UK-based car insurance claims line open 24/7
3-year guarantee on repairs carried out by our approved engineers
Optional extras such as Legal Cover, Breakdown Cover, KeyCover and Enhanced Courtesy Car can be added for an additional cost to tailor your car insurance package
We offer a choice of cover levels. Here’s a summary of their features and the cover they provide.
|
Gold Roadside and Recovery Breakdown Cover 
Motor Legal Protection (Up to £100,000)
Windscreen Cover1
Uninsured Driver Promise2
Vandalism Promise3
Child Seat Cover (Up to £300 per seat)
Personal Belongings (Up to £500)4
Medical Expenses (Up to £200 per person)
Transfer Home After an Accident (UK)5
Driving Abroad for 90 Days
Courtesy Car (subject to availability)6
Personal Accident Benefits (Up to) £10,000 |
Silver Roadside and Recovery Breakdown Cover Optional Motor Legal Protection (Up to £100,000) Optional Windscreen Cover1
Uninsured Driver Promise2
Vandalism Promise3
Child Seat Cover (Up to £300 per seat)
Personal Belongings (Up to £500)4
Medical Expenses (Up to £200 per person)
Transfer Home After an Accident (UK)5
Driving Abroad for 90 Days
Courtesy Car (subject to availability)6
Personal Accident Benefits (Up to) £10,000 |
Bronze Roadside and Recovery Breakdown Cover Optional Motor Legal Protection (Up to £100,000) Optional Windscreen Cover1 
Uninsured Driver Promise2
Vandalism Promise3
Child Seat Cover (Up to £300 per seat)
Personal Belongings (Up to £500)4
Medical Expenses (Up to £200 per person)
Transfer Home After an Accident (UK)5
Driving Abroad for 90 Days
Courtesy Car (subject to availability)6
Personal Accident Benefits (Up to) £5,000 |
|
|---|---|---|---|
|
Roadside and Recovery Breakdown Cover |
Roadside and Recovery Breakdown Cover
|
Roadside and Recovery Breakdown Cover Optional |
Roadside and Recovery Breakdown Cover Optional |
|
Motor Legal Protection (Up to £100,000) |
Motor Legal Protection (Up to £100,000)
|
Motor Legal Protection (Up to £100,000) Optional |
Motor Legal Protection (Up to £100,000) Optional |
|
Windscreen Cover1 |
Windscreen Cover1
|
Windscreen Cover1
|
Windscreen Cover1
|
|
Uninsured Driver Promise2 |
Uninsured Driver Promise2
|
Uninsured Driver Promise2
|
Uninsured Driver Promise2
|
|
Vandalism Promise3 |
Vandalism Promise3
|
Vandalism Promise3
|
Vandalism Promise3
|
|
Child Seat Cover (Up to £300 per seat) |
Child Seat Cover (Up to £300 per seat)
|
Child Seat Cover (Up to £300 per seat)
|
Child Seat Cover (Up to £300 per seat)
|
|
Personal Belongings (Up to £500)4 |
Personal Belongings (Up to £500)4
|
Personal Belongings (Up to £500)4
|
Personal Belongings (Up to £500)4
|
|
Medical Expenses (Up to £200 per person) |
Medical Expenses (Up to £200 per person)
|
Medical Expenses (Up to £200 per person)
|
Medical Expenses (Up to £200 per person)
|
|
Transfer Home After an Accident (UK)5 |
Transfer Home After an Accident (UK)5
|
Transfer Home After an Accident (UK)5
|
Transfer Home After an Accident (UK)5
|
|
Driving Abroad for 90 Days |
Driving Abroad for 90 Days
|
Driving Abroad for 90 Days
|
Driving Abroad for 90 Days
|
|
Courtesy Car (subject to availability)6 |
Courtesy Car (subject to availability)6
|
Courtesy Car (subject to availability)6
|
Courtesy Car (subject to availability)6
|
|
Personal Accident Benefits (Up to) |
Personal Accident Benefits (Up to) £10,000 |
Personal Accident Benefits (Up to) £10,000 |
Personal Accident Benefits (Up to) £5,000 |
If you’re driving abroad, you may need to provide proof of your car insurance. Your policy includes the minimum cover required by law in a wide range of European countries, with the same level of cover as the UK for up to 90 days per policy year.
Our Silver and Gold insurance policies are Defaqto 5-star rated
YourMoney.com awarded Post Office Insurance the title of Best Car Insurance Provider in 2025 and again in 2026. Winners are selected using a rigorous judging process that reviews price, product value, service quality, transparency and real consumer experiences
For more information about your policy, please click on the relevant link below.
What you need to drive abroad will depend to some extent on where you’re going.
Green cards
You may need a green card to drive your vehicle and tow a caravan or trailer in: Albania, Azerbaijan, Belarus, Iran, Israel, Moldova, Morocco, Russia, Tunisia, Turkey, or Ukraine.
You won’t need a green card to do so in: Andorra, Austria, Belgium, Bosnia and Herzegovina, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Serbia, Slovakia, Slovenia, Spain, Sweden, or Switzerland.
If you’re visiting a green card country
Insurance to drive in countries where you’ll need a green card must be agreed by your insurer before you go. You may need to pay an extra premium under the terms of your policy.
Please contact us 21 days before you travel. If your insurer agrees to the cover and you’ve paid any additional premiums required, we’ll arrange for a green card to be sent to you.
Driving abroad
To drive in the EU, you’ll need to:
If you intend to tow a trailer with your vehicle, you may also need to register your trailer before you travel. This depends on the type of trailer.
Policies bought or renewed after May 2021
The “Section 9: Driving Abroad’ part of your terms and conditions will still contain information about the previous EU ruling. This advised green cards were needed in all circumstances. We won’t be reissuing policy documents in the short term. But this section will be updated if you choose to renew your policy.
Further reading
If you’re planning to drive abroad these websites may help
You can pay annually or in monthly instalments. You’ll need to enter into a credit agreement, subject to status, to pay in monthly instalments. You can pay by credit/debit card or direct debit, but your first payment must always be made with a credit or debit card.
If you choose to pay in monthly instalments, you’ll be charged the APR % stated in your credit agreement. It means you’ll pay more than you’d pay through an annual lump sum arrangement.
We don’t offer a no claims discount on named drivers.
Go to our retrieve a quote page and follow the instructions to see your saved quote.
You can download your document policy pack at the time of purchase and your certificate of insurance should arrive in the post within 7 working days. If you need further copies, you can access your documents online or contact us to receive a hard copy.
We’ll remind you 28 days before your renewal date and give you instructions to follow to renew your policy. If you’d like to speak to us about renewing your policy, please call us on 0330 018 4082.
It means your policy will renew automatically when it comes up for renewal each year. It’s a stress-free way of staying insured. We’ll send a reminder 28 days before your renewal date so you can checkthe details and make sure you’re still happy to go ahead.
If you change your mind, opting out of automatic renewals is easy. Go into your account or call the customer service team on 0345 073 1002 to make the change.
Please call the claims helpline on 0345 073 1005.
Please call us on 0345 073 1002, and we’ll give you more information at the time you make a claim.
Please call us on 0345 073 1002. Charges and fees may be applicable when cancelling your policy before or after the 14-day cooling off period. Please see your policy documents for full details.
Yes, we’re here to help. We know many things can impact people’s livelihoods and cause financial hardship. If you think you’ll be unable keep making your regular policy payments, please contact us as soon as possible on 0345 073 1002. Our opening hours are Monday-Saturday, 8am – 6pm.
We have specialists who can discuss your circumstances and agree on how we can help with your financial situation. We may be able to help in several ways. For instance, moving your payment dates. Agreeing partial payments or payment holidays in the short term. Orremoving any fees applied to your policy.
Please contact us before you miss a payment. But please don’t cancel payments or direct debits as this can leave you uninsured. We’ll help you find a solution before you’re in a situation where you can’t pay.
* Call charges
Calls to 03 numbers will cost no more than calling a standard UK number starting with 01 or 02 from your fixed line or mobile and may be included in your call package. Calls may be monitored or recorded for training and compliance purposes.
Car insurance can be confusing, especially when terms like “insurance groups” start to pop up. So, what exactly does it mean?
Keeping your car compliant doesn’t have to be complicated. Whether it’s taxing your car, sorting insurance or declaring it off the road with a SORN, this guide covers the basics.
As more people switch to electric or hybrid cars, finding the right insurance to meet your needs is becoming more important.
Wondering what excess means in insurance? We can help with that. Our guide explains what excess is, how it works and the difference between compulsory and voluntary excess.
Car theft can be inconvenient, costly and upsetting. But there are steps you can take to reduce the risk of your car being stolen.
Post Office® Car Insurance is arranged and administered by BISL Limited. BISL Limited arranges policies from a panel of insurers, details are available on upon request from BISL Limited.
Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered Office: 100 Wood Street, London, EC2V 7ER. Post Office and the Post Office logo are registered trademarks of Post Office Limited.
BISL Limited is authorised and regulated by the Financial Conduct Authority, FRN 308896. BISL Limited is registered in England. Registered number 3231094. Registered Office: Fusion House, Katharine Way, Bretton, Peterborough, PE3 8BG.
These details can be checked on the Financial Services Register by visiting the Financial Conduct Authority website and searching by Firm Reference Number (FRN).