• Post Office Money® Credit Cards
Drawing of a credit card

Post Office Money® Credit Cards


Find the card that's right for you

Post Office Credit Cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender.

Platinum Card

Platinum Card

May be suitable if you are looking for a card which has a low balance transfer fee

A low 0.79% balance transfer fee, with 0% on balance transfers for 18 months

An initial 2.98% fee applies, but we'll reduce this to 0.79% by a refund to your Post Office Money Platinum Account within 90 days of the balance transfer transaction date

Balance transfers must be made within 3 months of account opening

No fees on any purchases you make overseas

0% on all purchases for the first three months

No annual fee.

Representative Example

17.8% APR Representative (variable)

17.8% p.a. Purchase rate (variable)

£1,200 Assumed credit limit

Matched Card

May be suitable for shopping and if you're looking to make a balance transfer

0% on purchases for the first 16 months

0% on balance transfers for 16 months.  2.98% balance transfer fee applies

Balance transfers must be made within 3 months of account opening

No cash fee to buy Travel Money at the Post Office

No annual fee

Acceptance in over 32 million locations worldwide.






Representative Example

18.9% APR Representative (variable)

18.9% p.a. Purchase rate (variable)

£1,200 Assumed credit limit

What you need to know

Here are a few important details that you need to know about our credit cards and promotional rates:

  • Pay on time each month and stay within your credit limit to keep your promotional rates
  • When the promotional offer ends any outstanding amount will be charged interest at your standard variable rate
  • Until you repay your entire balance in full, any purchases you make will incur interest at your applicable interest rate at that time, from the date of the purchase until the purchase amount is paid in full
  • Your Personal APR will be dependant on your personal circumstances.

Read our Summary Box and Terms and Conditions before applying.

Bank of Ireland UK subscribes to the lending code

Call Charges

0800: Calls to 0800 numbers are normally free from UK landlines but charges may apply from mobile phones. Calls may be monitored or recorded for training and compliance purposes.

0845: Call costs may vary depending on your service provider. Calls may be monitored or recorded for training purposes.

To apply by phone, call:


0800 169 2000

8am-10pm, Mon-Fri
8am-6pm, Sat
10am-5pm, Sun and Bank Holidays


To make a balance transfer, call the Customer Service Team:


0845 607 6500

8am-10pm, Mon-Fri
8am-6pm, Sat
10am-5pm, Sun and Bank Holidays


Report your card lost or stolen:


0800 169 2646

Lines are open 24 hours a day