Discover if you’re eligible for a loan with Fast Checker
Find out how likely you are to be approved for a Post Office Loan without affecting your credit rating.
Post Office Personal Loans are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender.
This should take about 4 mins
Input a few of your details
Like your address, occupation, how much you earn etc.
We’ll run a soft credit check
Don’t worry, it doesn’t affect your credit rating
Get your likelihood score
Find out how likely you are to be approved for a loan
Representative 8.3% APR. Based on a loan amount of £4,000 over 36 months at an interest rate of 8.3% p.a. (fixed). Monthly repayment £125.35. Total amount repayable £4,512.44.
What you’ll need to apply
Checklist to confirm
Have been a UK resident for at least 3 years
Have a regular income above £12,000 a year
You are over 21 and no older than 70 when the loan term ends
Have a good credit rating without a history of County Court Judgment or bankruptcy
Have a UK-based bank or building society account that can pay direct debits
Ensure that you can meet the repayments as missed payments incur a charge and could have severe consequences on your ability to obtain future credit
This Personal Loan is for your personal use and your responsibility to pay back. You don't know of, or anticipate, any changes to your income during the life of the loan which could materially affect your ability to afford the repayments
By working with credit reference agencies we do a pre-application check of your credit record. All we need is a few details and we’ll be able to give you a score which tells you the likelihood of your loan being approved. Best of all, it’s free to use with no commitment.
Just keep in mind that our Fast Checker is only a guide and doesn't involve a full credit check, so when you apply for a Post Office Personal Loan the final results may vary.
Will this affect my credit score?
You’ll be able to see the search on your file, but it won’t show up to other organisations. This means there is no impact to your credit rating
and ability to borrow money.
How long does it take?
It only takes a few minutes.
What information do you need?
Personal details like you name and date of birth, your address, and your financial details, eg how much you earn annually.
Contact us for general enquiries
Call us on
0800 169 2000
8.00am - 7.00pm, Mon - Fri
8.00am - 2pm, Sat
Closed bank holidays and Sundays