Mortgages

Post Office® mortgages offer great value for money on both rates and fees. Whether you’re a first time buyer, looking to move or are interested in becoming a landlord, we could help.

Rates designed for you

2 year fixed rate

2.85% which is a fixed rate until 30/09/2012, then

3.49% variable, which is the Bank of England Base Rate plus 2.99% for the rest of the mortgage period

The overall cost for comparison is
3.6% APR
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Find out more about Post Office mortgages
Apply now for a Post Office® Mortgage
90% mortgages

Standard fixed-rate mortgage

  • rate is fixed for either 2, 3 or 5 years
  • available up to 90% of the property value
Standard fixed-rate mortgage
90% mortgages

Tracker mortgage

  • tracks at a percentage above base rate for the duration of the mortgage
  • available up to 90% of the property value
  • no early repayment charges after the first year
Tracker mortgage
Low fees

Buy to Let mortgage

  • rate is fixed for either 3 or 5 years
  • Repayment or Interest Only

Buy to Let mortgage

Great rates

Mortgages designed for you

  • getting your first mortgage
  • getting a new mortgage deal
  • moving home and looking for a new mortgage
Mortgages designed for you
Affordability calculator - Find out mroe
Repayment calculator - Find out more

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Homebuyer cover from as little as £5 per Month. Call 0800 096 5489 to speak with an advisor or apply online.

Borrowers with only 10% deposit can get a mortgage with the Post Office

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Please note currently our online mortgage application is only compatible with Internet Explorer 6+ and Firefox 2+ web browsers.

Subject to status.  Written illustrations available upon request.  Unless otherwise stated, for standard mortgages, borrowers must be aged 18 or over; and Buy to Let mortgage borrowers must be aged 21 or over.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Post Office Mortgages® are provided by Bank of Ireland.

Bank of Ireland Mortgages is a trading name of Bank of Ireland.
Post Office® is an appointed representative of Bank of Ireland which is authorised by the Irish Financial Regulator and authorised and subject to limited regulation by the Financial Services Authority.  Details about the extent of our authorisation and regulation by the Financial Services Authority are available from us on request. Bank of Ireland is incorporated in the Republic of Ireland with limited liability and registered in England and Wales with branch number BR000459. Post Office® and the Post Office® logo are registered trademarks of Post Office Ltd.  Post Office Ltd is registered in England and Wales. Registered No. 2154540.  The registered office is 148 Old Street, London EC1V 9HQ.