chevron-right icon

Check your eligibility for a Post Office Credit Card

Check your eligibility for a Post Office Credit Card without affecting your credit score with our QuickCheck tool.

Capital One is the exclusive lender and issuer of all new Post Office Credit Cards, for which Post Office acts as credit broker.

What is QuickCheck?

QuickCheck is a free eligibility checker that allows you to see whether or not you will be accepted for a Post Office Credit Card before you apply.

  • Icon green tick

    It's simple to use

    We just need you to answer a few questions, then we'll perform a "soft check" that will let you know if you're going to be accepted when you apply for a credit card.  

  • Icon green tick

    It doesn't affect your credit score 

    We perform a "soft check" that you'll be able to see on your credit file but other lenders won't see that you've used QuickCheck therefore, it won't affect your credit score.

  • Icon green tick

    It's quick

    Once you've answered the brief questions we ask, you'll have an answer within 60 seconds. 

  • Icon green tick

    It's free

    Just pop your details into the tool and away you go. 

chevron-right icon

Check your eligibility for a Post Office Credit Card

We know that everyone’s needs are different, but we also know that too much choice can be confusing. So we’ve got two credit cards: the Classic Credit Card and the Travel Credit Card.

Classic Credit Card

classic credit card
  • 19.9% to 34.9% (variable) range of APR depending on individual circumstances
  • £200 - £8,000 credit limit
  • You may be eligible for 0% on purchases for up to 12 months*
  • You may be eligible for 0% on balance transfers for up to 18 months (2.9% transfer fee)*
  • 34.9% APR representative variable

Travel Credit Card

travel credit card
  • 19.9% to 24.9% (variable) range of APR depending on individual circumstances
  • £500 - £6,000 credit limit
  • Globally accepted in over 70 million Mastercard locations, online and offline
  • No foreign exchange fees when you spend abroad**
  • 24.9% APR representative variable
check icon chevron-right icon down-arrow icon

Why should I apply for a Post Office Credit Card?

  • Our credit cards can be a way to make a balance transfer or pay for a one-off expense that’s larger than your normal outgoings. But lenders need to know that you’ll repay what you owe in a way that you can afford.
  • Applying for a credit card and being declined can affect your credit score. But using QuickCheck before you apply doesn’t affect it, meaning that you are equipped with the information you need to apply with confidence.
  • Your credit score is one way that lenders decide whether you’re eligible for a credit card. If your credit score is good, you’re more likely to be approved for a credit card.
  • Remember that credit scores aren’t the only way that lenders assess your suitability for a credit card. However, a successful QuickCheck guarantees that you’ll be accepted, subject to fraud and ID verification.

Small print

Mastercard® and the Mastercard Symbol are registered trademarks of Mastercard International Incorporated.

Capital One® is a registered trademark of Capital One. Post Office Limited is an appointed representative of Capital One (Europe) Plc which is authorised and regulated by the Financial Conduct Authority. Capital One (Europe) Plc Registered Office: Trent House, Station Street, Nottingham NG2 3HX. Registered in England and Wales (No. 3879023). VAT Registration Number 690686101.

Capital One is the exclusive lender and issuer of all new Post Office Credit Cards, for which Post Office acts as credit broker. Post Office Limited is registered in England and Wales (No. 2154540). Registered office: Finsbury Dials, 20 Finsbury Street, London EC2Y 9AQ. Post Office and the Post Office logo are registered trademarks of Post Office Limited.”
 

*Fees and terms are subject to your individual circumstances and may differ from those displayed.
 

“**We don’t charge a non-Sterling transaction fee when you spend abroad. Cash withdrawal fees will apply.