Wherever you are travelling to, and for however long you're thinking of going, don't overlook your travel insurance. It might not be the most exciting thing to think about, but it's just as important as your passport and your travel tickets.
Just what the doctor ordered
If you are unlucky enough to have an accident or unexpectedly fall ill on your holiday, you might find treatment extraordinarily expensive. Emergency medical cover can help cover you for your hospital costs. It can cover you for emergency dental treatment too, if you suffer from agonising toothache, or find it too painful to eat while you're away.
Missing wallet or missed departure? We can help
You'll also be very grateful you took out travel insurance if essential items like passports, travel documents or luggage gets lost or stolen. It could even cover you if a broken-down vehicle, public transport delay or motorway pile up means you miss any departure, including pre-booked connecting flights or other transport, during your trip.
If you decide on a Premier or Premier Plus policy you will be able to enjoy complimentary airport lounge access if your flight is delayed for two or more hours. ^^
When you need single trip insurance
As you might have guessed from its name, single trip travel insurance is suitable cover for you if you're only going away once in the near future. Any more than that and you may be better off with annual multi-trip cover.
There's travel insurance and the right travel insurance
You may think you have cover already. Perhaps because your bank or credit card includes it as a perk. But have a quick look at the policy to see if it gives you the cover you need. Watch out if your holiday provider offers to include travel insurance as part of a package too. You could be paying much more than you need to, just for the convenience.
EHIC is good, but not good enough
You may have heard about the European Health Insurance Card (EHIC). It will give you some state-provided medical healthcare for less than you'd otherwise pay, if you're travelling in Europe. But travel insurance will normally cover more of the cost for you.
Without adequate cover the costs soon add up
Everything covered from medical emergencies to bankrupt holiday providers
Use us to protect you on your trip abroad and, as well as cover for emergency medical treatment and lost valuables, you'll also enjoy personal liability and protection for legal costs you might unexpectedly incur while you are away.
You may be one of the growing number of independent travellers who book their flights and accommodation separately instead of choosing a package holiday. Without suitable cover you're not covered if your airline or hotel provider goes bust. Our travel insurance reinstates that protection for you.
Winter sports cover for skiing, ski run walking, snow boarding and skiing & snow boarding off piste within resort boundaries. This also includes extra protection for injury and damaged or stolen ski equipment and piste closure.
Cruise cover for missed port, cruise interruption and evening dress hire cover. Our Premier policy offers £1,000 of Missed Departure and Cruise Interruption cover and £100 of cover for Evening Dress Hire. Our Premier Plus policy offers £1,500 of Missed Departure and Cruise Interruption cover and £150 of cover for Evening Dress Hire.
Golf cover for golf equipment, that's under three years old, of up to £1,000. Cover for non-refundable golfing fees should you be unable to play due to sickness, accident or adverse weather and even hole-in-one cover. This cover option is available on Standard, Premier and Premier Plus policies only. Proof of ownership is required for any golf equipment claim.
Business cover to cover accidental loss, theft or damage to business equipment and computer equipment up to £1000. In addition, the policy covers up to £1000 for replacement employees. This cover option is available on Standard, Premier and Premier Plus policies only.
You're covered from the moment you take out your policy
Unlike some insurance our single trip cover also protects you from the moment you take out your policy, not from when you start your holiday. That means if you unexpectedly fall ill, suffer injury or bereavement that prevents you from travelling, you'll be covered.
A choice of cover to match your needs
As one of the UK's leading providers we offer you a choice of insurance at five different levels. Super Economy, Economy, Standard, Premier and Premier Plus. Pick the one that suits you. But don't forget, whichever one you choose, children under 18 are covered free with a family policy. *
We've won awards for travel insurance. Again and again and again †
We’ve been voted one of the best British Travel Insurance Providers by the UK public for over ten consecutive years. We're particularly proud of our achievement because those awards are based solely on the number of votes we receive from the UK public. In other words, we have people like you to thank for our success.
So why not use us as your travel insurance provider?
With our experience in helping thousands or people go on holiday all over the globe, you'll be in good hands with Post Office Money.
How it works
To be eligible for this insurance you must reside in Great Britain, Northern Ireland, the Channel Islands or the Isle of Man and not spent more than 6 months abroad in the year prior to purchasing the policy, and you must be registered with a GP in Great Britain, Northern Ireland, the Channel Islands or the Isle of Man.
^ When abroad, Super Economy and Economy policies offer up to £2 million medical cover, Standard policies offer up to £5 million and Premier and Premier Plus policies offer up to £10 million.
^^ You need to register your flight online at least 24 hours before your scheduled departure time. Your free lounge access will become available on the announcement of a minimum two-hour delay, not two consecutive 60-minute delays, and your flight departs from an airport terminal with a lounge that's part of the LoungeKey network.
* Children under 18 are covered free when travelling under a family policy, excluding any charge relating to declared pre-existing medical conditions. Policy terms, conditions, exclusions and limitations apply. Family policies are available for a person and their husband, wife, civil partner or Common Law Partner (who is residing with them), and their dependent, adopted or fostered children or grandchildren who are aged under 18 and are either in full-time education or living with them that are named on the policy certificate. The children are insured to travel on their own, subject to being accompanied by a responsible adult.
†Post Office Money has won the 'Best Travel Insurance Provider' each year from 2006 to 2015 and won the Silver award in 2016 at the British Travel Awards.
0330 & 0333: Calls to 03 numbers will cost no more than calling a standard geographic number starting with 01 or 02 from your fixed line or mobile and may be included in your call package dependent on your service provider.
0800: All calls to 0800 numbers are free of charge whether made from a landline or mobile phone. Calls may be monitored or recorded for training and compliance purposes.
Post Office Money® Travel Insurance is arranged by Post Office Limited and Post Office Management Services Limited. Post Office Money® Travel Insurance is underwritten by Great Lakes Reinsurance (UK) SE, FRN 202715, and Europäische Reiseversicherung A.G. (ERV), FRN 220041, and administered by Collinson Insurance Services Limited, FRN 311883.
Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered Office: Finsbury Dials, 20 Finsbury Street, London EC2Y 9AQ. Post Office Money and the Post Office Money logo are registered trademarks of Post Office Limited.
Great Lakes Reinsurance (UK) SE is registered in England and Wales, registered number SE000083. Registered Office: Plantation Place, 30 Fenchurch Street, London EC3M 3AJ. Great Lakes Reinsurance (UK) SE is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Europäische Reiseversicherung A.G. (ERV) is registered in Germany and trades in the United Kingdom as ETI International Travel Protection, Companies House Registration FC 25660 and Branch Registration BR 007939. ERV is authorised by the Bundesanstalt für Finanzdienstleistungsaufsicht (www.bafin.de) and the Prudential Regulation Authority and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority. Details of the extent of its regulation by the Prudential Regulation Authority, and regulation by the Financial Conduct Authority are available from ERV on request.
Collinson Insurance Services Limited is registered in England & Wales, registered number 758979. Registered Office: Cutlers Exchange, 123 Houndsditch, London, EC3A 7BU. Collinson Insurance Services Limited is authorised and regulated by the Financial Conduct Authority.