Mother holding baby

Free Parent Life Cover

  • £15,000 pay-out if you die during the term of the plan
  • Both parents can separately apply for free cover for each child under the age of four

Post Office Money® Free Parent Life Cover is provided by Aviva Life & Pensions UK Limited

How it works

Help to protect your young family and start safeguarding their future with our free cover for parents.

  • Parents with children under 4 years old can take advantage of our free life cover for 12 months.
  • Cover for both parents up to £15,000 each if you both apply for separate policies.
  • Free Parent Life Cover is designed to help protect your family in case of your death. The policy has no cash-in value.
  • You can apply once at any time up until your child’s 4th birthday and receive 12 months cover.
  • Application is an easy online process and you can be covered in minutes.
  • No strings attached - no payment and no bank details required.
  • One year's cover - free cover throughout the 12 month term.
  • Any UK resident (excluding Channel Islands and Isle of Man) who is named on the birth certificate, adoption certificate, special guardianship order or final residence order and is aged between 18 and 66 can apply. As long as you haven’t received a positive diagnosis of HIV infection or, within the last 12 months, received medical treatment for cancer (including leukaemia and lymphoma) you will be accepted. The plan expires at the end of the 12 month term.

Paying out your policy

  • This plan is only available to people who reside in the United Kingdom. If the life insured ceases to reside in the United Kingdom during the plan term, the plan will end.
  • No benefits under this plan will be payable where the death of the life insured is a result of suicide. All other exclusions can be found in the policy terms and conditions

Covering your family’s future

Have you considered how you’ll protect your loved ones in the future? We can arrange life insurance for up to £500,000 with premiums starting from as little as £5 a month. Premiums depend upon the amount, length, type of cover and your personal circumstances. Find out more about Post Office Money Life Insurance or call 0800 096 5489 and see how we can help you.

Post Office Money Life Insurance is provided by Aviva Life & Pensions UK Limited

Definitions

0800: All calls to 0800 numbers are free of charge whether made from a landline or mobile phone. Calls may be monitored or recorded for training and compliance purposes.

0845: Calls cost 2.4p per minute (the service charge) plus your phone company's access charge. Calls may be monitored or recorded for training and compliance purposes.

To protect your family apply now

Small print

Post Office Money® Free Parent Life Cover is arranged by Post Office Limited and Aviva Life & Pensions UK Limited and underwritten by Aviva Life & Pensions UK Limited. 

Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered Office: Finsbury Dials, 20 Finsbury Street, London EC2Y 9AQ. Post Office Money and the Post Office Money logo are registered trademarks of Post Office Limited.

Aviva Life & Pensions UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, FRN 185896. Aviva Life & Pensions UK Limited is registered in England and Wales. Registered number 03253947. Registered Office: 2 Rougier Street, York, YO90 1UU. 

You can check this on the Financial Services Register by visiting the website www.fca.org.uk/register or by contacting the Financial Conduct Authority (FCA) on 0800 111 6768.

Ready to get cover?

Get the facts

Can we help?

To get a quote or apply for cover over the phone call:

0800 158 3058 8am-8pm, Mon-Fri
9am-6pm, Sat
10am-4pm, Sun

For general enquiries:

0845 300 5841 8am-8pm, Mon-Fri
9am-6pm, Sat
Closed Sun and Bank Holidays

Claims

To make a claim call:

0800 015 1142 8.30am-5.30pm, Mon-Fri
Closed Sat, Sun and Bank Holidays