We know how stressful moving home can be, which is why at the Post Office we’re here to make your mortgage application as quick and stress free as possible. With a dedicated application manager and online application tracking, you could receive an offer valid for six months, in just ten working days.
Post Office® Mortgages are provided by Bank of Ireland UK.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Our Handy Guide to Purchasing
Before you start on your purchasing journey or need help during the process, why not use our homebuyers guide to help you understand the processes and jargon involved.
Which mortgage type is right for you?
Choosing a mortgage to suit your circumstances is essential as it can affect how much you pay for your property overall, and the Post Office can help you find out all you need to know, with detailed information at your fingertips about Tracker and Fixed Rate Mortgages to help find the right deal for you.
How much will your monthly repayments be?
Whether you want a predictable monthly repayment plan or wish to track the Bank of England base rate, our Mortgage Repayment Calculator can help you get an idea of how much your monthly repayments might be, depending on which mortgage product you choose.
How can we help you?
Our range of online tools and in branch support has been designed to help make the application process as smooth as possible, with an online application form that takes just 20 minutes to complete. Or if you’d prefer, you can make an appointment in branch, or request a call back to speak directly to one of our mortgage experts.
Whatever you decide, getting an approval in principle (AIP), which will give you a document confirming the amount you could borrow, is quick and easy, with a personal application page that lets you track your application online, or we can keep in touch with SMS updates, phone calls or letters if you prefer.
You may even get your mortgage offer within ten working days and as it is valid for six month if anything should happen - such as the chain collapsing, you’ll have a bit of room to manoeuvre.