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Ways to apply

 

  • You could get a approval in principle online or by phone.
  • We have teamed up with Bank of Ireland UK to bring you these mortgages.

A 'RECEIVER OF RENT' MAY BE APPOINTED AND/OR THE PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE


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0800 707 6206

We are happy to talk you through the process step by step. Our consultants and Mortgage specialists:

  • 8.30am - 7.30pm Monday - Friday
  • 9am - 1.30pm Saturday

Did you know?

If you start your application over the phone, we'll give you an online account to complete your application. You'll be able to securely upload your important documents and track your application all the way through.

What you’ll need when applying

  • The rental income you expect to receive from your Buy to Let property

Your outgoings

  • Including any loan details
  • Overdrafts
  • Student loans

You must have a valid passport, or driving license and the right to reside and work in the UK.

Apply from the comfort of your own home, with free help on the phone from one of our Mortgage specialists.

Post Office Money Mortgages are provided by Bank of Ireland UK.

Apply online

 

Continue

What you'll need when applying

  • The rental income you expect to receive from your Buy to Let property

Your outgoings

  • Including any loan details
  • Overdrafts
  • Student loans

You must have a valid passport, or driving license and the right to reside and work in the UK.


Already Started?

If you've already began your application, you can continue here.

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FAQs

What's an Approval in Principle (AIP)?

An AIP indicates how much you could borrow based on the information you have provided, it performs various criteria and credit reference agency checks, and gives a conditional decision to lend based on its findings.

How much could I borrow?

Income assessment is based on expected rental income. The rental income must be at least 145% of the monthly interest due, inclusive of any product fees added to the loan.

What other costs do I need to consider when buying my property?

Aside from your deposit you will need to make sure you have enough money put aside for associated costs such as Stamp Duty, mortgage fees, solicitor’s fees and insurance.

How can I apply for a mortgage with Post Office?

You can apply over the phone on 0800 707 6206 or online.

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    Why us?

     

    •We offer mortgages that work for you, whatever your story.

    •Our team of expert mortgage specialists are ready to help you each step of the way.

    Here are some of the awards we have won over the last few years. The awards relate to the product range, application process and servicing which are provided in conjunction with Bank of Ireland UK.

What Mortgage Awards 2017 - Best Variable Mortgage Lender

What Mortgages Awards 2016- Best Fixed Rate Mortgage Lender

Your Mortgage Awards 2015/16 - Best Online Mortgage Lender