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Make the most of your rental property by getting a great Buy to Let mortgage

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Due to the coronavirus pandemic, we have changed our opening hours. They are now Monday to Friday, 9am to 5pm (closed Saturdays and Sundays).


We are also dealing with a higher number of calls than usual. We ask that our customers only call if they have an urgent query that can’t wait so that we can prioritise the most critical cases first. You can continue to use Online Banking without interruption, or contact us using our digital channels. Thanks for your patience and understanding. 


For more information click here.

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Important information about Buy to Let

  • The Buy to Let rates shown below are for new borrowers, and are available for purchases (including First Time Landlords) and remortgages. Rates correct as of 17/08/2020.
  • Please check our lending criteria to make sure you meet the requirements for a Buy to Let mortgage.


 Our Buy to Let Mortgages

After the initial rate period, all of our mortgages revert to the Bank of England Base Rate (currently 0.10%) plus 4.49% for the rest of the term

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How much can I borrow?

Use our simple calculator to see how much you could borrow based on your current circumstances.

Our mortgages

View our full range of mortgages and find one that suits your needs.

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Contact us or apply

Ways to apply

Find out what you will need when applying online or by phone

Arrange a call back

Select a time that suits you and we'll give you a callback

Call us on

0800 707 6206
We are available 9.00am - 17.00pm Monday - Friday
Closed Saturday/Sunday

Small print

Please note our online mortgage application is only compatible with Internet Explorer 9+, Google Chrome 34+, Firefox 28+, Safari 5 and 7 web browsers and is not optimised for mobile phones.Subject to status and lending criteria. Written mortgage illustrations available upon request. Borrowers must be aged 18 or over.


Post Office Money® Mortgages are provided by Bank of Ireland (UK) plc. Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Post Office Limited is registered in England and Wales. Registered Number: 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office Money® and the Post Office Money® logo are registered trademarks of Post Office Limited. Our FCA Register Number is 409080. You can confirm our registration on the FCA's website (

Post Office Money Mortgages are provided by Bank of Ireland UK (BOI UK) who is a member of the Council of Mortgage Lenders (CML). BOI UK operates within the provisions of the CML’s Buy to Let statement of practice.


Bank of Ireland does not provide any recommendation or advice in relation to Buy to Let mortgages. The affordability of a Buy to Let loan is primarily based on the expected monthly income generated from letting the property to a tenant. The actual income generated may be different and can be influenced over time by changes within the rental market. You will remain responsible for meeting the costs of your loan and the additional costs associated with letting the property.It is important that you have reviewed the products above in full before progressing with an online application.