Discover if you’re eligible for a loan with Fast Checker

Find out how likely you are to be approved for a Post Office Loan without affecting your credit rating.


Post Office Personal Loans are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender.

This should take about 4 mins

Input details

Input a few of your details

Like your address, occupation, how much you earn etc.

Run small credit check

We’ll run a soft credit check

Don’t worry, it doesn’t affect your credit rating

Get your likelihood score

Get your likelihood score

Find out how likely you are to be approved for a loan

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Representative example:

Representative 8.2% APR. Based on a loan amount of £4,000 over 36 months at an interest rate of 8.1% p.a. (fixed). Monthly repayment £125.17. Total amount repayable £4,506.12.

What you’ll need to apply

Checklist to confirm
  • Have been a UK resident for at least 3 years
  • Have a regular income above £12,000 a year 
  • You are over 21 and no older than 70 when the loan term ends
  • Have a good credit rating without a history of County Court Judgment or bankruptcy
  • Have a UK-based bank or building society account that can pay direct debits
  • Have you considered how the rising cost of living will impact your household finances and are sure you can meet the repayments, as missed payments could have severe consequences on your ability to obtain future credit
  • Don't know of, or anticipate, any changes to your income and/or outgoings during the life of the loan which could affect your ability to afford the repayments
Important reading
Check your eligibility with Fast Checker
We’ll run a soft credit check which won’t affect your credit score
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Questions you may have

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Contact us for general enquiries

Call us on

0800 169 2000

8.00am - 7.00pm, Mon - Fri
8.00am - 2pm, Sat
Closed bank holidays and Sundays