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Remortgage

Life’s not fixed but our range of remortgage options can be. Free up funds, reduce payments or borrow into retirement.

Post Office Money® Mortgages are provided by Bank of Ireland UK

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Due to the coronavirus pandemic, we have changed our opening hours. They are now Monday to Friday, 9am to 5pm (closed Saturdays and Sundays).

 

We are also dealing with a higher number of calls than usual. We ask that our customers only call if they have an urgent query that can’t wait so that we can prioritise the most critical cases first. You can continue to use Online Banking without interruption, or contact us using our digital channels. Thanks for your patience and understanding. 

 

For more information click here.

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Options for Remortgaging

Borrowing into retirement 

A mortgage for those on pension income with various repayment options.

Fixed Rate

Peace of mind and security with our fixed rate mortgages. Know exactly what your monthly payments will be for a set period of time.

Variable

A standard mortgage rate that is not fixed and can be varied at any time. This means your mortgage repayments could go up or down over time. 

Your home may be repossessed if you do not keep up repayments on your mortgage

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How much can I borrow?

Use our simple calculator to see how much you could borrow based on your current circumstances.

Our mortgages

View our full range of mortgages and find one that suits your needs.


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Top Remortgaging FAQs

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Contact us or apply

Arrange a call back

Select a time that suits you best and we will give you a call back

Ways to apply

Find out what you will need when applying online or by phone

Call us on

0800 707 6206
We are available 9.00am-17.00pm Mon-Fri
closed Saturday/Sunday

Small print

Subject to status and lending criteria. Written mortgages illustrations available upon request. Borrowers must be aged 18 or over.

 

Post Office Money® Mortgages are provided by Bank of Ireland (UK) plc. Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Post Office Limited is registered in England and Wales. Registered Number: 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office Money® and the Post Office Money® logo are registered trademarks of Post Office Limited. Our FCA Register Number is 409080. You can confirm our registration on the FCA's website (www.fca.org.uk).