Coronavirus support:

Mortgage Repayment Calculator

Due to the coronavirus pandemic, we have changed our opening hours. They are now Monday to Friday, 9am to 5pm (closed Saturdays and Sundays).

We are also dealing with a higher number of calls than usual. We ask that our customers only call if they have an urgent query that can’t wait so that we can prioritise the most critical cases first. You can continue to use Online Banking without interruption, or contact us using our digital channels. Thanks for your patience and understanding. 

For more information click here.

How much will my monthly payments be ?

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You can use our mortgage calculator to get an estimate of what your monthly repayments will be.

How would you like repayments to be split ?

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

 

You can borrow on an interest only basis up to 60% loan to value. We will also consider up to 75% loan to value if the amount you want over 60% is on a repayment basis, subject to a minimum equity of £250,000, and a minimum income of £50,000 sole income or £75,000 joint income.

 

Please see our lending criteria for full details.

 

This calculator provides an indication only, it is not a legally binding mortgage offer and places the lender at no obligation to provide you with a mortgage.

 

This information does not contain all of the details you need to choose a mortgage.

 

If you would like to get an indication of how much you may be able to borrow, please use our Affordability Calculator

Talk to us

0800: All calls to 0800 numbers are free of charge whether made from a landline or mobile phone. Calls may be monitored or recorded for training and compliance purposes.

Small print

Please note our online mortgage application is only compatible with Internet Explorer 9+, Google Chrome 34+, Firefox 28+, Safari 5 and 7 web browsers and is not optimised for mobile phones.

Subject to status and lending criteria. Written mortgage illustrations available upon request. Borrowers must be aged 18 or over.

Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, FRN 512956. You can check this on the Financial Services Register by visiting the website www.fca.org.uk/register . Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is registered in England & Wales (No. 07022885). Registered Office: Bow Bells House, 1 Bread Street, London, EC4M 9BE. Post Office Limited is registered in England and Wales (No. 2154540). Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office Money and the Post Office Money logo are registered trademarks of Post Office Limited.