Representative 15.4% APR. Based on a loan amount of £4,000 over 36 months at an interest rate of 15.4% p.a. (fixed).
Monthly repayment £137.51.
Total amount repayable £4,950.25.
Post Office Personal Loans are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender.
Get an idea of your monthly loan repayments
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Monthly repayment
Illustrative (fixed)
Total repayable:
Representative example
How our interest rates work:
The interest offered on assessment may differ and the representative rate may not be the rate that you receive. The rate you are offered will depend on a number of factors, including the amount you wish to borrow, your chosen term, your personal circumstances and your credit rating. The maximum APR you could be offered is 29.9%.
What you’ll get with a Post Office Personal Loan
Here are some key features of our loans that’ll help you decide whether one’s right for you
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Help with important moments like buying a new car or making home improvements, managing existing debts, and more -
Borrow from £1,000 - £40,000
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Instant decision in most cases
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Terms from 1 year to 7 years depending on the amount borrowed
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Funds could be transferred the next working day
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If you pay your loan off early and in-full, we’ll charge up to 58 days’ interest
Legal and other important information
Standards of Lending Practice
Bank of Ireland UK adheres to the Standards of Lending Practice which are monitored and enforced by the Lending Standards Board