Man and woman backpacking in the mountains

Backpacker Travel Insurance

  • Up to £2m emergency medical cover when abroad in case of accident or injury whilst you're away
  • A 24/7 medical emergency helpline; we're there if you need us
Overview

How it works

There are two levels of cover to choose from; Super Economy and Economy – just decide which one is right for you.

To be eligible for this insurance you must reside in Great Britain, Northern Ireland, the Channel Islands or the Isle of Man and not spent more than 6 months abroad in the year prior to purchasing the policy, and you must be registered with a GP in Great Britain, Northern Ireland, the Channel Islands or the Isle of Man.

Cover Options

For an additional premium, you can adjust your policy by choosing cover options for:

  • Winter sports cover for skiing, ski run walking, snow boarding and skiing & snow boarding off piste within resort boundaries. This also includes extra protection for injury and damaged or stolen ski equipment and piste closure.
  • Excess waiver cover: so you won't need to pay any part of any claims you make. In the event of an injury occurring as a result of voluntary Manual Work, excess waiver will not apply.

Please note that the availability of cover options is dependent upon the level of cover you select. Conditions and exclusions apply. For full details of what's included with your cover, check the policy documents.​

What's covered?

For full details of what's covered within the Backpacker Travel Insurance policy, please download the full comparison of cover table, policy summary or check the policy documents.

Emergency medical cover applies when travelling outside the United Kingdom. See full policy wording for full limitations.

There is no cover under this policy for travel to those countries where at the time you purchased this policy, the Foreign & Commonwealth Office has advised against travel. Please refer to their website for further information.

Policy documents

Handy info

For more details about our travel insurance policy, check out the documents below:

For policies purchased on or after 21 October 2015

Travel Insurance - policy document

Travel Insurance - Health Declaration

For policies purchased between 29 June 2015 and 20 October 2015

Travel Insurance - policy document

Travel Insurance - Health Declaration

For policies purchased between 06 April 2015 and 28 June 2015

Travel Insurance - policy document

Travel Insurance - Health Declaration

For policies purchased between 01 January 2015 and 05 April 2015

Travel Insurance - policy document

Travel Insurance - Health Declaration

Definitions

0330 & 0333: Calls to 03 numbers will cost no more than calling a standard geographic number starting with 01 or 02 from your fixed line or mobile and may be included in your call package dependent on your service provider.

0800: All calls to 0800 numbers are free of charge whether made from a landline or mobile phone. Calls may be monitored or recorded for training and compliance purposes.

Emergency medical cover: Applies to travelling abroad up to £2 million.

Home visits: Backpackers Travel Insurance enables you to return to your home on three occasions for a maximum of seven days on each occasion. There is no cover under any section of the policy from the time You enter Your Home Country to the time You leave Your Home Country departure point.

Ready to buy?

Small print

Post Office Money® Travel Insurance is arranged by Post Office Limited and Post Office Management Services Limited. Post Office Money® Travel Insurance is underwritten by Great Lakes Reinsurance (UK) SE, FRN 202715, and Europäische Reiseversicherung A.G. (ERV), FRN 220041, and administered by Collinson Insurance Services Limited, FRN 311883.

Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered Office: Finsbury Dials, 20 Finsbury Street, London EC2Y 9AQ. Post Office Money and the Post Office Money logo are registered trademarks of Post Office Limited.

Great Lakes Reinsurance (UK) SE is registered in England and Wales, registered number SE000083. Registered Office: Plantation Place, 30 Fenchurch Street, London EC3M 3AJ. Great Lakes Reinsurance (UK) SE is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Europäische Reiseversicherung A.G. (ERV) is registered in Germany and trades in the United Kingdom as ETI International Travel Protection, Companies House Registration FC 25660 and Branch Registration BR 007939. ERV is authorised by the Bundesanstalt für Finanzdienstleistungsaufsicht (www.bafin.de) and the Prudential Regulation Authority and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority. Details of the extent of its regulation by the Prudential Regulation Authority, and regulation by the Financial Conduct Authority are available from ERV on request.

Collinson Insurance Services Limited is registered in England & Wales, registered number 758979. Registered Office: Cutlers Exchange, 123 Houndsditch, London, EC3A 7BU. Collinson Insurance Services Limited is authorised and regulated by the Financial Conduct Authority.

You can check this on the Financial Services Register by visiting the website www.fca.org.uk/register or by contacting the Financial Conduct Authority (FCA) on 0800 111 6768.

Ready to buy?

Get the facts

Can we help?

To get a quote, buy your travel insurance or cancel your policy, call:

0330 123 3690 8am-9pm, Mon-Fri
9am-6pm, Sat
10am-5pm, Sun

Claims

To make a claim call:

0333 333 9702 9am-5pm, Mon-Fri

Emergency medical assistance

We're there if you need us

+44 208 865 3074 24 hours a day