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Fixed Rate Cash ISA

A guaranteed fixed rate with tax-free2 interest

Tax-free[2] savings

Earn up to 3.70% tax-free2 / AER1 fixed.

  • 1 year term: 3.10% tax-free2 / AER1 fixed
  • 2 year term: 3.60% tax-free2 / AER1 fixed
  • 3 year term: 3.70% tax-free2 / AER1 fixed
  • open with a single deposit of £500 and save up to £5,640 tax-free in the current tax year; or transfer-in a cash ISA held with another provider3
  • you need to be over 16 years old and a UK resident
  • withdrawals not permitted during the fixed term. Closures or transfers of the ISA within the fixed term will be subject to a breakage charge - if the interest you've earned doesn't cover this, you may get back less than you put in.
  • Interest is fixed, calculated daily and paid annually on the anniversary of the account opening

The tax advantages of the Fixed Rate Cash ISA depend on your individual circumstances and the tax treatment may change in the future.  

The Post Office® ISAs are provided by Family Investments and the funds in a cash ISA are deposited with Bank of Ireland UK.

Rates correct as at 06/04/2012. 

1AER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once a year.
2 Tax free is the contractual rate of interest payable where interest is currently exempt from income tax.  Tax treatments are not guaranteed and may change in the future subject to tax law
3Your existing ISA provider may charge a fee to transfer out  

Family Investments is the trading name of Family Investment Management Limited (Co. No. 1915516) and Family Equity Plan Limited (Co. No. 2208249), which are authorised and regulated by the Financial Services Authority. Registered in England and Wales at 16-17 West Street, Brighton, East Sussex BN1 2RL.

Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised and regulated by the Financial Services Authority. Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is registered in England & Wales (No. 07022885), Bow Bells House, 1 Bread Street, London EC4M 9BE. Post Office Limited is registered in England and Wales. Registered No 2154540. Registered office is 148 Old Street, London EC1V 9HQ. Post Office and the Post Office logo are registered trademarks of Post Office Limited.


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General Fixed Rate Cash ISA enquiries
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