Drawing of a Credit Card

Post Office Money® Credit Cards

Find the card that's right for you

 

Post Office Credit Cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender.

Platinum Card

0.0% balance transfer fee, with 0% on balance transfers for 18 months

An initial 2.98% fee applies, but we'll reduce this to 0.0% by a refund to your Post Office Money Platinum Account within 90 days of the balance transfer transaction date
 
Balance transfers must be made within 3 months of account opening
 
No fees on any purchases you make overseas
 
0% on all purchases for the first three months
 
No annual fee.

Representative Example
17.8% APR Representative (variable)
17.8% p.a. Purchase rate (variable)
£1,200 Assumed credit limit

Matched Card

May be suitable for shopping and if you're looking to make a balance transfer

0% on purchases for the first 27 months

A transaction must be made within 3 months of account opening to qualify for 0% for the first 27 months otherwise a purchase period of 0% for the first 16 months will apply
 
0% on balance transfers for 16 months.  2.98% balance transfer fee applies
 
Balance transfers must be made within 3 months of account opening
 
No cash fee to buy Travel Money at the Post Office
 
No annual fee
 
Acceptance in over 35 million locations worldwide.

Representative Example
18.9% APR Representative (variable)
18.9% p.a. Purchase rate (variable)
£1,200 Assumed credit limit

What you need to know

Here are a few important details that you need to know about our credit cards and promotional rates:

  • Pay on time each month and stay within your credit limit to keep your promotional rates
  • When the promotional offer ends any outstanding amount will be charged interest at your standard variable rate
  • Until you repay your entire balance in full, all new purchases will incur interest at your applicable interest rate at that time, from the date of the purchase until the purchase amount is paid in full
  • Your Personal APR will be dependant on your personal circumstances.

Read our Summary Box and Terms and Conditions before applying.

Bank of Ireland UK subscribes to the lending code.

Call Charges

0800: Calls to 0800 numbers are normally free from UK landlines and mobile phones. Calls may be monitored or recorded for training and compliance purposes.

0345: Calls cost no more than calls to geographic numbers (01 or 02). Calls from landlines and mobiles are included in free call packages. Calls may be monitored or recorded for training and compliance purposes.

Apply for a Platinum Card

Apply for a Matched Card

Small print

Credit is subject to status to UK residents aged 18 years or over. Post Office limited works with the Bank of Ireland Group to provide financial services products to Post Office Limited customers. In relation to credit cards, mortgages and personal loans, Post Office Limited works exclusively with companies in the Bank of Ireland Group for the provision of credit.

In respect of insurance mediation activities Post Office Limited is an appointed representative of Bank of Ireland (UK ) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. In respect of its consumer credit activities Post Office Limited are authorised and regulated by the Financial Conduct Authority.

Post Office Credit Cards are provided by Bank of Ireland (UK) plc. Bank of Ireland (UK) plc is incorporated in England and Wales under Company No. 7022885. Registered Office: Bow Bells House, 1 Bread Street, London EC4M 9BE. Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc. Post Office Limited is registered in England and Wales. Registered Number 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office Money and the Post Office Money logo are registered trade marks of Post Office Limited.

Can we help?

To apply by phone, call:

0800 169 2000 8am-10pm, Mon-Fri
8am-6pm, Sat
10am-5pm, Sun and Bank Holidays

To make a balance transfer, call the Customer Service Team:

0345 607 6500 8am-10pm, Mon-Fri
8am-6pm, Sat
10am-5pm, Sun and Bank Holidays

Report your card lost or stolen:

0800 169 2646 Lines are open 24 hours a day