Post Office Card Account

Spring Bank Holiday UK and Northern Ireland Advanced Payment Notice

Post Office Card Account Customers due benefit or pension payment on Monday 27h May will have this advanced to their POca accounts Friday 24th May

Post Office card account

Post Office card account – is a simple account for the receipt of pension, benefits or tax credits. It is for those who are unable to open or manage a bank, building society or credit union account.

For information about pensions, tax credits or benefits being paid into a bank or building society account please visit


Information for Existing Customers

How to nominate a helper

If you can’t get to a Post Office branch or a Post Office ATM on a regular basis, you can let someone you trust (such as a friend or relative) have access to your account. To keep your account safe, only one helper can have access at any one time and they must be at least 16 years old. To nominate a helper (known as a permanent agent) you can complete a permanent agent access form (P6163) which you or your helper can collect from a Post Office branch or have sent to you by calling the post office card account contact centre number. Make sure you choose someone you can trust as they will be able to withdraw money from your account using their own card and PIN. A permanent agent will not be able to administer your account, if you need someone to do this you may want to consider taking out a Power of Attorney.

How to close your account

You can pick up an account closure form, P6703, from your local Post Office, or call the contact centre to have a form sent to you. Complete the form and take it to a Post Office branch who will check the details and forward it for processing, The account closure process can take up to 10 working days.

How to close an account for a third party

You can pick up a third party account closure form, P6702, from your local Post Office, or call the contact centre to have a form sent to you. In all instances the third party named on the form will need to provide 2 x Identity documents and the relevant documents listed on the form. If you are the executor claiming a deceased’s estate you will also need to supply a copy of the death certificate. A copy of the deceased’s will could help to avoid any delays. If the deceased’s account has more than £10,000 in the account then a Grant of Probate or Confirmation will be required. The account closure process can take up to 10 working days.

Power Of Attorney /Court of Protection

If you have Power of Attorney or Court of Protection that you wish to register against an account, please forward a copy to: Post Office card account, PO Box 567, Preston, PR1 2WX . Original documents will be returned. Once a Power of Attorney or Court of Protection has been registered you will be able to administer the account by putting your requests in writing.

Damaged Card – If you have a damaged card and the long number is still readable, please visit your local Post Office branch with ID where they will replace your card there and then.

Change your PIN – You can change your PIN in any Post Office branch, just ask the member of staff

Account Statements – Statements are sent out monthly to all customers

Lost or stolen cards – If your card is lost or stolen please report it immediately on 0800 389 2101, this line is open 24 hours 7 days a week.

This line cannot accept general enquiry calls, if you have a general enquiry please call 03457 22 33 44.

To assist you, a table of the relevant forms with their appropriate numbers is listed below. Your local Branch will be also able to help you in locating the right form for your purposes.

Request Form Number
Closure of account by account holder P6703
Closure of account by a third party P6702
Add a trusted helper to an existing account (Permanent Agent) P6163
Change of name and or address P6166

Post Office card account is offered by J.P. Morgan Europe Ltd.

For more information about Pensions, benefits or tax credits visit the GOV.UK website

Read or FAQs

Can we help?

For general enquiries call:

0345 722 3344 8:15am-6pm, Mon-Fri
8:30am-7:15pm, Sat
Closed Sun

Or Typetalk:

0345 722 3355

Or use your card account in branch