Post Office Card Account

Useful for people who don’t have a bank account, the Post Office® card account is specifically for receiving Pensions, benefits and tax credit

Key benefits

  • No overdraft and no charges
  • No credit checks
  • Take cash out and check your balance

How it works

Firstly, you’ll need to contact the Government Department that pays your pension benefits or tax credits and ask about opening a card account.

Once a card account has been opened payments from the relevant Government Department will be credited to the account. You'll be able to take your cash out or check your balance at any Post Office branch.

You can't go overdrawn as there is no overdraft facility on the card account.

If you need someone else to collect your money for you, you can also ask for a second card

For information about pensions, tax credits or benefits being paid into a bank or building society account please visit GOV.UK.

Post Office card account is offered by J.P. Morgan Europe Ltd.

For more information about Pensions, benefits or tax credits visit...

Visit the GOV.UK website

Go to website

Can we help?

For general enquiries call:

0345 722 3344

8.15am-6pm, Mon-Fri

8.30am-7.15pm, Sat

Closed Sun

Or Typetalk:

0345 722 3355

Use your card account in branch:

Find your nearest branch