• Loans up to 90% of the value of the property
  • A dedicated application manager to help guide you through the process

Post Office Money® Mortgages are provided by Bank of Ireland UK.


Remortgaging made simple.

Whether you are looking to switch your existing mortgage to a lower mortgage rate or raise some additional funds, we want to make your remortgage as simple as possible.

As life changes many people see remortgaging as a way of helping to plan for those events. You may want to see if you can save money on your existing mortgage payments, release some funds for home improvements or a special purchase such as that dream holiday, a car, a wedding or to fund your child’s university fees.

Whatever the reason you wish to remortgage, check out our range of fixed and tracker mortgages. With rates up to 90% loan to value (LTV), varying arrangement fees and some products with a free standard valuation fee and/or free standard legal fees, and a dedicated application manager to guide you through the process, we’re sure you will find a mortgage to suit your needs. Please note an early repayment charge may be payable to your existing lender if you remortgage, so if you think this may apply to you it would be worth checking with them first.

How much could you borrow?

Want to know how much you may be able to borrow, why not let our mortgage affordability calculator work this out for you.

How much will your repayments be?

Know how much you want to borrow and which product you are interested in, or just want an idea of what your monthly costs could be? Why not let our mortgage repayment calculator work this out for you.

Which mortgage type is right for you?

Struggling to decide which mortgage type is right for you? If you are looking for certainty of payment for a set period of time have a look at our current fixed rate offers.

Need Help?

Still struggling to decide what is right for you? Unsure whether you are eligible or not? We’re here to help, why not book an appointment with one of our in-branch specialists or contact us on 0800 707 6206.

If you already know what mortgage you'd like and are confident that you don't need any help then you can apply online

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Small print

Please note our online mortgage application is only compatible with Internet Explorer 6+, Google Chrome, Firefox and Safari web browsers.

Subject to status and lending criteria. Written illustrations available upon request. Borrowers must be aged 18 or over.

Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is registered in England & Wales (No. 07022885), Bow Bells House, 1 Bread Street, London EC4M 9BE. Post Office Limited is registered in England and Wales. Registered Number 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office and the Post Office Money logo are registered trademarks of Post Office Limited.