Free Parent Life Cover

Protect your young family and start safeguarding their future with our free cover for parents. Parents with children under 4 can take advantage of our free life cover for 12 months.

Key benefits

  • £10,000 payout: If you die during the term of the policy
  • Cover for both parents: £10,000 each if you both apply
  • No strings attached: no payment and no bank details are required
  • One year’s cover: free cover throughout the 12 month term 
Post Office Free Parent Life Cover is provided by Aviva Life & Pensions UK Limited.

How it works

Free Parent Life Cover is designed to help protect your young family in case of your death. The policy has no cash-in value. You can apply once any time up until your child’s 4th birthday and receive 12 months cover.

Each parent can take out one plan per child and if you have more than one child under 4 you can have a plan for each child. 

Application is an easy online process and you can be covered in minutes.

Any UK resident (excluding Channel Islands and Isle of Man) who is named on the birth certificate, adoption certificate, special guardianship order or final residence order and is aged between 18 and 66 can apply. As long as you haven’t received a positive diagnosis of HIV infection or, within the last 12 months, received medical treatment for cancer (including leukaemia and lymphoma) you will be accepted. The plan expires at the end of the 12 month term

Paying out your policy

This plan is only available to people who reside in the United Kingdom. If the life insured ceases to reside in the United Kingdom, the plan will end.

No benefits under this plan will be payable where the death of the life insured is a result of suicide. All other exclusions can be found in the policy terms and conditions.

Cover your loved ones for the future

Have you considered how you’ll protect your loved ones in the future? We can arrange life insurance for up to £500,000 with premiums starting from as little as £5 a month. Premiums depend on the amount, length and type of cover, and your personal circumstances. Find out more about Post Office life insurance or call 0800 096 5489 and see how we can help you.

Post Office Life Insurance is provided by Aviva Life & Pensions UK Limited

How to apply

Call us today on 0800 158 3058 and ensure your loved ones are financially looked after.


0800: Calls to 0800 numbers are normally free from UK landlines but charges may apply from mobile phones. Calls may be monitored or recorded for training and compliance purposes.

0845: Calls to 0845 numbers may be charged at up to 5p per minute from a fixed line and calls from mobiles can be considerably higher. Calls may be monitored or recorded for training and compliance purposes.

Protect your young family

Apply now

Handy info

For more details on this free cover check out the documents below:

Ready to get cover

Ready to get cover?

Apply now

Can we help?

To get a quote or apply for cover over the phone call:

0800  158 3058

8am-8pm, Mon-Fri

9am-6pm, Sat

10am-4pm, Sun

For general enquiries call:

0845 300 5841

8am-8pm, Mon-Fri

9am-6pm, Sat

Closed Sun and bank holidays

To make a claim call:

0800 015 1142

8:30am-5:30pm, Mon-Fri

Closed Sat, Sun and bank holidays

Small print

Post Office Ltd. Registered in England and Wales number: 2154540. Registered Office: 148 Old Street, London, EC1V 9HQ. Email Royal Mail Group VAT no. GB243170002. The Post Office® and the Post Office® symbol are registered trade marks of Post Office Ltd in the UK and other countries.