Travel Insurance with Covid-19 cover
Our latest policies offer extra protection and reassurance in light of the Covid-19 outbreak. Once travel’s again permitted and your destination’s safe to visit, they’ll give you all this Covid-19 cover:
Before you go:
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Cancellation within 14 days of your trip should you test positive
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Cancellation if a close relative^ passes away after testing positive for Covid-19
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Curtailment if you test positive for Covid-19 at your outward departure point and are not allowed to go on your trip
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Missed departure while waiting for test results* (negative result included, you must arrive at your departure point within the time stated, and the testing is to take place at your departure point)
While you’re travelling:
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Curtailment if you test positive upon arrival at your destination**
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Curtailment if you test positive for the virus or are medically quarantined for 24+ hours whilst in destination**
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Curtailment if a close relative^ passes away from Covid-19 back at home
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Emergency medical and additional expenses, including getting you home
There’s NO cover for:
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Travelling against Foreign, Commonwealth & Development Office (FCDO) advice or any Government restrictions (including UK lockdowns or travel bans)
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Changes to FCDO or local Government travel advice while you’re away
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Not wanting to travel for fear of catching Covid-19
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Unlimited costs (each level of cover has a maximum benefit)
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Buying a policy after receiving a positive Covid-19 test result or waiting for a result when your trip starts within 14 days
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Following general advice from a government to self-isolate, including any quarantine requirements upon re-entering the UK
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The cost of any medical tests or results
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Your GP or medical practitioner advises not to travel due to existing health conditions.
For more details check the answers to common questions below and the full policy wordings so you’re in no doubt what’s covered.
Remember, your cover won’t be valid if you travel against FCDO advice on international travel and Government guidance on travel within the UK. This can change often and at short notice, so please check it regularly and again before you go.
*Not available on Economy
** Economy, Standard and Premier levels of cover only
^ Close relative: Your spouse, civil partner, or the person with whom you are permanently cohabiting in a marriage-like relationship, son, daughter (including adopted or foster child), mother, father, sister, brother, grandmother, grandfather, grandchild, fiancé(e) and next of kin, including the same in law and step-relations.