Single Trip Travel Insurance from the Post Office

Single trip cover starting from only £6.38!Price includes insurance premium tax and is based on an individual aged 18-64 years travelling in Europe (excluding Turkey and Egypt) for up to 3 days, Basic tier policy selected, winter sports coverage and add-on cover is not included in this price. Policy terms, limitations and excesses apply.

Key benefits

At least £5m medical cover when abroad: in case of accident or injury while you’re away
Quick claims: valid claims will be settled within five working days
Family friendly: children are covered for free

Post Office ® Travel Insurance is underwritten by Ageas Insurance Limited

How it works

There are three levels of cover to choose from; Basic, Classic and Premium – just decide which one is right for you.

Select the geographical areaUK – includes England, Wales, Scotland, Northern Ireland, the Isle of Man, and the Channel Islands. Europe – encompasses the UK and all European Union countries including Iceland, Ireland, some former Soviet Union countries, islands in the Mediterranean, the Azores, the Canary Islands, Israel, Tunisia, Algeria, Morocco, Madeira, but excluding any cover for Egypt and Turkey. Worldwide excluding USA, Canada and the Caribbean – includes UK, Europe, Asia, Australasia and South America, but excludes USA, Canada and the Caribbean countries. Worldwide including USA, Canada and the Caribbean – this covers all destinations worldwide. If you are travelling via the USA, Canada or the Caribbean on your way to another destination, then you may need to buy this cover. If you’re unsure, call 0800 294 2292. Medical cover is limited to £10,000 within the UK. See full policy wording for full limitations. you’d like cover for. If you’re not sure which area is right for you call 0800Calls to 0800 numbers are normally free from UK landlines but charges may apply from mobile phones. Calls may be monitored or recorded for training and compliance purposes. 294 2292.

If you have a pre-existing medical condition or have had a serious illness then you’ll need to complete our Health Declaration questionnaire. If the answer to any of the questions is yes, you’ll need to call our Medical Screening Department on 0845Call costs may vary depending on your service provider. Calls may be monitored or recorded for training and compliance purposes. 602 5275.

Add cover for your family – just tell us who’s travelling with you when you apply. Dependant childrenChildren under 18 who are travelling with a parent, grandparent, uncle, aunt or legal guardian who is covered by this policy. Policy terms, conditions, exclusions and limitations apply. aged under 18 are covered for free, and non-dependantsChildren under 18 who aren’t travelling with a parent, grandparent, uncle, aunt or legal guardian who is covered by this policy. Policy terms, conditions, exclusions and limitations apply. get a 50% discount.

Upgrade your cover

You can adjust your policy before purchase by adding extra cover or changing your excess. Choose from the following options, which are available with our Classic or Premium cover:

Winter sports cover for skiing, snowboarding, snowmobiling, and off-piste skiing with a qualified instructor. This also includes extra protection for injury and damaged or stolen equipment.
Hazardous activities cover for experiences like scuba diving, mountain biking and sea kayaking. See the full list of activities
Excess waiver cover so you won’t need to pay any part of any claims you make.

Definitions

£6.38: Price includes insurance premium tax and is based on an individual aged 18-64 years travelling in Europe (excluding Turkey and Egypt) for up to 3 days, Basic tier policy selected, winter sports coverage and add-on cover is not included in this price. Policy terms, limitations and excesses apply.

0800 numbers: Calls to 0800 numbers are normally free from a UK landline, but charges may apply from mobile phones. Calls may be monitored or recorded for training purposes.

0845 numbers: Call costs may vary depending on your service provider. Calls may be monitored or recorded for training purposes.

Dependant children: Children under 18 and travelling with a parent, grandparent, uncle, aunt or legal guardian who is covered by this policy. Policy terms, conditions, exclusions and limitations apply.

Medical and personal belongings: Medical cover is limited to £10,000 in the UK and there are single item/valuable restrictions of £300 for Classic policies. Premium policies have a limit of £500.

Non-dependants: Children under 18 who aren’t travelling with a parent, grandparent, uncle, aunt or legal guardian who is covered by this policy. Policy terms, conditions, exclusions and limitations apply.

Select the geographical area:

UK – includes England, Wales, Scotland, Northern Ireland, the Isle of Man, and the Channel Islands.

Europe – encompasses the UK and all European Union countries including Iceland, Ireland, some former Soviet Union countries, islands in the Mediterranean, the Azores, the Canary Islands, Israel, Tunisia, Algeria, Morocco, Madeira, but excluding any cover for Egypt and Turkey.

Worldwide excluding USA, Canada and the Caribbean – includes UK, Europe, Asia, Australasia and South America, but excludes USA, Canada and the Caribbean countries.

Worldwide including USA, Canada and the Caribbean – this covers all destinations worldwide. If you are travelling via the USA, Canada or the Caribbean on your way to another destination, then you may need to buy this cover. If you’re unsure, call 0800 294 2292. Medical cover is limited to £10,000 within the UK. See full policy wording for full limitations.

Here’s an at-a-glance guide to what’s covered by our Basic, Classic and Premium cover options. For the full list, you can download the full comparison of cover table (PDF 60kB).

	Basic		Classic		Premium
	limit of cover (up to)	excess	limit of cover (up to)	excess	limit of cover (up to)	excess
1. Cancellation and Curtailment	£500	£100 (£10 deposit loss)	£5,000	£60 (£10 deposit loss)	£10,000	£45 (£10 deposit loss)
2. Delayed Departure	£200	None	£300	None	£400	None
2.1 First full 8 hours	£15		£20		£25
2.2 Each 12 hour period	£15		£20		£25
2.3 Abandonment after 12 hours	£500	£100	£5,000	£60	£10,000	£45
3. Missed Departure	£500	None	£1,000	None	£1,000	None
4. Medical, Emergency and Associated Expenses (Cover when in UK limited to £10,000)	£5,000,000	£100	£10,000,000	£60	£10,000,000	£45
5. Hospital Benefit	£500	None	£800	None	£1,000	None
6. Personal Accident (for a person aged 18-70)	£10,000	None	£30,000	None	£30,000	None
6.1 Death	£5,000		£15,000		£30,000
6.2 Loss of sight/limbs	£10,000		£25,000		£30,000
6.3 Permanent total disablement	£10,000		£30,000		£30,000
7. Personal Accident (for a person aged under 18 or over 70) Death	£1,000	None	£1,000	None	£1,000	None
8. Personal Belongings	Not available		£1,500	£60	£2,000	£45
8.1 Single article limit			£300		£500
8.2 Valuables limit			£300		£500
8.3 Delayed baggage			£250		£300
9. Personal Money and Documents Cash	Not available		£500 £250	£60	£750 £300	£45
10. Loss of Passport	Not available		£250	£60	£400	£45
11. Personal Liability	£2,000,000	None	£2,000,000	None	£2,000,000	None
12. Travel Legal Guard	£15,000	None	£25,000	None	£50,000	None
13. Legal Consultation	Not available		£100	None	£250	None
14. Mugging	Not available		£50	None	£200	None
15. Catastrophe	Not available		£500	None	£1,000	None
16. Homecare	Not available		£250	None	£500	None
17. Scheduled Airline Failure	Not available		£1,500	None	£1,500	None
18. Financial Failure Cover	Not available		Not available		£1,500	None
19. Petcare	Not available		Not available		£500	None
20 Hijack, Kidnap & Illegal Detention Cover	Not available		£1,000	None	£15,000	None

Advice Helplines
Post Office® Travel Advice Helpline	yes	yes	yes
	Basic	Classic	Premium

Optional Winter Sports Cover
	Basic		Classic		Premium
	limit of cover (up to)	excess	limit of cover (up to)	excess	limit of cover (up to)	excess
	Winter Sports Equipment	Not available		£700	£60	£700	£45
Ski Hire	Not available		£300	None	£300	None
Ski Pack	Not available		£250	None	£250	None
Piste Closure	Not available		£300	None	£300	None
Avalanche and Landslide	Not available		£150	None	£150	None

Optional Golf Cover
	Basic		Classic		Premium
	limit of cover (up to)	excess	limit of cover (up to)	excess	limit of cover (up to)	excess
	Golf Equipment	Not available		£1,000	£60	£1,000	£45
Golf Equipment Hire	Not available		£200	£60	£200	£45
Green Fees	Not available		£300	None	£300	None


Basic		Classic		Premium
limit of cover (up to)	excess	limit of cover (up to)	excess	limit of cover (up to)	excess
Extended Baggage	Not available		£1,000	£60	£1,000	£45

Handy info

For more details about our travel insurance policy, check out the documents below:

Single trip/Annual policy document

Travel Insurance - Health Declaration

Single Trip Travel Insurance

Key benefits

How it works

Upgrade your cover

Definitions

Handy info

2012 British Travel Award

Small print

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Can we help?

To get a quote, buy your travel insurance or request a refund, call:

To make a claim call:

For emergency medical assistance, call:

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