Travel Money Card


Our multi award winning Travel Money Card Plus prepaid MasterCard is available in 8 currencies. It can be used in shops, bars and restaurants in the country of the currency on the card without any fees (excluding Sterling card). Terms & conditions apply.

View the video below to discover more about our multi award-winning Travel Money Card:

Key benefits

  • Widely accepted in over 32 million locations in 210 countries around the world
  • Check your balance, top up your card or view recent transactions via our website, SMS service, smartphone app or our UK call centre 24 hours a day.
  • Free smartphone APP available from the Apple app store or Google Play which gives you control of your account

Click here to download our app from the Apple store

Click here to download our app from Google Play

Simply pre load your card with Sterling which we convert into your chosen currency. You then use like a debit card in shops, bars and restaurants wherever MasterCard is accepted.

If you need cash you can withdraw currency from any of the 1.5million ATMs that accept MasterCard. An ATM fee will apply, please see the fees and limits tab for details of these charges. 

Travel Money Card Plus gives you peace of mind as it’s not linked to your bank account which reduces the risk of ID theft and you can only spend what you load onto the card reducing the risk of overspending.

The currency cards are available in the following currencies – Euro, US Dollar, Australian Dollar, Canadian Dollar, New Zealand Dollar, South African Rand, Swiss Franc and Sterling.

Unlike most credit or debit cards it means using your Euro card for a €50 meal in Spain will only cost you €50.

In addition to saving you money you get extra peace of mind compared to taking lots of currency as your money is protected should your card be lost or stolen. Terms & conditions apply.

Awards that Travel Money Card have won:

Best new prepaid programme at the Card & Payments awards 2012

Best prepaid consumer programme at the prepaid and emerging payment awards 2013

Before you apply

You can apply online or pop into one of over 11,000 branches that offer the Travel Money Card Plus. You’ll need to be 18 years old or over and the card must be for you only. You’ll also need a UK driving licence or valid passport when you apply.

We offer eight currencies, including euros, US dollars and sterling – you’ll need to decide which one you want, along with how much you’d like to load on your card.

When you apply in branch the maximum you can load on your card is £750. Depending on the branch and currency you buy, you may be given the card at the time of purchase or it will be sent to your home address.

If you’re applying online you can load as little as £50 and as much as £5,000 on your card. Once you’ve submitted your application, your card will arrive within six to eight working days and you’ll be able to start using it right away. After that simply sign into your online account to manage your money whenever you want.

Activate your card

Once you’ve got your card you’ll need to activate it and get your PIN. Follow the steps on your welcome letter and send us a text or call our automated phone line. Make sure you give us your mobile number to allow you to use the text service.

Manage your card

Staying in control of your money could not be easier

  • Online
  • Smartphone app for your Apple or Android device
  • SMS
  • By Phone with our 24 hour UK based contact centre

Help when you need it

We are open 24 hours a day whether you want to use your laptop, tablet, smartphone or simply want to talk to someone.

Smartphone app

Our smartphone app allows you to manage your money with your fingertips 24 hours a day, features include:

  • Free to download from the Apple app store or Google Play
  • Check your balance
  • View the last 6 months’ worth of transactions
  • Find your nearest ATM, wherever in the world you are
  • Top up your card (after you have first completed a website top up and saved card details with us)
  • Data charges may apply

View the video below to discover more about our new Travel Money Card app:


Create your account and manage your card from anywhere in the world with our website. 

  • Top up your card with a credit or debit card
  • Check your balance
  • View your last 6 months’ worth of transactions

Automated phone line / contact centre

Our UK based call centre is open 24 hours a day, 365 days a year so we are always available to help you. Call us on 0844Call costs may vary depending on your service provider. Calls may be monitored or recorded for training and compliance purposes. 809 4564 or +4420 7600 7797 if calling from abroad

  • Activate your card after purchase
  • Listen to your PIN<
  • Check your balance
  • Report your card lost or stolen

SMS service

You can manage your travel money card by SMS, anywhere in the world. Simply send the following details to 07797 800035 (+44 7797 800035 from abroad):

To activate your card

text: postoffice <space> start <space > your access code <space > last 4 digits from your Travel Money Card

For example – postoffice start 123456 0011

If you forget your PIN

text: postoffice <space> pin <space> your access code <space> last 4 digits from your Travel Money Card

For example – postoffice pin 123456 0011

To check your balance

text: postoffice <space> bal <space> your access code <space> last 4 digits of your travel money card

For example – postoffice bal 123456 0011

To check your last 3 transactions

text: postoffice <space> txn <space> your access code <space> last 4 digits of your travel money card

For example – postoffice txn 123456 0011

To top up your travel money card

text:postoffice <space> load <space> amount you want to load on the card in the currency of the card <space> CVV of payment card <space> your access code <space> last 4 digits of your travel money card.

For example – postoffice load 500 111 123456 9876


All SMS loads requests are in the currency of the card. For example, sending 500 on your US dollar card loads $500.

Your mobile phone must be registered to your account before you can use the SMS servicing options and you can only top up your card via SMS if you have successfully completed an online load and saved your payment card details.

Fees & Limits of the Travel Money Card Plus


Euro US Dollar Australian Dollar Canadian Dollar New Zealand Dollar South African Rand Swiss Franc Sterling
Load Fee Nil Nil Nil Nil Nil Nil Nil 1.5% minimum £3, maximum £50
Minimum Load £50
Maximum load online £5,000 (up to €6,000) £5,000 (up to $7,500) £5,000 (up to AUD 7,000 £5,000 (up to CAD 7,500) £5,000 (up to NZD 9,000) £5,000 (up to R 65,000) £5,000 (up to Fr 7,500) £5,000
Maximum initial load - in branch £750 (up to €1,000) £750 (up to $1,200) £750 (up to AUD 1,200) £750 (up to CAD 1,200) £750 (up to NZD 1,500) £750 (up to R 13,000) £750 (up to Fr 1,200) £750
Daily cash withdrawal limit - ATM €400 $500 AUD 500 CAD 500 NZD 600 R 4,000 Fr 500 £300
ATM cash withdrawal fee - per transaction €2 $2.50 AUD 3 CAD 2.50 NZD 3.50 R 20 Fr 2.50 £1.50
Cross border Fee when used outside country of currency on the card 3% 3% 3% 3% 3% 3% 3% 2.49%
Transaction fee - per transaction Nil Nil Nil Nil Nil Nil Nil £1.50

Maximum card balances and annual load limits apply.

Sterling Travel Money Cards purchased prior to 25th November 2013 will not be charged the transaction fee shown above.

Get your card Order now

Small print

This card is an electronic money product. Travel Money Card Plus is issued by Clydesdale Bank PLC pursuant to license by MasterCard® International. Clydesdale Bank PLC, a company registered in Scotland with number SCOO1111 whose registered office is 30 St Vincent Place, Glasgow, G1 2HL, is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. (Financial Services Register No. 121873). MasterCard® is a registered trade mark of MasterCard® International Incorporated. Post Office and the Post Office logo are registered trademarks of Post Office Limited. Post Office Limited is registered in England and Wales. Registered No. 2154540. Registered Office: 148 Old Street, London EC1V 9HQ.

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Existing cardholders

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Can we help?

To top-up your card, report a lost or stolen card or just contact us with a general enquiry, call:

0844Call costs may vary depending on your service provider. Calls may be monitored or recorded for training and compliance purposes. 809 4564

From abroad:

+4420 7600 7797

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