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How much could you borrow

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Affordability results

Please remember - Mortgage calculations are only an estimate.

The figure here will only give you an estimate of what you may be able to borrow. It isn't mortgage offer and is not legally binding.

Based on the details provided, you could borrow up to:

300,000

based on a 2-year fixed mortgage

or

300,000

based on a 5-year fixed mortgage

Next steps:

See how much it could cost you each month and explore product options

Get a more accurate view of how much you could borrow without affecting your credit score by applying for an

Agreement in Principle

You could borrow up to:

300,000

based on a 2-year fixed mortgage

or

300,000

based on a 5-year fixed mortgage

How much your mortgage could cost

Property details Edit

If you don't know yet, give an estimate.

Your deposit needs to be at least 20%

Repayment results

Based on a property value of £400,000, owing £300,000 over 25 years:

Your loan to value would be:

75%

Therefore you would need a mortgage of:

£300,000

Your monthly payments could range from:

£823 - £876

You've asked to borrow £430,000, but based on your current circumstances we can only lend you £300,000

It may be worth considering increasing your deposit if you can, or looking at alternative property prices.

We have 5 products you might be interested in

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Ready for a Personalised rate?

Don't worry, this won't affect your credit score.

Small print

Please note our online mortgage application is only compatible with Internet Explorer 9+, Google Chrome 34+, Firefox 28+, Safari 5 and 7 web browsers and is not optimised for mobile phones. Subject to status and lending criteria. Written mortgage illustrations available upon request. Borrowers must be aged 18 or over.

 

Post Office Money® Mortgages are provided by Bank of Ireland (UK) plc. Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Post Office Limited is registered in England and Wales. Registered Number: 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office Money® and the Post Office Money® logo are registered trademarks of Post Office Limited. Our FCA Register Number is 409080. You can confirm our registration on the FCA's website (www.fca.org.uk).