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Annual multi-trip travel insurance

Going to be going away more than once this year? Post Office® Annual multi-trip travel insurance could be more cost-effective for you.

The table below summarises the coverage options for Basic, Classic and Premium cover. For the full options, please download the full comparison of cover table (PDF 60KB).

	Basic		Classic		Premium
	limit of cover	excess	limit of cover	excess	limit of cover	excess
Cancellation and Curtailment	£500	£100 £10 deposit loss	£5,000	£60 £10 deposit loss	£10,000	£45 £10 deposit loss
Delayed Departure First 8 hours Each 12 hour period Abandonment after 12 hours	£200 £15 £15 £500	None £100	£300 £20 £20 £5,000	None £60	£400 £25 £25 £10,000	None £45
Missed Departure	£500	None	£1,000	None	£1,000	None
Hijack	x		£1,000	None	See Hijack, Kidnap & Ransom Cover below
Medical, Emergency and Associated Expenses (Cover when in UK limited to £10,000)	£5,000,000	£100	£10,000,000	£60	£10,000,000	£45
Hospital Benefit	£500	None	£800	None	£1,000	None
Personal Accident Death Loss of sight/limbs Permanent total disablement	£10,000 £5,000 £10,000 £10,000	None	£30,000 £15,000 £25,000 £30,000	£60	£30,000 £30,000 £30,000 £30,000	None
Personal Belongings Single article limit Valuables limit Delayed baggage	x		£1,500 £300 £300 £250	£60	£2,000 £500 £500 £300	£45
Personal Money and Documents Cash	x		£500 £250	£60	£750 £300	£45
Loss of Passport	x		£250	£60	£400	£45
Personal Liability	£2,000,000	None	£2,000,000	None	£2,000,000	None
Legal Expenses	£15,000	None	£25,000	None	£50,000	None
Legal Consultation	x		£100	None	£250	None
Mugging	x		£50	None	£200	None
Catastrophe	x		£500	None	£1,000	None
Homecare	x		£250	None	£500	None
Scheduled Airline Failure	x		£1,500	None	£1,500	None
Financial Failure Cover	x		x		£1,500	None
Petcare	x		x		£500	None
Hijack, Kidnap & Ransom Cover	x		x		£15,000	None

Advice Helplines
Post Office® Travel Advice Helpline	yes	yes	yes
Post Office® Home Repair Advice Helpline	no	no	yes
Post Office® Legal Advice Helpline	no	no	yes
	Basic	Classic	Premium

Optional Winter Sports Cover
	Basic		Classic		Premium
	limit of cover	excess	limit of cover	excess	limit of cover	excess
	Winter Sports Equipment	x		£700	£60	£700	£45
Ski Hire	x		£300	None	£300	None
Ski Pack	x		£250	None	£250	None
Piste Closure	x		£300	None	£300	None
Avalanche and Landslide	x		£150	None	£150	None

Optional Golf Cover
	Basic		Classic		Premium
	limit of cover	excess	limit of cover	excess	limit of cover	excess
	Golf Equipment	x		£1,000	£60	£1,000	£45
Golf Equipment Hire	x		£200	£60	£200	£45
Green Fees	x		£300	None	£300	None


Basic		Classic		Premium
limit of cover	excess	limit of cover	excess	limit of cover	excess
Extended Baggage	x		£1,000	£60	£1,000	£45

Excess waiver

Excess Waiver may be added only at the time of purchasing the Post Office® Travel Insurance policy and must be purchased by each insured person named on the policy schedule. Excess waiver is only available on Classic and Premium cover.