Products and services developed in partnership with Bank of Ireland UK, for new borrowers and existing Post Office Money customers


Post Office Money® Mortgages are provided by Bank of Ireland UK



Whether it's your first home, your existing property or you're moving home, we can help you every step of the way

New Borrowers

You can choose to apply in-branch, over the phone or online. Whichever you prefer, you can expect the same quality service from us.

When you've submitted your application you'll receive:

  • A dedicated application manager who'll be with you throughout the process
  • The option to receive SMS updates, phone calls or letters updating you on the progress of your application

Once you've decided to apply, one of your first decisions is how much help with the application process you'll need. Below we look at the services we offer and the different options you have:

Talk to us

If you’re not sure which mortgage is right for you, how much you can afford or whether you meet our requirements then talk to one of our qualified in-branch mortgage specialists. They'll advise you and help guide you through the application process.

During the advice process a full assessment of your needs and circumstances will be carried out. This will include an affordability check and will also ensure you and your property meet current lending criteria. At the end of this process you’ll receive a recommendation which will outline the best mortgage for you.

So, if you'd like help and advice on your mortgage application why not:

Apply online

If you already know which mortgage you’d like and are confident that you don’t need any advice then you can apply online.

If you choose to apply for your mortgage in this way, you’re making your application on an execution only basis. This means that we won’t be providing you with any recommendations and it will be up to you to decide if the product you’ve chosen is right for you. You’ll be required to sign a declaration that confirms you’ve chosen to apply this way.

Remember, whether you choose to receive advice or apply online we'll do all we can to make your dream of owning your home a reality.


0800: All UK calls to 0800 numbers are free of charge whether made from a landline or mobile phone. Calls may be monitored or recorded for training and compliance purposes.

Small print

Please note the online mortgage application is only compatible with Internet Explorer 6+, Google Chrome, Firefox and Safari web browsers.

Subject to status and lending criteria. Written illustrations available upon request. Borrowers must be aged 18 or over.

Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is registered in England & Wales (No. 07022885), Bow Bells House, 1 Bread Street, London EC4M 9BE. Post Office Limited is registered in England and Wales. Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office and the Post Office Money logo are registered trademarks of Post Office Money Limited.