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Our full range and rates
Full details of our mortgage rates, repayments and other fees
Tracker mortgages from the Post Office®
- Borrow up to 90% of the purchase price.
- 2 year tracker: tracks the Bank of England Base Rate plus a specified percentage for the first two years, and then changes to track at a different percentage for the remaining term.
Higher Lending Charge paid by lender above 75% Loan to Value (LTV) mortgages. No Higher Lending Charge payable up to 75% LTV mortgages. See the Lending Criteria for more information.
Full repayment mortgage release fee (currently £0). Lending fee £195 (due on completion but payment can be deferred until mortgage is fully repaid). Borrowers must be 18 or over unless stated. Rates correct as at 29/03/2012. Free legals for remortgages: If your product is described as 'standard legal fees are paid by lender' we will pay the fees for remortgages only via our nominated solicitors. Terms and conditions apply, please see our General Lending Criteria.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Minimum deposit 25% (75% LTV)
| Initial rate | Which is Bank of England Base rate + 2.59% (variable) until | Then Bank of England Base Rate + 3.99% (variable) | The overall cost for comparison is | Arrangement fee and features | |
|---|---|---|---|---|---|
| 2 year tracker | 3.09% | 30/06/2014 | 4.49% | 4.4% APR | £995 arrangement fee |
Early Repayment Charges: 3% of the sum repaid until 30/06/2014.
Minimum deposit 20% (80% LTV)
| Initial rate | Which is Bank of England Base rate + 2.99% (variable) until | Then Bank of England Base Rate + 3.99% (variable) | The overall cost for comparison is | Arrangement fee and features | |
|---|---|---|---|---|---|
| 2 year tracker | 3.49% | 30/06/2014 | 4.49% | 4.5% APR | £995 arrangement fee |
Early Repayment Charges: 3% of the sum repaid until 30/06/2014.
Minimum deposit 15% (85% LTV)
| Initial rate | Which is Bank of England Base rate + 3.29% (variable) until | Then Bank of England Base Rate + 3.99% (variable) | The overall cost for comparison is | Arrangement fee and features | |
|---|---|---|---|---|---|
| 2 year tracker | 3.79% | 30/06/2014 | 4.49% | 4.5% APR | £995 arrangement fee |
Early Repayment Charges: 3% of the sum repaid until 30/06/2014.
Minimum deposit 10% (90% LTV)
| Initial rate | Which is Bank of England Base rate + 4.59% (variable) until | Then Bank of England Base Rate + 3.99% (variable) | The overall cost for comparison is | Arrangement fee and features | |
|---|---|---|---|---|---|
| 2 year tracker | 5.09% | 30/06/2014 | 4.49% | 4.8% APR | £995 arrangement fee |
Early Repayment Charges: 3% of the sum repaid until 30/06/2014.
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