Saving for a wedding

When you’re planning your big day you won’t want anything standing in the way – least of all cash worries. Starting to save early can help you make the most of your money.


Make planning your wedding easier by setting up some savings early.

There are two ways of understanding how much you’ll save for your wedding day:

1. Work out when you’d like to get married and work out how much you can save by then.

2. Work out how much your wedding might cost and work out how long it will take you to save this.

Working out a monthly budget could help you save more effectively for your special day.

Post Office ISAs are provided by OneFamily. Savings in Post Office cash ISAs are deposited with Bank of Ireland UK. All other Post Office savings accounts are provided by Bank of Ireland UK.

Making a list of everything you need to spend money on for your wedding is a very good idea. Bear in mind that a lot of costs come before the actual day. Stag and Hen parties, deposits for venues, catering and also the clothes you’ll be wearing will all need to be paid for upfront.

So how do you make the most of your money? We’ll guide you through some of the ways you can maximise your savings.

Get started as soon as you can

The sooner you start to save, the more manageable the costs will be. You could also make more of your money by doing some early planning.

Locking your money away for at least a year will improve how much you’ll make from it and remove the temptation to take it out. You might also be able to make the most of an ISA tax-free allowance – meaning potentially even better returns.

Whatever your savings targets and how you choose to save, look at all of your options before deciding on which options are right for you. If you’re in any doubt you might want to seek the advice of an Independent Financial Advisor.

Long-term savings options

Look for fixed rates of interest with a choice of ISAs or Bonds.

Fixed Rate Cash ISA

  • A fixed rate for a fixed term
  • Tax-free interest
  • Open with a single deposit from £500



Growth Bond

  • A fixed rate of interest for a period of time
  • Deposit from £500-£1million



Online Bond

  • A fixed rate of interest for a period of time
  • Choose annual or monthly interest payments



Dip in and out

If you're not sure about tucking money away, an Easy Access Savings Account could be what you need. For instance, you might want to pay for things within a year and need to have cash available. 

Instant Saver

  • Access online, in branch, by phone, ATM or post
  • Open with just £100: top-up whenever you choose



Online Saver

  • Easy access, no withdrawal limits
  • Choose annual or monthly interest payments



Online ISA

  • Choose as many variable or fixed rates as you like
  • Easy Access: open with £100
  • Fixed Rate: open with £500
  • Transfer-in existing ISAs



Easy Access Cash ISA

  • Unlimited withdrawals per tax year
  • Tax-free savings from just £100
  • Open with £100 Transfer-in existing ISAs



Show me everything

Not quite right? Compare all our savings accounts on one helpful page.

Give us a call

For ISA queries:

0800 169 7500 9:00am - 7:00pm, Mon - Fri
9:00am - 1:00pm Sat
Closed Sun and Bank Holidays

All other savings accounts:

0800 169 7500 9:00am - 7:00pm, Mon - Fri
9:00am - 2:00pm, Sat
Closed Sunday