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All about Bonds

When tucking your savings away for a fixed term is important, a Bond could be just the right account for you.

 

Post Office Online Bond and Growth Bond are provided by Bank of Ireland UK

How long do Bonds last?

A savings Bond can be any period – most common are one, two or three year terms. During this time you'll restrict access to your money but could be rewarded with a higher rate of interest.

Can you access or add to your funds during the term?

Only under exceptional circumstances can a fixed term bond be broken during the term. Therefore, before you take out a fixed term bond, please consider carefully whether you will need to use your funds during the fixed term.

Generally, the initial deposit is the only amount you’ll be able to save in a Bond.

What’s the interest?

Bonds will give you a fixed rate of interest for the entire term, which you'll lock into when your account is opened.

Bonds available through Post Office®


Post Office® Bonds are provided by Bank of Ireland UK

Products Why this option Rate Manage
Online Bond
  • Choose annual or monthly interest payments
  • Deposit from £500 - £2million
  • Open with a single direct debit payment, cheque or transfer from an existing Post Office Savings account

1.70%gross/AER fixed for 1 year (annual rate)

Monthly rates available
  • Online

Find out more >

1.80%gross/AER fixed for 2 years (annual rate)

Monthly rates available

1.90%gross/AER fixed for 3 years (annual rate)

Monthly rates available

Interest is paid monthly on the same day each month the account was opened or annually on the anniversary of the account opening
Growth Bond
  • Deposit from £500-£1million
  • Open with a single transfer from an existing Post Office Savings account or cheque in branch or by post.

1.20%gross/AER fixed for 1 year
  • Online
  • By phone
  • By post

Find out more >

1.30% gross/AER fixed for 2 years

1.40% gross/AER fixed for 3 years

Interest is paid annually on the anniversary of the account opening and at maturity

Give us a call

0800 169 7500 9:00am - 7:00pm, Mon - Fri
9:00am - 2:00pm, Sat
Closed Sun

Post Office Online Bond and Growth Bond are provided by Bank of Ireland UK

Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 512956. Registered in England and Wales (No. 07022885). Registered Office: Bow Bells House, 1 Bread Street, London, EC4M 9BE.

The above details can be checked on the Financial Services Register by visiting the Financial Conduct Authority website. 

Post Office Limited is registered in England and Wales (No. 2154540). Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office and the Post Office logo are registered trademarks of Post Office Limited.