Savings & investments

The Post Office® offers a wide range of savings and investments options for everyone including a range of products by NS&I. From short-term savings to longer-term investments, we've got a great range of products.

4.40% Gross1/APR2

Growth Bonds Issue 11

  • rate applies to 3 year Growth Bond
  • different rates apply to 1 and 2 year Growth Bonds
  • invest from £500 to £1,000,000
  • provided by Bank of Ireland
Find out more about NS&I Guaranteed Income Bonds
Tax free

Cash ISA

  • 2.25%* AER2 variable
  • deposit up to £3,600^ a year tax-free in our Cash ISA
  • transfer funds from an existing cash ISA to your Post Office® Cash ISA
Find out more
Tax free

Fixed Rate Cash ISA

  • 3%AER2 fixed
  • guaranteed tax-free rate
  • invest up to £3,600 per tax year^
  • minimum balance £500
Find out more
Rate Guarantee

Instant Saver

  • introductory bonus for 12 months
  • 6 free withdrawals per year, £1 each there after
  • minimum balance of £500
  • provided by Bank of Ireland
Find out more

More Savings & investments options

Child Trust Fund

An investment account for your child's future - provided by Family Investments.

Find out more

NS&I Premium Bonds 

100% security for your money

Find out more
NS&I

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Best Buy-Growth Bonds
Best Buy-Fixed Rate cash ISA

*Rate includes a 2% bonus on deposits made in 2009/10 tax year, for 12 months from the first deposit.

1Gross rates are fixed and do not take account of deduction of income tax. Rates are with effect from January 2010.
2 AER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once a year. Growth Bond and Fixed Rate Cash ISA - interest is paid annually on the anniversary of the account and at the end of the fixed rate term. Cash ISA - interest is variable calculated daily and paid annually in March.
3 Free from income tax and Capital gains tax. The tax advantages of the Fixed Rate Cash ISA depend on your individual circumstances and the tax treatment may change in the future.

^On 6th October 2009, the ISA allowance increased to £10,200 for anyone aged 50 or above for the 2009/10 tax-year. Of this £5,100 can be paid into a Cash ISA. Everybody below age 50 will see their personal ISA allowance increase, by the same amount, in the new tax year beginning 6th April 2010.