Understand your credit score and
make better financial decisions.


Annual Percentage Rate (APR) represents the amount of interest you'll pay annually for your loan. A representative APR is an advertised amount that a minimum percentage of customers will pay. The rate you are offered might differ depending on your personal circumstance and credit rating.
- Instant decision in most cases
- Funds could be transferred the next day
What you’ll get with a Post Office Personal Loan
What are you planning on using your loan for?
Debt consolidation
Manage all your existing debts with one simple monthly payment.
Home improvement
New carpet, kitchen or conservatory? Get a loan to upgrade your space.
Need a hand with your first loan?
We’ll guide you through all you need to know and get you ready for your loan
Get your personalised rate
Apply now to find out what loan rate we can offer you.
Top questions people ask us
Top questions for Early Settlement
Still have questions about loans?
Want to learn more about loans?
Get clued-up on the legal bits
Carve out some time to learn about the nitty-gritty of your loan
Contact us for general enquiries
Call us on
0800 169 2000
8.00am - 7.00pm, Mon - Fri
8.00am - 2pm, Sat
Closed Bank Holidays and Sundays