will Brexit affect our products and services?

The European Health Insurance Card (Ehic) is being replaced with the Global Health Insurance Card (Ghic). Ehics that are currently valid may be used until expiry. New applicants will be issued with a Ghic.

Neither card covers all eventualities, so it is important to have travel insurance with health cover for trips to the EU. Ehics will no longer be valid in Switzerland, Norway, Liechtenstein or Iceland.

Ehic, Ghic and travel insurance

It is possible that interruptions to our cash deliveries may mean that some areas of the UK have shortages of foreign currency being available on demand. Please check the travel money page for service updates .

The minimum length of validity of your passport may need to be longer than before Brexit.

Passport validity changes

You may need an International Driving Permit (IDP) if you have a paper UK driving licence. Photocard licence holders will not need an IDP, but must always carry their full, UK driving licence and a motor insurance green card, and affix a GB sticker to their vehicle(s).

More driving in the EU

Travellers using a UK passport will be able to stay in the EU for a maximum of 90 days in any 180-day period. This may be spread over a number of trips. Outstaying this maximum may result in bans on entry to the Schengen area, not only the country you are visiting.

What counts towards this 90-day quota can differ by EU country, so it's worth checking the rules of your destination.

Pet passports will no longer be recognised by the EU, and the process for taking your pet abroad will have more steps. If you travel with your pet when your pet is not permitted to travel, your pet insurance is likely to be invalid.

Pet travel to the EU

You will need to ask your motor insurance provider for a ‘green card’ to make sure your policy is recognised in EU countries. Post Office Motor Insurance customers can request this.

More driving in the EU

There are likely to be changes to the regulations around taking your pet to the EU, which may impact the validity of your pet insurance.

Taking your pet to the EU

There may be minor changes to the small print of your mortgage, however these will not materially affect your terms and conditions. As always, be sure to read all documentation thoroughly and seek advice if you have trouble understanding its details.

There may be minor changes to the small print of your personal loan, however these will not materially affect your terms and conditions. As always, be sure to read all documentation thoroughly and seek advice if you have trouble understanding its details.

There may be minor changes to the small print of your savings account, however these will not materially affect your terms and conditions. As always, be sure to read all documentation thoroughly and seek advice if you have trouble understanding its details.

There may be minor changes to the small print of your credit card, however these will not materially affect your terms and conditions. As always, be sure to read all documentation thoroughly and seek advice if you have trouble understanding its details.

While we don’t anticipate changes to our ability to provide these services, mobile phone providers may increase charges for data roaming, calls and texts in relation to the EU.

Phone charges to EU countries are likely to increase.

Transferring money abroad using our partnerships with MoneyGram and Western Union will not be affected.

There is unlikely to be any impact on our ability to offer normal everyday banking services for UK banks and UK-resident customers.

Our provision of biometric residence permits will be unaffected by Brexit.