Remortgaging

Whether you are looking to switch your existing mortgage to a lower mortgage rate or raise some additional funds, we want to make your remortgage as simple as possible.

Post Office® Mortgages are provided by Bank of Ireland UK.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Remortgage made simple

As life changes many people see remortgaging as a way of helping to plan for those events. You may want to save money on your existing mortgage payments or release some funds for home improvements or for a special purchase such as that dream holiday, a car, a wedding or to fund your child’s University fees, to name a few.

Whatever the reason you wish to remortgage for, why not check out our range of fixed rate mortgages or tracker mortgages. With rates up to 90% loan to value (LTV), varying arrangement fees and some products with a free standard valuation fee and free standard legal fees, offers in as little as 10 days and a dedicated application manager to guide you through the process we’re sure you will find a mortgage to suit your needs.

How much could you borrow?

Want to know how much you may be able to borrow, why not let our mortgage affordability calculator work this out for you.

How much will your repayments be?

Know how much you want to borrow and which product you are interested in or just want an idea of what your monthly costs could be then why not let our mortgage repayment calculator work this out for you.

Which mortgage type is right for you?

Struggling to decide which mortgage type is right for you? If you are looking for certainty of payment for a set period of time have a look at our current fixed rate offers:

If you are happy for your payments to move up and down in line with the Bank of England Base Rate why not check out our current tracker rate offering:

Need Help?

Still struggling to decide what is right for you? Unsure whether you are eligible or not? We’re here to help, why not book an appointment with one of our in-branch specialists or contact us on 0800 707 6206.

If you already know what mortgage you'd like and are confident that you don't need any help then you can apply online.

Find out what customers say about us

Case studies
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Personal Finance Award

Best Fixed Rate Mortgage Provider 2013

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What Mortgage

Best lender Website 2013

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Your Mortgage

Best online Mortgage lender 2013, 2012, 2011, 2010, 2009

What Mortgage

Best fixed rate Mortgage Provider 2013, 2012

The Awards given relate to the product range, application process and servicing, which are provided in conjunction with Bank of Ireland UK.

Definitions

0800: Calls to 0800 numbers are free from a UK landline, mobile costs may vary. Calls will be monitored or recorded for training and compliance purposes.

Small print

Please note our online mortgage application is only compatible with Internet Explorer 6+, Google Chrome, Firefox and Safari web browsers.

Subject to status and lending criteria. Written illustrations available upon request. Borrowers must be aged 18 or over.

Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is registered in England & Wales (No. 07022885), Bow Bells House, 1 Bread Street, London EC4M 9BE. Post Office Limited is registered in England and Wales. Registered No 2154540. Registered office is 148 Old Street, London EC1V 9HQ. Post Office and the Post Office logo are registered trademarks of Post Office Limited.

Handy info

For more details about our rates, check out the following document

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