First Time Buyers
Taking your first step onto the property ladder is an exciting time, we'll guide you through what you need to know.
The figures here will only give you an estimate of what you may be able to borrow. It isn't a mortgage offer and is not legally binding.
When you go through the application process the amount you could borrow will be based on a more detailed breakdown of your income and outgoings.
It doesn't apply to First Start, Post Office Family Link™ Mortgage, Post Office Retirement Link Mortgage™ or Buy to Let which are based on different calculations.
If you know which mortgage you like, you can work out your monthly repayments with our Repayment Calculator.