Only you know the value of your contents. It can be time-consuming to take an inventory of everything you own and work out the total value, however it’s a worthwhile exercise if you want to get a representative home insurance quote.
It can be helpful to go room to room, making a list of the items within it and estimating a value for each if you don’t know or can’t remember what you paid for it initially. Remember, your contents includes everything that isn’t a part of the essential fabric of the building and isn’t limited to just the obvious items like a television or a laptop. Your bed, bed sheets, cupboard, lamps, curtains, chests of drawers and so on are all going to be included in your inventory.
If you don’t know the value of certain items because they may have changed over the years, then it may be a good idea to get them professionally valued.
If you have any individual items that have a high value, then you should declare these when you complete your home insurance quote. We may offer cover for items worth more than £2,500 if they are listed as such.