• Personal Loans
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Personal Loans

  • Flexible borrowing: between £2,000 and £25,000 with fixed monthly payments

  • Flexible repayment periods: one to seven years

Post Office® Personal Loans are provided by Bank of Ireland Personal Finance Limited. Post Office Limited is a credit broker and not a lender.

Looking to buy a new car or make improvements around the home? Apply now for a Post Office Money Personal Loan with rates of 7.4% APR Representative (fixed) on loans from £7,500 to £14,999. Other loan amounts are available.

REPRESENTATIVE EXAMPLE

Representative 7.4% APR. Based on a loan amount of £7,500 over 48 months at an interest rate of 7.2% p.a. (fixed). Monthly repayment £180.22. Total amount payable £8,650.56.

 

PLEASE READ OUR FAQs BEFORE APPLYING.

 

See how much you could borrow

Not sure what monthly repayments you can afford? Find out using our Budget planner tool.

Take a look at our range below.

Loans size range

APR %

£2,000 - £4,999

14.9

£5,000 - £7,499

8.4

£7,500 - £14,999

7.4

£15,000 - £25,000

8.4

 

Are you eligible to apply?

To apply for a Post Office Money Personal Loan you need to:

  • Be over 21 years old and have been a UK resident for at least three years

  • Have a regular income above £8,000 a year (excluding unemployment benefit)

  • Have a good credit rating.

If you have a history of bankruptcy or any County Court Judgements (CCJs) registered against you, you’re unlikely to be successful in applying for a Personal Loan.

 

Call charges

0800: Calls to 0800 numbers are normally free from UK landlines but charges may apply from mobile phones. Calls may be monitored or recorded for training and compliance purposes.

Post Office Personal Loans are provided by Bank of Ireland Personal Finance Limited, which is authorised and regulated by the Financial Conduct Authority. Registered Address One Temple Bank East, Bristol, BS1 6DX. Registered No. 1571888. Bank of Ireland Personal Finance Limited is a wholly-owned subsidiary of Bank of Ireland Group. 

Written quotations are available on request. Subject to status. Applicants must be aged 21 or over and UK residents. 

Post Office Ltd is a financial services partner of the Bank of Ireland Personal Finance Ltd. which is part of the Bank of Ireland Group. In relation to Personal Loans, Post Office Ltd works exclusively with companies in the Bank of Ireland Group for the provision of credit. Registered Office: Bow Bells House, 1 Bread Street, London EC4M 9BE. In respect of consumer credit activities Post Office Limited is authorised and regulated by the Financial Conduct Authority. Post Office Limited is registered in England and Wales.  Registered number 2154540.  Post Office Limited is registered in England and Wales. Registered Number 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office and the Post Office Money logo are registered trade marks of Post Office Limited.

Apply Now Apply for a Personal Loan online and get a quick decision

Apply Now

For general Personal Loan enquiries call:

0800 169 2000

9am-5pm, Mon-Fri
Closed weekends and Bank Holidays