1.60% tax-freeTax-free means the interest paid will be free from Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future./AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. variableA variable rate of interest can go up or down throughout the lifetime of a savings account.
Save between £100 and £5,760 tax-freeTax-free means the interest paid will be free from Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future. this year with our Premier Cash ISAAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £11,520 in an ISA in the 2013-14 tax year (6th April to 5th April). Up to £5,760 of this can be invested in a cash ISA (subject to any stocks and shares ISA contributions). You can only invest in one cash ISA and one stocks and shares ISA in each tax year. (subject to any stocks and shares ISAAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £11,520 in an ISA in the 2013-14 tax year (6th April to 5th April). Up to £5,760 of this can be invested in a cash ISA (subject to any stocks and shares ISA contributions). You can only invest in one cash ISA and one stocks and shares ISA in each tax year. contributions)
Key benefits
- Tax-freeTax-free means the interest paid will be free from Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future.: pay no tax on the interest you earn
- It’s easy to start saving: open with just £100
- Accessible: the flexibility to make up to two withdrawals each tax year
Our Premier Cash ISAAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £11,520 in an ISA in the 2013-14 tax year (6th April to 5th April). Up to £5,760 of this can be invested in a cash ISA (subject to any stocks and shares ISA contributions). You can only invest in one cash ISA and one stocks and shares ISA in each tax year. also accepts transfers-in.
Our Premier Cash ISA is provided by Family Investments. Money in Post Office Cash ISAs will be deposited with Bank of Ireland UK.
The tax advantages of ISAs depend on your individual circumstances and the tax status may change in the future.
How it works
Benefit from a 1.60% tax-freeTax-free means the interest paid will be free from Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future./AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year.
variableA variable rate of interest can go up or down throughout the lifetime of a savings account. rate which includes a 0.35% tax-freeTax-free means the interest paid will be free from Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future./AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year.
fixed bonus for the first 18 months:
Decide how you’d like to invest:
a) Use this tax year allowance – from £100 up to £5,760 (subject to any stocks and shares ISAAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £11,520 in an ISA in the 2013-14 tax year (6th April to 5th April). Up to £5,760 of this can be invested in a cash ISA (subject to any stocks and shares ISA contributions). You can only invest in one cash ISA and one stocks and shares ISA in each tax year. contributions)
And/or:
b) Transfer a cash ISAAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £11,520 in an ISA in the 2013-14 tax year (6th April to 5th April). Up to £5,760 of this can be invested in a cash ISA (subject to any stocks and shares ISA contributions). You can only invest in one cash ISA and one stocks and shares ISA in each tax year. held with another provider – there is no upper limit to the value of cash ISAAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £11,520 in an ISA in the 2013-14 tax year (6th April to 5th April). Up to £5,760 of this can be invested in a cash ISA (subject to any stocks and shares ISA contributions). You can only invest in one cash ISA and one stocks and shares ISA in each tax year. you can transfer but it must be at least £100. Before making a decision to transfer your cash ISAAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £11,520 in an ISA in the 2013-14 tax year (6th April to 5th April). Up to £5,760 of this can be invested in a cash ISA (subject to any stocks and shares ISA contributions). You can only invest in one cash ISA and one stocks and shares ISA in each tax year. to us, you should check if your current provider will charge a fee.
Want to withdraw your money? No problem. You can make a maximum of two free withdrawals each tax year (the minimum withdrawal amount is £10) - anymore and you'll need to transfer to another provider or close your ISAAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £11,520 in an ISA in the 2013-14 tax year (6th April to 5th April). Up to £5,760 of this can be invested in a cash ISA (subject to any stocks and shares ISA contributions). You can only invest in one cash ISA and one stocks and shares ISA in each tax year..
If you close your ISAAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £11,520 in an ISA in the 2013-14 tax year (6th April to 5th April). Up to £5,760 of this can be invested in a cash ISA (subject to any stocks and shares ISA contributions). You can only invest in one cash ISA and one stocks and shares ISA in each tax year., your money will no longer benefit from the tax advantages of ISAsAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £11,280 in an ISA in the 2012-13 tax year (6th April to 5th April). Up to £5,640 of this can be invested in a cash ISA (subject to any stocks and shares ISA contributions). You can only invest in one cash ISA and one stocks and shares ISA in each tax year. in the future.
If you have paid into your Premier Cash ISAAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £11,520 in an ISA in the 2013-14 tax year (6th April to 5th April). Up to £5,760 of this can be invested in a cash ISA (subject to any stocks and shares ISA contributions). You can only invest in one cash ISA and one stocks and shares ISA in each tax year. in the same tax year you close it, you wont be able to pay money into another Cash ISAAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £11,520 in an ISA in the 2013-14 tax year (6th April to 5th April). Up to £5,760 of this can be invested in a cash ISA (subject to any stocks and shares ISA contributions). You can only invest in one cash ISA and one stocks and shares ISA in each tax year. in that tax year.
Watch your savings grow – interest will be paid annually in March.
Is a Premier Cash ISA right for you?
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Try something else if |
Not the right account for you? Try our Online Bond, Online Saver and Fixed Rate Cash ISA accounts. |
To apply call 0800Calls to 0800 numbers are normally free from UK landlines but charges may apply from mobile phones. Calls may be monitored or recorded for training and compliance purposes. 169 7500 to request an application form. Complete your application form, date and sign it and bring it into any Post Office branch or post it to us. You’ll need to be over 16 and a UK resident. If you’re under 18 you’ll also need to provide ID. Call us to find out what ID we accept.
Your savings are protected by the Financial Services Compensation Scheme. Find out how your savings are protected
Definitions
0800: Calls to 0800 numbers are normally free from UK landlines but charges may apply from mobile phones. Calls may be monitored or recorded for training and compliance purposes.
0845: Call costs may vary depending on your service provider. Calls may be monitored or recorded for training and compliance purposes.
AER: AER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year.
Gross: Gross rates are variable and do not take into account deductions of income tax.
ISA: An ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £11,520 in an ISA in the 2013-14 tax year (6th April to 5th April). Up to £5,760 of this can be invested in a cash ISA (subject to any stocks and shares ISA contributions). You can only invest in one cash ISA and one stocks and shares ISA in each tax year.
Nominated Account: A Nominated Account is a current account that we link to your savings account so that you can transfer money between accounts safely and securely whenever you like. It should be a UK personal bank or building society account in your name(s) that accepts Direct Debits.
Prevailing rate: The current rate of interest.
Tax efficient: Return will be free of Income Tax and Capital Gains Tax.
Tax-free:Tax-free means the interest paid will be free from Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future.
Variable: A variable rate of interest can go up or down throughout the lifetime of a savings account.
