You might be tempted not to bother. Especially if you're travelling the world on a budget. But travel insurance is just as much an essential as your passport.
An accident abroad without cover? Ouch, that's painful
If you think it's worth saving a few pounds by not bothering with travel insurance, take our word, it's a lot, lot cheaper than having medical treatment when you're abroad. Because there's one thing worse than having a nasty accident on your travels.
And that's having a nasty accident without travel insurance.
Without adequate cover the costs soon add up
Economy or Super Economy
Although we think that no one can afford not to be insured when they travel around the world, we are aware that many backpackers are price conscious. So, with that in mind, we offer a choice of cover: Economy and Super Economy.
Either policy will cover you for up to 18 months. And you'll be able to return home up to three times for up to seven days, although you won't be covered by our insurance when you are in the UK. ^^
Whatever happens, we can make you feel a little better
Post Office Money® is one of the leading travel insurance providers in the UK. We're winners of the Best Travel Insurance Provider at the British Travel Awards for ten years in a row. †
And we've masses of experience in helping people in their travels all over the globe. So if you become unexpectedly ill when you're away, we'll be able to monitor the treatment you receive to ensure it's appropriate for you. Importantly, we'll also help to pay towards its cost.
You'll also be very grateful you took out travel insurance if essential items like passports, travel documents or luggage gets lost or stolen.
Cover from abseiling to shark diving *
We know that backpackers tend to be a little more adventurous than most holiday makers. So you'll be pleased to know we include lots of sporting activities in your cover.
From abseiling to gliding as a passenger – as long as you are with a qualified pilot – safari trekking on an organised tour and professionally supervised shark diving in a cage, we will cover you.
Our travel insurance even covers you when you play snooker, although we hate to think what sort of injury you might incur. If you're a fan of winter sports, we can add Winter Sports cover to your policy as an optional extra.
Winter Sports cover for skiing, ski run walking, snow boarding and skiing & snow boarding off piste within resort boundaries. This also includes extra protection for injury and damaged or stolen ski equipment and piste closure.
Excess waiver cover so you won't need to pay any part of any claims you make. In the event of an injury occurring as a result of voluntary Manual Work, excess waiver will not apply.
If your valuables get lost, damaged or stolen, we can help
It's not just medical cover we offer you either. If you are unfortunate enough to have your baggage or passport lost, damaged or stolen we can help by paying towards sorting out a replacement.
So from sharks to safaris and even snooker, make sure you are ready for whatever comes your way - take out Backpacker Travel Insurance with us now.
So why not use us as your travel insurance provider?
With our experience in helping thousands of people go on holiday all over the globe, you'll be in good hands with Post Office Money.
How it works
To be eligible for this insurance you must be under 60 years of age at the date of purchase of this policy, reside in Great Britain, Northern Ireland, the Channel Islands or the Isle of Man and not spent more than 6 months abroad in the year prior to purchasing the policy, and you must be registered with a GP in Great Britain, Northern Ireland, the Channel Islands or the Isle of Man.
The availability of cover options is dependent upon the level of cover you select. Conditions and exclusions apply. For full details of what's included with your cover, check the policy documents.
^ When abroad Super Economy and Economy policies offer up to £2 million medical cover.
^^ Backpacker Travel Insurance enables you to return to your home on three occasions for a maximum of seven days on each occasion. There is no cover under any section of the policy from the time You enter Your Home Country to the time You leave Your Home Country departure point.
* The policy covers participation in certain sports and activities. Your policy can be extended to cover other sporting activities (as detailed under Section J of the policy document) when an additional premium is paid. If You are going to take part in Sports and Activities not listed under this policy or if You are in any doubt as to whether cover will apply, please call the Customer Care team on 0330 123 3690.
0330 & 0333: Calls to 03 numbers will cost no more than calling a standard geographic number starting with 01 or 02 from your fixed line or mobile and may be included in your call package dependent on your service provider.
0800: All calls to 0800 numbers are free of charge whether made from a landline or mobile phone. Calls may be monitored or recorded for training and compliance purposes.
Post Office Money® Travel Insurance is arranged by Post Office Limited and Post Office Management Services Limited. Post Office Money® Travel Insurance is underwritten by Great Lakes Reinsurance (UK) SE, FRN 202715, and Europäische Reiseversicherung A.G. (ERV), FRN 220041, and administered by Collinson Insurance Services Limited, FRN 311883.
Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered Office: Finsbury Dials, 20 Finsbury Street, London EC2Y 9AQ. Post Office Money and the Post Office Money logo are registered trademarks of Post Office Limited.
Great Lakes Reinsurance (UK) SE is registered in England and Wales, registered number SE000083. Registered Office: Plantation Place, 30 Fenchurch Street, London EC3M 3AJ. Great Lakes Reinsurance (UK) SE is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Europäische Reiseversicherung A.G. (ERV) is registered in Germany and trades in the United Kingdom as ETI International Travel Protection, Companies House Registration FC 25660 and Branch Registration BR 007939. ERV is authorised by the Bundesanstalt für Finanzdienstleistungsaufsicht (www.bafin.de) and the Prudential Regulation Authority and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority. Details of the extent of its regulation by the Prudential Regulation Authority, and regulation by the Financial Conduct Authority are available from ERV on request.
Collinson Insurance Services Limited is registered in England & Wales, registered number 758979. Registered Office: Cutlers Exchange, 123 Houndsditch, London, EC3A 7BU. Collinson Insurance Services Limited is authorised and regulated by the Financial Conduct Authority.