Travel Insurance with limited Covid-19 cover available with all policies
The question we're asked most about Post Office Travel Insurance right now is: "What cover is included for Covid-19?" The good news is we provide limited cover across all of our policies for Covid-19 related disruptions.
Here, we've listed everything that’s covered for coronavirus across all our polices bought from 31 March 2022, both before you go and during your trip.
You’re covered for cancellation if:
You, a travelling companion, an immediate relative^ or someone you’re planning to stay with dies or is hospitalised due to Covid-19.
You test positive for Covid-19 within 14 days of your trip and are required to self-isolate by a medical practitioner, the NHS or any UK government body.
You’re certified as too ill to travel due to Covid-19 by a medical practitioner.
You, a travelling companion, or the person you are staying with are required by a medical practitioner, a government body or health authority to self-isolate due to COVID-19.
You’re covered for cutting short your trip if:
During your travels, after you’ve left the UK, you test positive for Covid-19 and self-isolation is required by a medical practitioner, health professional or government body
You, an immediate relative^ or someone you’re travelling or staying with dies or is hospitalised due to Covid-19.
Emergency medical and repatriation expenses are also covered if you fall ill with Covid-19 while you’re away.
Anything that’s not listed isn’t covered for coronavirus by our regular policies. But, if you need more than the protection described here, you can also add our Covid-19 option for protection against missed departures and expenses incurred due to change of testing or quarantine requirements to your policy for an extra premium.
Check the policy wording for full details of the cover that comes as standard and with our optional upgrade cover. You’ll also find more information, including what’s covered on policies bought before 31 March 2022, in our common questions section below.
Please remember: your cover won't be valid if the Foreign, Commonwealth and Development Office (FCDO) have advised against all travel to your destination.
If the FCDO have advised to only undertake essential travel to a destination and your trip is not essential and you choose to travel, we will only cover a claim if the cause is not linked to the reason for the FCDO advice. This limitation applies even if you have purchased an optional Trip Disruption or Covid-19 upgrade. You may be able to travel with full cover if we authorise in writing that your trip is essential before you depart. Should you like to request this, please email email@example.com
^ Immediate relative: Your mother, father, sister, brother, spouse, civil partner, fiancé/e, your children (including adopted and fostered), grandparent, grandchild, parent-in-law, daughter-in-law; sister-in-law, son-in-law, brother-in-law, aunt, uncle, cousin, nephew, niece, step-parent, step-child, step-brother, step-sister or legal guardian.