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FAQs - Deposit Protection Schemes

  1. What is the relationship between Bank of Ireland UK and Post Office®?
  2. How customer savings with Post Office® are protected
  3. Where can I find further information?
 
  1.  

    What is the relationship between Bank of Ireland UK and Post Office®?

    Bank of Ireland UK is a financial service partner of Post Office® and provides a range of market leading products through our successful joint venture.

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  2.  

    How customer savings with Post Office® are protected

    The table below details the protection offered to Post Office® savings customers

    Product Type                                           Compensation scheme Cover provided by compensation scheme

    Easy Saver
    Exclusive Saver
    FiveYear Saver
    Fixed Rate Cash ISA
    Premier Cash ISA
    Growth Bond
    Guaranteed Capital Bond
    Guaranteed Capital Bond Cash ISA
    Guaranteed Equity Bond
    Inflation Linked Bond
    Instant Saver
    Loyalty Bond
    Online Bond
    Online Saver
    Reward Saver
    Variable rate Cash ISA

    UK Financial Services Compensation Scheme (FSCS)

    Up to £85,000 per institution, per qualifying investor

     

    Child Trust Fund
    Investment ISA
    Junior ISA

    UK Financial Services Compensation Scheme (FSCS)

    Up to £50,000 per institution, per qualifying investor

    National Savings & Investments products

    HM Treasury

    100% backed by HM Treasury

    In addition balances over £85,000 held in any ' fixed term deposit accounts of up to 5 years'  opened between 11th Jan 2010 and 30th March 2012 has the additional protection under the  Irish Government top up guarantee and will be fully protected until maturity.

    Please note, any information provided in relation to the deposit protection arrangements applying to Bank of Ireland (UK) plc deposits is merely helping you to understand the up-to-date position as determined from time to time by the Governments of UK and Ireland and does not at any time form part of any account Terms and Conditions.

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    Where can I find further information?

    For further information about other savings products available at the Post Office® or if you have any further questions, please contact us on 0800 169 7500.

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