Get an Agreement in Principle online

Get a personalised mortgage quote without impacting your credit score

Post Office Money® Mortgages are provided by Bank of Ireland UK

A 'RECEIVER OF RENT' MAY BE APPOINTED AND/OR THE PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Time needed for this application: 10mins

Information to gather

Your residential address(es) for the last three years
Your (current) bank or building society account details
Your rental income

Ways to apply

Apply without advice: If you’re happy with your mortgage choice, you can complete the entire journey on your own, in your own time

Start your online buy-to-let mortgage application

Start

Need some help? Give us a ring

Apply by phone

0800 707 6206

9.00am - 17.00pm  Monday - Friday Closed on Saturdays / Sundays

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If you've already began your application, you can continue here.

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FAQs

What's an Approval in Principle (AIP)?

How much could I borrow?

The rental income must be at least 145% of the monthly interest due inclusive of any product fees added to the loan. This is calculated using either the initial product rate or notional interest rate, whichever is higher. For a fixed rate for less than five years or a variable rate the notional interest rate is 5.5% and for fixed rate of five or more years the notional interest rate is 5%.

What other costs do I need to consider when buying my property?

How can I apply for a mortgage with Post Office?

Small print

Please note our online mortgage application is only compatible with Internet Explorer 9+, Google Chrome 34+, Firefox 28+, Safari 5 and 7 web browsers and is not optimised for mobile phones.Subject to status and lending criteria. Written mortgage illustrations available upon request. Borrowers must be aged 18 or over.

Post Office Money® Mortgages are provided by Bank of Ireland (UK) plc. Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Post Office Limited is registered in England and Wales. Registered Number: 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office Money® and the Post Office Money® logo are registered trademarks of Post Office Limited. Our FCA Register Number is 409080. You can confirm our registration on the FCA's website (www.fca.org.uk).

Post Office Money Mortgages are provided by Bank of Ireland UK (BOI UK) who is a member of the Council of Mortgage Lenders (CML). BOI UK operates within the provisions of the CML’s Buy to Let statement of practice.

Bank of Ireland does not provide any recommendation or advice in relation to Buy to Let mortgages. The affordability of a Buy to Let loan is primarily based on the expected monthly income generated from letting the property to a tenant. The actual income generated may be different and can be influenced over time by changes within the rental market. You will remain responsible for meeting the costs of your loan and the additional costs associated with letting the property. It is important that you have reviewed the products above in full before progressing with an online application.