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FIXED RATE MORTGAGES

Choose from our Fixed Rate Mortgages

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What is a Fixed Rate Mortgage?

  • If you want to know exactly what your monthly payments will be for a set period of time, fixed rate could be right for you.
  • These rates are only available for new borrowers and are correct as of 30/09/2019.
  • These products are only available on a Capital Repayment basis, unless stated otherwise.
  • You could get an Approval in Principle online or by phone, without a hard credit check.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE


Our Fixed Rate Mortgages

After the initial rate period, all of our mortgages revert to the Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term

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40% deposit (60% loan to value)

Compare our fixed rate 60% mortgages

2 year fixed

until 30/11/2021

With additional benefits. Also available on Interest Only or Part Interest Only/Part Repayment basis

Product fee
£1,495
Initial rate
1.27%
Overall cost for comparison
4.2% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 3% of the sum repaid until 30/11/2020 then
  • 2% of the sum repaid until 30/11/2021

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits

  • Standard Valuation Fee paid by Lender

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am – 1:30pm Saturday
  • Closed on Sundays

2 year fixed

until 30/11/2021

With additional benefits and cashback. Also available on Interest Only or Part interest/ Part Repayment basis. 

Product fee
£0
Initial rate
1.78%
Overall cost for comparison
4.3% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 3% of the sum repaid until 30/11/2020 then
  • 2% of the sum repaid until 30/11/2021

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits

  • Standard Valuation Fee paid by Lender
  • £400 cashback paid to Solicitor in advance
  • £50,000 Minimum Loan

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

3 year fixed

until 30/11/2022

With additional benefits and cashback. Also available on Interest Only or Part Interest Only/Part Repayment basis

Product fee
£0
Initial rate
1.92%
Overall cost for comparison
4.1% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 3% of the sum repaid until 30/11/2021 then
  • 2% of the sum repaid until 30/11/2022

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits

  • Standard Valuation Fee paid by Lender
  • £500 cashback paid to Solicitor in advance
  • £50,000 minimum

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am – 1:30pm Saturday
  • Closed on Sundays

5 year fixed

until 30/11/2024

With additional benefits. Also available on Interest Only or Part Interest Only/Part Repayment basis.

Product fee
£995
Initial rate
1.58%
Overall cost for comparison
3.6% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 4% of the sum repaid until 30/11/2021 then
  • 3% of the sum repaid until 30/11/2023 then
  • 2% of the sum repaid until 30/11/2024

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Notes and additional benefits:

  • Standard Valuation Fee paid by Lender

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed on Sundays

5 year fixed

until 30/11/2024

With additional benefits. Also available on Interest Only or Part Interest Only/Part Repayment basis

Product fee
£495
Initial rate
1.73%
Overall cost for comparison
3.4% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 4% of the sum repaid until 30/11/2021 then
  • 3% of the sum repaid until 30/11/2023 then
  • 2% of the sum repaid until 30/11/2024

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Notes and additional benefits

  • Standard Valuation Fee paid by Lender
  • Remortgagers also have standard legal fees paid by Lender

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed on Sundays
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Representative example:

This is not based on your details, it is just an example to show how repayments might work for this kind of mortgage.

A mortgage of £107,000 payable over 16 years initially on a fixed rate for 3 years at 1.92% and then reverting to our tracker rate of 3.99% above Bank of England Base Rate for the remaining 13 years would require 36 monthly payments of £648 and 156 monthly payments of £768.

The total amount payable would be £143,395 made up of the loan amount plus interest (£36,185), product fee (£0), valuation fee (£0), funds transfer fee (£15), legal fee (£0) and lending fee (£195).

The overall cost for comparison is 3.8% APRC representative.

Or in other words...

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If you have a mortgage of £107,000 over 16 years

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You will start paying a fixed rate of 1.92% for 3 years

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You then pay a rate of 4.74% for the remaining 13 years

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...and after 16 years, you will have paid £143.395

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30% deposit (70% loan to value)

Compare our fixed rate 70% mortgages

3 year fixed

until 30/11/2022

With additional benefits and cashback. Also available on Interest Only or Part Interest / Part Repayment basis. Intererest Only elements maximum 60% loan to value.

Product fee
£0
Initial rate
1.96%
Overall cost for comparison
4.1% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 3% of the sum repaid until 30/11/2021 then
  • 2% of the sum repaid until 30/11/2022

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Notes and additional benefits

  • Standard Valuation Fee paid by Lender
  • £500 cashback paid to Solicitor in advance
  • Minimum Loan £50,000

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays
circle-outline icon

Representative example:

This is not based on your details, it is just an example to show how repayments might work for this kind of mortgage.

A mortgage of £135,000 payable over 12 years initially on a fixed rate for 3 years at 1.96% and then reverting to our tracker rate of 3.99% above Bank of England Base Rate for the remaining 9 years would require 36 monthly payments of £1,080 and 104 monthly payments of £1,212.

The total amount payable would be £165,087 made up of the loan amount plus interest (£29,877), product fee (£0), valuation fee (£0), funds transfer fee (£15), legal fee (£0) and lending fee (£195).

The overall cost for comparison is 3.5% APRC representative.

Or in other words...

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If you have a mortgage of £135,000 over 12 years

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You will start paying a fixed rate of 1.96% for 3 years

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You then pay a rate of 4.74% for the remaining 9 years

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...and after 12 years, you will have paid £165,087

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25% deposit (75% loan to value)

Compare our fixed rate 75% mortgages

2 year fixed

until 30/11/2021

With additional benefits. Also available on Interest Only or Part Interest/ Part Repayment basis. Interst Only element maximun 60% loan to value.

Product fee
£0
Initial rate
1.65%
Overall cost for comparison
4.1% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 3% of the sum repaid until 30/11/2020 then
  • 2% of the sum repaid until 30/11/2021

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Notes and additional benefits

  • Standard Valuation Fee paid by Lender
  • Remortgagers also have standard legal fees paid by Lender

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

2 year fixed

until 30/11/2021

With additional benefits and cashback. Also available on Interest Only or Part Interest/ Part Repayment basis. Interst Only element maximun 60% loan to value.

Product fee
£0
Initial rate
1.94%
Overall cost for comparison
4.3% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 3% of the sum repaid until 30/11/2020 then
  • 2% of the sum repaid until 30/11/2021

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Notes and additional benefits

  • Standard Valuation Fee paid by Lender
  • £500 cashback paid to Solicitor in advance
  • Minimum Loan £50,000

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

3 year fixed

until 30/11/2022

With additional benefits and caashback Also available on Interest Only or Part Interest/ Part Repayment basis. Interst Only element maximun 60% loan to value.

Product fee
£0
Initial rate
1.99%
Overall cost for comparison
4.1% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 3% of the sum repaid until 30/11/2021 then
  • 2% of the sum repaid until 30/11/2022

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits

  • Standard Valuation Fee paid by Lender
  • £500 cashback paid to Solicitor in advance
  • £50,000 Minimum Loan

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

5 year fixed

until 30/11/2024

With additional benefits. Also available on Interest Only or Part Interest/ Part Repayment basis. Interst Only element maximun 60% loan to value.

Product fee
£1,495
Initial rate
1.67%
Overall cost for comparison
3.4% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 4% of the sum repaid until 30/11/2021 then
  • 3% of the sum repaid until 30/11/2023 then
  • 2% of the sum repaid until 30/11/2024

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits

  • Standard Valuation Fee paid by Lender
  • Remortgagers have standard legal fees paid by Lender

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

5 year fixed

until 30/11/2024

With additional benefits. Also available on Interest Only or Part Interest/ Part Repayment basis. Interst Only element maximun 60% loan to value.

Product fee
£495
Initial rate
1.75%
Overall cost for comparison
3.5% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 4% of the sum repaid until 30/11/2021 then
  • 3% of the sum repaid until 30/11/2023 then
  • 2% of the sum repaid until 30/11/2024

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits

  • Standard Valuation Fee paid by Lender
  • Remortgagers also have standard legal fees paid by Lender

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

5 year fixed

until 30/11/2024

With additional benefits and cashback. Also available on Interest Only or Part Interest/ Part Repayment basis. Interst Only element maximun 60% loan to value.

Product fee
£995
Initial rate
1.77%
Overall cost for comparison
3.7% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 4% of the sum repaid until 30/11/2021 then
  • 3% of the sum repaid until 30/11/2023 then
  • 2% of the sum repaid until 30/11/2024

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits

  • Standard Valuation Fee paid by Lender
  • £500 cashback paid to Solicitor in advance
  • £50,000 Minimum Loan

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

5 year fixed

until 30/11/2024

With additional benefits and cashback Also available on Interest Only or Part Interest/ Part Repayment basis. Interst Only element maximun 60% loan to value.

Product fee
£0
Initial rate
2.00%
Overall cost for comparison
3.7% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 4% of the sum repaid until 30/11/2021 then
  • 3% of the sum repaid until 30/11/2023 then
  • 2% of the sum repaid until 30/11/2024

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Notes and additional benefits

  • Standard Valuation Fee paid by Lender
  • £400 cashback paid to Solicitor in advance
  • £50,000 Minimum Loan

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

7 year fixed

until 30/11/2026

Also available on Interest Only or Part Interest/ Part Repayment basis. Interst Only element maximun 60% loan to value.

Product fee
£495
Initial rate
2.32%
Overall cost for comparison
3.6% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 4% of the sum repaid until 30/11/2023 then
  • 3% of the sum repaid until 30/11/2025 then
  • 2% of the sum repaid until 30/11/2026

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

7 year fixed

until 30/11/2026

With additional benefits. Also available on Interest Only or Part Interest/ Part Repayment basis. Interst Only element maximun 60% loan to value.

Product fee
£0
Initial rate
2.51%
Overall cost for comparison
3.4% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 4% of the sum repaid until 30/11/2023 then
  • 3% of the sum repaid until 30/11/2025 then
  • 2% of the sum repaid until 30/11/2026

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits

  • Standard Valuation Fee paid by Lender
  • Remortgagers also have standard legal fees paid by Lender

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

7 year fixed

until 30/11/2026

With additional benefits and cashback. Also available on Interest Only or Part Interest/ Part Repayment basis. Interst Only element maximun 60% loan to value.

Product fee
£0
Initial rate
2.51%
Overall cost for comparison
3.6% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 4% of the sum repaid until 30/11/2023 then
  • 3% of the sum repaid until 30/11/2025 then
  • 2% of the sum repaid until 30/11/2026

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits

  • Standard Valuation Fee paid by Lender
  • £400 cashback paid to Solicitor in advance
  • £50,000 Minimum Loan

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays
circle-outline icon

Representative example:

This is not based on your details, it is just an example to show how repayments might work for this kind of mortgage.

A mortgage of £135,000 payable over 12 years initially on a fixed rate for 2 years at 1.65% and then reverting to our tracker rate of 3.99% above Bank of England Base Rate for the remaining 10 years would require 24 monthly payments of £1,061 and 116 monthly payments of £1,223..

The total amount payable would be £167,571 made up of the loan amount plus interest (£32,361), product fee (£0), valuation fee (£0), funds transfer fee (£15), legal fee (£0) and lending fee (£195).

The overall cost for comparison is 3.8% APRC representative.  

Or in other words...

icon

If you have a mortgage of £135,000  over 12 years

icon

You will start paying a fixed rate of 1.65% for 2 years

icon

You then pay a rate of 4.74% for the remaining 10 years

icon

...and after 12 years, you will have paid £167,571

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20% deposit (80% loan to value)

Compare our fixed rate 80% mortgages

2 year fixed

until 30/11/2021

With additional benefits.

Product fee
£995
Initial rate
1.56%
Overall cost for comparison
4.3% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 3% of the sum repaid until 30/11/2020 then
  • 2% of the sum repaid until 30/11/2021

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits

  • Standard Valuation Fee paid by Lender

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

2 year fixed

until 30/11/2021

With additional benefits.

Product fee
£0
Initial rate
1.85%
Overall cost for comparison
4.2% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 3% of the sum repaid until 30/11/2020 then
  • 2% of the sum repaid until 30/11/2021

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits

  • Standard Valuation Fee paid by Lender
  • Remortgagers also have standard legal fees paid by Lender

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

2 year fixed

until 30/11/2021

With additional benefits and cashback.

Product fee
£0
Initial rate
2.12%
Overall cost for comparison
4.3% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 3% of the sum repaid until 30/11/2020 then
  • 2% of the sum repaid until 30/11/2021

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits

  • Standard Valuation Fee paid by Lender
  • £500 cashback paid to Solicitor in advance
  • Minimum Loan £50,000

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

2 year fixed

until 30/11/2021

With additional benefits and cashback

Product fee
£0
Initial rate
2.45%
Overall cost for comparison
4.4% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 3% of the sum repaid until 30/11/2020 then
  • 2% of the sum repaid until 30/11/2021

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits

  • Standard Valuation Fee paid by Lender
  • £1000 cashback paid to Solicitor in advance
  • £50,000 Minimum Loan

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

3 year fixed

until 30/11/2022

With additional benefits

Product fee
£0
Initial rate
1.89%
Overall cost for comparison
3.9% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 3% of the sum repaid until 30/11/2021 then
  • 2% of the sum repaid until 30/11/2022

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits

  • Standard Valuation Fee paid by Lender
  • Remortgagers also have standard legal fees paid by Lender

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

3 year fixed

until 30/11/2022

With additional benefits and cashback.

Product fee
£0
Initial rate
2.28%
Overall cost for comparison
4.2% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 3% of the sum repaid until 30/11/2021 then
  • 2% of the sum repaid until 30/11/2022

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits

  • Standard Valuation Fee paid by Lender
  • £500 cashback paid to Solicitor in advance
  • £50,000 Minimum Loan

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

5 year fixed

until 30/11/2024

With additional benefits and casback.

Product fee
£495
Initial rate
2.12%
Overall cost for comparison
3.8% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 4% of the sum repaid until 30/11/2021 then
  • 3% of the sum repaid until 30/11/2023 then
  • 2% of the sum repaid until 30/11/2024

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits

  • Standard Valuation Fee paid by Lender
  • £500 cashback paid to Solicitor in advance
  • £50,000 Minimum Loan

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

5 year fixed

until 30/11/2024

With additional benefits.

Product fee
£0
Initial rate
2.15%
Overall cost for comparison
3.6% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 4% of the sum repaid until 30/11/2021 then
  • 3% of the sum repaid until 30/11/2023 then
  • 2% of the sum repaid until 30/11/2024

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits

  • Standard Valuation Fee paid by Lender
  • Remortgagers also have standard legal fees paid by Lender

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

5 year fixed

until 30/11/2024

With additional benefits and cashback.

Product fee
£0
Initial rate
2.23%
Overall cost for comparison
3.8% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 4% of the sum repaid until 30/11/2021 then
  • 3% of the sum repaid until 30/11/2023 then
  • 2% of the sum repaid until 30/11/2024

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits

  • Standard Valuation Fee paid by Lender
  • £500 cashback paid to Solicitor in advance
  • Minimum Loan £50,000

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays
circle-outline icon

Representative example:

This is not based on your details, it is just an example to show you how repayments might work for this kind of mortgage.

A mortgage of £150,000 payable over 15 years initially on a fixed rate for 2 years at 2.12% and then reverting to our tracker rate of 3.99% above Bank of England Base Rate for the remaining 13 years would require 24 monthly payments of £974 and 156 monthly payments of £1,141.

The total amount payable would be £201,512 made up of the loan amount plus interest (£51,302), product fee (£0), valuation fee (£0), funds transfer fee (£15), legal fee (£0) and lending fee (£195).

The overall cost for comparison is 4.1% APRC representative.

Or in other words...

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If you have a mortgage of £150,000 over 15 years

icon

You will start paying a fixed rate of 2.12% for 2 years

icon

You then pay a rate of 4.74% for the remaining 13 years

icon

...and after 15 years, you will have paid £201,512

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15% deposit (85% loan to value)

Compare our fixed rate 85% mortgages

2 year fixed

until 30/11/2021

With additional benefits. 

Product fee
£995
Initial rate
1.56%
Overall cost for comparison
4.3% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 3% of the sum repaid until 30/11/2020 then
  • 2% of the sum repaid until 30/11/2021

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits

  • Standard Valuation Fee paid by Lender

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

2 year fixed

until 30/11/2021

With additional benefits and cashback.

Product fee
£0
Initial rate
2.12%
Overall cost for comparison
4.3% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 3% of the sum repaid until 30/11/2020 then
  • 2% of the sum repaid until 30/11/2021

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Notes and additional benefits

  • Standard Valuation fee paid by the Lender
  • £500 cashback paid to Solicitor in advance
  • Minimum Loan £50,000

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed on Sundays

2 year fixed

until 30/11/2021

With additional benefits and cashback.

Product fee
£0
Initial rate
2.45%
Overall cost for comparison
4.4% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 3% of the sum repaid until 30/11/2020 then
  • 2% of the sum repaid until 30/11/2021

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Notes and additional benefits

  • £1000 cashback paid to Solicitor with advance
  • Standard Valuation Fee paid by Lender
  • Minimum Loan £50,000

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed on Sundays

3 year fixed

until 30/11/2022

With additional benefits.

Product fee
£0
Initial rate
1.89%
Overall cost for comparison
3.9% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 3% of the sum repaid until 30/11/2021 then
  • 2% of the sum repaid until 30/11/2022

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Notes and additional benefits

  • Standard Valuation Fee paid by the Lender
  • Remortgagers also have standard legal fees paid by Lender

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed on Sundays

3 year fixed

until 30/11/2022

With additional benefits and cashback.

Product fee
£0
Initial rate
2.28%
Overall cost for comparison
4.2% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 3% of the sum repaid until 30/11/2021 then
  • 2% of the sum repaid until 30/11/2022

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Notes and additional benefits

  • Standard Valuation Fee paid by the Lender
  • £500 cashback paid to Solicitor in advance
  • £50,000 Minimum Loan

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed on Sundays

5 year fixed

until 30/11/2024

With additional benefits and cashback.

Product fee
£495
Initial rate
2.12%
Overall cost for comparison
3.8% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 4% of the sum repaid until 30/11/2021 then
  • 3% of the sum repaid until 30/11/2023 then
  • 2% of the sum repaid until 30/11/2024

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits

  • Standard Valuation Fee paid by Lender
  • £500 cashback paid to Solicitor in advance
  • Minimum Loan £50,000

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

5 year fixed

until 30/11/2024

With additional benefits.

Product fee
£0
Initial rate
2.15%
Overall cost for comparison
3.6% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 4% of the sum repaid until 30/11/2021 then
  • 3% of the sum repaid until 30/11/2023 then
  • 2% of the sum repaid until 30/11/2024

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits

  • Standard Valuation Fee paid by Lender
  • Remortgagers also have standard legal fees paid by Lender

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

5 year fixed

until 30/11/2024

With additional benefits and cashback.

Product fee
£0
Initial rate
2.23%
Overall cost for comparison
3.8% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 4% of the sum repaid until 30/11/2021 then
  • 3% of the sum repaid until 30/11/2023 then
  • 2% of the sum repaid until 30/11/2024

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term

Additional benefits

  • £500 cashback paid to Solicitor with advance
  • Standard Valuation Fee paid by Lender
  • Minimum Loan £50,000

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed on Sundays
circle-outline icon

Representative example:

This is not based on your details, it is just an example to show how repayments might work for this kind of mortgage.

A mortgage of £144,495 payable over 35 years initially on a fixed rate for 5 years at 2.12% and then reverting to our tracker rate of 3.99% above Bank of England Base Rate for the remaining 30 years would require 60 monthly payments of £488 and 360 monthly payments of £676.

The total amount payable would be £273,440 made up of the loan amount plus interest (£128,240), product fee (£0), valuation fee (£0), funds transfer fee (£15), legal fee (£0) and lending fee (£195).

The overall cost for comparison is 4.0% APRC representative.

Or in other words...

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If you have a mortgage of £144,495 over 35 years

icon

You will start paying a fixed rate of 2.12% for 5 years

icon

You then pay a rate of 4.74% for the remaining 30 years

icon

...and after 35 years, you will have paid £273,440

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10% deposit (90% loan to value)

Compare our fixed rate 90% mortgages

2 year fixed

until 30/11/2021

With additional benefits and cashback.

Product fee
£0
Initial Rate
2.42%
Overall cost for comparison
4.4% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term you will pay:

  • 3% of the sum repaid until 30/11/2020 then
  • 2% of the sum repaid until 30/11/2021

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed by Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits

  • Standard Valuation Fee paid by Lender
  • £500 cashback paid to Solicitor in advance
  • £50,000 Minimum Loan

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

2 year fixed

until 30/11/2021

With additional benefits and cashback.

Product fee
£0
Initial rate
2.64%
Overall cost for comparison
4.4% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 3% of the sum repaid until 30/11/2020 then
  • 2% of the sum repaid until 30/11/2021

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Notes and additional benefits

  • Standard Valuation Fee paid by the Lender
  • £750 cashback paid to Solicitor with advance
  • Minimum Loan £50,000

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

3 year fixed

until 30/11/2022

With additional benefits.

Product fee
£0
Initial rate
2.38%
Overall cost for comparison
4.1% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 3% of the sum repaid until 30/11/2021 then
  • 2% of the sum repaid until 30/11/2022

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Notes and additional benefits

  • Standard Valuation Fee paid by the Lender
  • Remortgagers also have standard legal fees paid by the Lender

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

5 year fixed

until 30/11/2024

With additional benefits.

Product fee
£0
Initial Rate
2.47%
Overall cost for comparison
3.9% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term you will pay:

  • 4% of the sum repaid until 30/11/2021 then
  • 3% of the sum repaid until 30/11/2023 then
  • 2% of the sum repaid until 30/11/2024

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed by Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits

  • Standard Valuation Fee paid by Lender

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

5 year fixed

until 30/11/2024

With additional benefits and cashback.

Product fee
£0
Initial rate
2.49%
Overall cost for comparison
3.9% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 4% of the sum repaid until 30/11/2021 then
  • 3% of the sum repaid until 30/11/2023 then
  • 2% of the sum repaid until 30/11/2024

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits

  • £500 cashback paid to Solicitor with advance
  • Standard Valuation Fee paid by Lender
  • Minimum Loan £50,000

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

5 year fixed

until 30/11/2024

With additional benefits and cashback.

Product fee
£0
Initial rate
2.66%
Overall cost for comparison
4.0% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 4% of the sum repaid until 30/11/2021 then
  • 3% of the sum repaid until 30/11/2023 then
  • 2% of the sum repaid until 30/11/2024

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Notes and additional benefits

  • Standard Valuation Fee paid by Lender
  • £1,000 cashback paid to Solicitor with advance
  • £50,000 Minimum Loan

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays
circle-outline icon

Representative example:

This is not based on your details, it is just an example to show how repayments might work for this kind of mortgage.

A mortgage of £131,500 payable over 18 years initially on a fixed rate for 2 years at 2.42% and then reverting to our tracker rate of 3.99% above Bank of England Base Rate for the remaining 16 years would require 24 monthly payments of £752 and 192 monthly payments of £890.

The total amount payable would be £189,034 made up of the loan amount plus interest (£57,324), product fee (£0), valuation fee (£0), funds transfer fee (£15), legal fee (£0) and lending fee (£195).

The overall cost for comparison is 4.3% APRC representative.

Or in other words...

icon

If you have a mortgage of £131,500 over 18 years

icon

You will start paying a fixed rate of 2.42% for 2 years

icon

You then pay a rate of 4.74% for the remaining 16 years

icon

...and after 18 years, you will have paid £189,034

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5% deposit (95% loan to value)

Compare our fixed rate 95% mortgages

2 year fixed

until 30/11/2021

With additional benefits. Purchase only.

Product fee
£0
Initial rate
2.88%
Overall cost for comparison
4.5% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 3% of the sum repaid until 30/11/2020 then
  • 2% of the sum repaid until 30/11/2021

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Notes and additional benefits

  • Higher Lending Charge paid by Lender
  • Standard Valuation Fee paid by the Lender

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

2 year fixed

until 30/11/2021

With additional benefits. Purchase only.

Product fee
£0
Initial rate
2.90%
Overall cost for comparison
4.5% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 3% of the sum repaid until 30/11/2020 then
  • 2% of the sum repaid until 30/11/2021

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits

  • Higher Lending Charge paid by Lender

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

2 year fixed

until 30/11/2021

With additional benefits and cashback. Purchase only.

Product fee
£0
Initial rate
3.45%
Overall cost for comparison
4.6% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 3% of the sum repaid until 30/11/2020 then
  • 2% of the sum repaid until 30/11/2021

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits

  • Higher Lending Charge paid by Lender
  • £1,000 cashback paid to solicitor with advance
  • Standard Valuation Fee paid by Lender
  • Minimum Loan £50,000

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

3 year fixed

until 30/11/2022

With additional benefits. Purchase only.

Product fee
£0
Initial rate
3.11%
Overall cost for comparison
4.4% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 3% of the sum repaid until 30/11/2021 then
  • 2% of the sum repaid until 30/11/2022

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits

  • Higher Lending Charge paid by Lender
  • Standard Valuation Fee paid by Lender

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

5 year fixed

until 30/11/2024

With additional benefits. Purchase only.

Product fee
£0
Initial rate
3.16%
Overall cost for comparison
4.2% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 4% of the sum repaid until 30/11/2021 then
  • 3% of the sum repaid until 30/11/2023 then
  • 2% of the sum repaid until 30/11/2024

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Notes and additional benefits

  • Higher Lending Charge paid by Lender
  • Standard Valuation Fee paid by the Lender

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays

5 year fixed

until 30/11/2024

With additional benefits and cashback. Purchase Only.

 

Product fee
£0
Initial rate
3.41%
Overall cost for comparison
4.3% APRC

Early repayment details

If you fully repay your mortgage before the end of your agreed term, you will pay:

  • 4% of the sum repaid until 30/11/2021 then
  • 3% of the sum repaid until 30/11/2023 then
  • 2% of the sum repaid until 30/11/2024

Overpayment details

You can overpay up to 10% of your outstanding mortgage balance each year without incurring any charges.

Followed By Rate

Bank of England Base Rate (currently 0.75%) plus 3.99% for the rest of the term.

Additional benefits and notes

  • Higher Lending Charge paid by the Lender
  • £1,000 paid to Solicitor with advance
  • Standard Valuation Fee paid by Lender
  • Minimum Loan £50,000

Still unsure? Call us

0800 707 6206
  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday
  • Closed Sundays
circle-outline icon

Representative example:

This is not based on your details, it is just an example to show how repayments might work for this kind of mortgage.

A mortgage of £171,000 payable over 35 years initially on a fixed rate for 5 years at 3.16% and then reverting to our tracker rate of 3.99% above Bank of England Base Rate for the remaining 30 years would require 60 monthly payments of £673 and 360 monthly payments of £816.

The total amount payable would be £334,201 made up of the loan amount plus interest (£162,991), product fee (£0), valuation fee (£0), funds transfer fee (£15), legal fee (£0) and lending fee (£195).

The overall cost for comparison is 4.3% APRC representative.

Or in other words...

icon

If you have a mortgage of £171,000 over 35 years

icon

You will start paying a fixed rate of 3.16% for 5 years

icon

You then pay a rate of 4.74% for the remaining 30 years

icon

...and after 35 years, you will have paid £334,201

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Definitions

Approval in Principle (AIP)

An AIP indicates how much you could borrow based on the information you have provided, it performs various criteria and credit reference agency checks, and gives a conditional decision to lend based on its findings.

Annual Percentage Rate of Charge (APRC)

Annual Percentage Rate of Charge - this shows the overall cost of borrowing, taking into account the term, interest rate and other costs.

Higher Lending Charge

A fee which may be charged if the amount borrowed is more than a given percentage of the value of the property. The lender will use the fee for an insurance policy to protect them against financial loss in the event of a borrower not meeting their mortgage payments. The fee is usually payable in full up front. You may be liable for any mortgage shortfall debt if after possession the sale proceeds are not enough to repay your outstanding debt. Choose a Post Office Money mortgage and the Higher Lending Charge is paid by the lender for mortgages above 75% LTV. No Higher Lending Charge is payable for mortgages up to 75% LTV. See the Lending Criteria for more information.

Loan to Value (LTV)

It’s the amount of mortgage expressed as a percentage of the value of the property or purchase price, whichever is lower. For example, a mortgage of £80,000 on a purchase price of £100,000 would be 80% LTV. If the valuation of the property is lower than the price you've agreed, the LTV will be based on the valuation.

No product fee

There is no product fee to pay. This is ideal if you do not want to pay a product fee or add one to your mortgage.

Overall cost for comparison

The total cost of a loan, including interest charges and product fees, shown as a percentage rate. The calculation assumes that you keep the mortgage for the full term. APRC is the industry standard calculation and allows you to directly compare mortgages from all lenders.

Product fee / Standard legal fees

Product fee: This is a fee charged on some mortgages as part of the product. It can be paid upfront or added to the loan. If you add it to your mortgage it will increase your outstanding balance and interest will be charged for the duration of the mortgage. Standard legal fees: If your mortgage states that standard legal fees are paid by the lender, the lender will pay the fees if you use their nominated solicitors. Terms and conditions apply, additional legal work may incur additional fees, please refer to the General Lending Criteria for full details.

Standard valuation

Also known as a lender's valuation, this is a basic assessment that’s carried out on a property to establish its condition and value. If your mortgage states that valuation fee is paid by the lender, the lender will pay for one standard valuation on the application. You can upgrade to a full HomeBuyer survey for an additional fee.

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Contact us or apply

Apply online with advice

We will give you a call during the application process to make sure this product is right for you.

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Call us on

0800 707 6206
We are available 8.30am - 7.30pm Mon - Fri and 9.00am - 1.30pm Sat
Closed on Sundays

Small print

Please note our online mortgage application is only compatible with Internet Explorer 9+, Google Chrome 34+, Firefox 28+, Safari 5 and 7 web browsers and is not optimised for mobile phones. Subject to status and lending criteria. Written mortgage illustrations available upon request. Borrowers must be aged 18 or over.

 

Post Office Money® Mortgages are provided by Bank of Ireland (UK) plc. Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Post Office Limited is registered in England and Wales. Registered Number: 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office Money® and the Post Office Money® logo are registered trademarks of Post Office Limited. Our FCA Register Number is 409080. You can confirm our registration on the FCA's website (www.fca.org.uk).