Interest rates

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You can check out our latest interest rates for our Savings accounts on this page. To view our previous rates, use the ‘Previous’ tab above.

Variable Rate Savings Accounts

Savings Accounts No Longer Available to New Savers

Variable Rate Savings Accounts

Cash ISAAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £15,000 between a cash ISA and a stocks and shares ISA this tax year (that's the period from 6th April to 5th April). You can only invest in one cash ISA and one stocks and shares ISA in each tax year. - Standard VariableA variable rate of interest can go up or down throughout the lifetime of a savings account. Rate (only applies to customers whose Fixed Rate Cash ISAAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £15,000 between a cash ISA and a stocks and shares ISA this tax year (that's the period from 6th April to 5th April). You can only invest in one cash ISA and one stocks and shares ISA in each tax year. terms have ended)

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current tax-freeTax-free means the interest paid will be free from Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future.
Interest rate £500 0.25% 0.25%

Current rate effective 17/03/2009

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid annually in March.

Instant Saver Issue 5

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 1.00% 1.00%
After 12 months rate reverts to underlying rate £500 0.10% 0.10%

Current rates effective 02/01/2014

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid annually in March.

Balances below the minimum specified do not accrue interest unless otherwise specified.

Find out more

Easy Saver (only available to customers with a matured Growth Bond) - accounts opened on or after 02/01/2014

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 1.00% 1.00%
After 12 months rate reverts to underlying rate £500 0.10% 0.10%

Current rate effective 02/01/2014

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the anniversary of account opening (or closest business day)

Balances below the minimum specified do not accrue interest unless otherwise specified.

Online Easy Saver Issue 3 (only available to customers with a matured Online Bond) - accounts opened on or after 02/01/2014

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 1.00% 1.00%
After 12 months rate reverts to underlying rate £500 0.10% 0.10%

Current rate effective 02/01/2014

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the anniversary of account opening (or closest business day)

Balances below the minimum specified do not accrue interest unless otherwise specified.

Reward Saver Issue 7 - annual interest

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 1.35% 1.35%
After 12 months rate reverts to underlying rate £500 0.75% 0.75%

Current rates effective 12/09/2014.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the anniversary of account opening (or closest business day)

Balances below the minimum specified do not accrue interest unless otherwise specified.

Find out more

Reward Saver Issue 7 - monthly interest

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 1.35% 1.34%
After 12 months rate reverts to underlying rate £500 0.75% 0.74%

Current rates effective 12/09/2014.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the closest business day each month linked to the date of account opening.

Balances below the minimum specified do not accrue interest unless otherwise specified.

Find out more

 

Premier Cash ISAAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £15,000 between a cash ISA and a stocks and shares ISA this tax year (that's the period from 6th April to 5th April). You can only invest in one cash ISA and one stocks and shares ISA in each tax year. (accounts opened on or after 12/09/2014)

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current tax-freeTax-free means the interest paid will be free from Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future.
Including 18 month bonus from account opening £100 1.55% 1.55%
After 18 months rate reverts to underlying rate £100 0.75% 0.75%

Current rates effective 12/09/2014.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid annually in March

Find out more

Online  Saver Issue 12 - annual interest

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £1 1.40% 1.40%
After 12 months rate reverts to underlying rate £1 0.75% 0.75%

Current rates effective 12/09/2014.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid between 20 and 25 March each year.

Find out more

Online Saver Issue 12 - monthly interest

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £1 1.40% 1.39%
After 12 months rate reverts to underlying rate £1 0.75% 0.74%

Current rates effective 12/09/2014.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the first business day of each month.

Find out more

Fixed Rate Savings Accounts

Online Bond Issue 12 - annual interest

Term Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
1 year £500 1.81% 1.81%
2 year £500 2.06% 2.06%
3 year £500 2.21% 2.21%

Current rates effective 12/09/2014.

Interest is fixed, calculated daily and paid on the anniversary of account opening (or closest business day).

Online Bond Issue 12 - monthly interest

Term Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
1 year £500 1.81% 1.79%
2 year £500 2.06% 2.04%
3 year £500 2.21% 2.18%

Current rates effective 12/09/2014.

Interest is fixed, calculated daily and paid each month, based on the date that the account is opened (or closest business day).

Growth Bond Issue 23

Term Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
1 year £500 1.80% 1.80%
2 year £500 2.05% 2.05%
3 year £500 2.20% 2.20%

Current rates effective 12/09/2014.

Interest is fixed, calculated daily and paid on the anniversary of account opening (or business day close to the anniversary).

Fixed Rate Cash ISAAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £15,000 between a cash ISA and a stocks and shares ISA this tax year (that's the period from 6th April to 5th April). You can only invest in one cash ISA and one stocks and shares ISA in each tax year. Issue 13

Term Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current tax-freeTax-free means the interest paid will be free from Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future.
1 year £500 1.70% 1.70%
2 year £500 1.95% 1.95%
3 year £500 2.10% 2.10%

Current rates effective 12/09/2014.

Interest is fixed, calculated daily and paid on the anniversary of account opening (or next business day).

Savings Accounts No Longer Available to New Savers

Online Saver Issues 1 to 9 - annual interest

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £1 n/a n/a
After 12 months rate reverts to underlying rate £1 0.90% 0.90%

Current rates effective 30/05/2013.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid between 20 and 25 March each year.

Online Saver Issues 1 to 9 - monthly interest

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £1 n/a n/a
After 12 months rate reverts to underlying rate £1 0.90% 0.89%

Current rates effective 30/05/2013.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the first business day of each month.

Online Saver Issue 10 - annual interest

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £1 1.50% 1.50%
After 12 months rate reverts to underlying rate £1 0.90% 0.90%

Current rates effective 14/03/2013.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid between 20 and 25 March each year.

Online Saver Issue 10 - monthly interest

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £1 1.50% 1.48%
After 12 months rate reverts to underlying rate £1 0.90% 0.89%

Current rates effective 14/03/2013.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the first business day of each month.

Online Saver Issue 11 - annual interest

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £1 1.30% 1.30%
After 12 months rate reverts to underlying rate £1 0.90% 0.90%

Current rates effective 05/02/2014.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid between 20 and 25 March each year.

Online Saver Issue 11 - monthly interest

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £1 1.30% 1.29%
After 12 months rate reverts to underlying rate £1 0.90% 0.89%

Current rates effective 05/02/2014.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the first business day of each month.

Cash ISAAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £15,000 between a cash ISA and a stocks and shares ISA this tax year (that's the period from 6th April to 5th April). You can only invest in one cash ISA and one stocks and shares ISA in each tax year.

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current tax-freeTax-free means the interest paid will be free from Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future.
After 12 months rate reverts to underlying rate £100 0.25% 0.25%

All new deposits made in the 2014/15 tax year will earn a 0.65% tax-freeTax-free means the interest paid will be free from Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future. bonus for 12 months from the date of the first deposit in the respective tax year. The bonus rate for future tax years may vary.

All new deposits made in the 2012/13 and 2013/14 tax years will earn a 2% tax-freeTax-free means the interest paid will be free from Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future. bonus for 12 months from the date of the first deposit in the respective tax year.

Current rates effective 17/03/2009.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid annually in March.

Reward Saver Issue 1 to 3 - annual interest

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 n/a n/a
After 12 months rate reverts to underlying rate £500 0.90% 0.90%

Current rates effective 30/01/2014.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the anniversary of account opening (or closest business day).

Balances below the minimum specified do not accrue interest unless otherwise specified.

Reward Saver Issue 1 to 3 - monthly interest

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 n/a n/a
After 12 months rate reverts to underlying rate £500 0.90% 0.89%

Current rates effective 30/01/2014.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the closest business day each month linked to the date of account opening.

Balances below the minimum specified do not accrue interest unless otherwise specified.

Reward Saver Issue 4 - annual interest

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 1.15% 1.15%
After 12 months rate reverts to underlying rate £500 0.90% 0.90%

Current rates effective 30/01/2014.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the anniversary of account opening (or closest business day).

Balances below the minimum specified do not accrue interest unless otherwise specified.

Reward Saver Issue 4 - monthly interest

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 1.14% 1.14%
After 12 months rate reverts to underlying rate £500 0.90% 0.89%

Current rates effective 30/01/2014.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the closest business day each month linked to the date of account opening.

Balances below the minimum specified do not accrue interest unless otherwise specified.

Reward Saver Issue 5 - annual interest

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 1.60% 1.60%
After 12 months rate reverts to underlying rate £500 0.90% 0.90%

Current rates effective 18/10/2013.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the anniversary of account opening (or closest business day)

Balances below the minimum specified do not accrue interest unless otherwise specified.

Reward Saver Issue 5 - monthly interest

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 1.60% 1.58%
After 12 months rate reverts to underlying rate £500 0.90% 0.89%

Current rates effective 18/10/2013.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the closest business day each month linked to the date of account opening.

Balances below the minimum specified do not accrue interest unless otherwise specified.

Reward Saver Issue 6 - annual interest

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 1.20% 1.20%
After 12 months rate reverts to underlying rate £500 0.90% 0.90%

Current rates effective 26/02/2014.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the anniversary of account opening (or closest business day)

Balances below the minimum specified do not accrue interest unless otherwise specified.

Reward Saver Issue 6 - monthly interest

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 1.20% 1.19%
After 12 months rate reverts to underlying rate £500 0.90% 0.89%

Current rates effective 26/02/2014.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the closest business day each month linked to the date of account opening.

Balances below the minimum specified do not accrue interest unless otherwise specified.

Premier Cash ISAAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £15,000 between a cash ISA and a stocks and shares ISA this tax year (that's the period from 6th April to 5th April). You can only invest in one cash ISA and one stocks and shares ISA in each tax year. (accounts opened between 05/02/2014 and 11/09/2014)

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current tax-freeTax-free means the interest paid will be free from Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future.
Including 18 month bonus from account opening £100 1.40%  1.40%
After 18 months rate reverts to underlying rate £100 0.90% 0.90%

Current rates effective 05/02/2014.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid annually in March.

Premier Cash ISAAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £15,000 between a cash ISA and a stocks and shares ISA this tax year (that's the period from 6th April to 5th April). You can only invest in one cash ISA and one stocks and shares ISA in each tax year. (accounts opened between 18/10/2013 and 24/01/2014)

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current tax-freeTax-free means the interest paid will be free from Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future.
Including 18 month bonus from account opening £100 1.80%  1.80%
After 18 months rate reverts to underlying rate £100 0.90% 0.90%

Current rates effective 18/10/2013.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid annually in March.

Premier Cash ISAAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £15,000 between a cash ISA and a stocks and shares ISA this tax year (that's the period from 6th April to 5th April). You can only invest in one cash ISA and one stocks and shares ISA in each tax year. (accounts opened between 24/07/2013 and 17/10/2013)
 

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current tax-freeTax-free means the interest paid will be free from Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future.
Including 18 month bonus from account opening £100 1.40% 1.40%
After 18 months rate reverts to underlying rate £100 0.90% 0.90%

Current rates effective 30/01/2014.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid annually in March.

Premier Cash ISAAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £15,000 between a cash ISA and a stocks and shares ISA this tax year (that's the period from 6th April to 5th April). You can only invest in one cash ISA and one stocks and shares ISA in each tax year. (accounts opened between 04/02/13 and 23/07/13)

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current tax-freeTax-free means the interest paid will be free from Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future.
Including 18 month bonus from account opening £100 1.25% 1.25%
After 18 months rate reverts to underlying rate £100 0.90% 0.90%

Current rates effective 30/01/2014.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid annually in March.

Premier Cash ISAAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £15,000 between a cash ISA and a stocks and shares ISA this tax year (that's the period from 6th April to 5th April). You can only invest in one cash ISA and one stocks and shares ISA in each tax year. (accounts opened between 26/11/12 and 03/02/13)

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current tax-freeTax-free means the interest paid will be free from Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future.
Including 18 month bonus from account opening £100 1.65% 1.65%
After 18 months rate reverts to underlying rate £100 0.90% 0.90%

Current rates effective 30/01/2014.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid annually in March.

Premier Cash ISAAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £15,000 between a cash ISA and a stocks and shares ISA this tax year (that's the period from 6th April to 5th April). You can only invest in one cash ISA and one stocks and shares ISA in each tax year. (accounts opened before 26/11/2012)

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current tax-freeTax-free means the interest paid will be free from Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future.
Including 18 month bonus from account opening £100 2.16% 2.16%
After 18 months rate reverts to underlying rate £100 0.90% 0.90%

Current rates effective 30/01/2014.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid annually in March.

Easy Saver (only available to customers with a matured Growth Bond) - accounts opened prior to 06/09/2011

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Interest rate £500 0.10% 0.10%

Current rate effective 18/03/2009

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the anniversary of account opening (or closest business day)

Balances below the minimum specified do not accrue interest unless otherwise specified.

Easy Saver (only available to customers with a matured Growth Bond) - accounts opened from 06/09/2011 to 06/03/2013

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 2.10% 2.10%
After 12 months rate reverts to underlying rate £500 0.10% 0.10%

Current rate effective 06/09/2011

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the anniversary of account opening (or closest business day)

Balances below the minimum specified do not accrue interest unless otherwise specified.

Easy Saver (only available to customers with a matured Growth Bond) - accounts opened from 07/03/2013 to 01/01/2014

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 1.35% 1.35%
After 12 months rate reverts to underlying rate £500 0.10% 0.10%

Current rate effective 07/03/2013

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the anniversary of account opening (or closest business day)

Balances below the minimum specified do not accrue interest unless otherwise specified.

Instant Saver Issue 1

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 n/a n/a
After 12 months rate reverts to underlying rate £500 0.10% 0.10%

Current rates effective 06/04/2009.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid annually in March.

Balances below the minimum specified do not accrue interest unless otherwise specified.

Instant Saver Issue 2

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 n/a n/a
After 12 months rate reverts to underlying rate £500 0.10% 0.10%

Current rates effective 17/03/2009.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid annually in March.

Balances below the minimum specified do not accrue interest unless otherwise specified.

Instant Saver Issue 3

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 2.10% 2.10%
After 12 months rate reverts to underlying rate £500 0.10% 0.10%

Current rates effective 10/08/2009.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid annually in March.

Balances below the minimum specified do not accrue interest unless otherwise specified.

Instant Saver Issue 4

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 1.35% 1.35%
After 12 months rate reverts to underlying rate £500 0.10% 0.10%

Current rates effective 04/02/2013.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid annually in March.

Balances below the minimum specified do not accrue interest unless otherwise specified.

Online Easy Saver Issue 1 (only available to customers with a matured Online Bond) – accounts opened before 21/03/2013

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 n/a n/a
After 12 months rate reverts to underlying rate £500 0.10% 0.10%

Current rate effective 06/09/2011.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the anniversary of account opening (or closest business day).

Balances below the minimum specified do not accrue interest unless otherwise specified.

Online Easy Saver Issue 2 (only available to customers with a matured Online Bond) – accounts opened from 21/03/2013 to 01/01/2014

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 1.35% 1.35%
After 12 months rate reverts to underlying rate £500 0.10% 0.10%

Current rate effective 21/03/2013

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the anniversary of account opening (or closest business day).

Balances below the minimum specified do not accrue interest unless otherwise specified.

Online Reserve Issue 1 to 3

  Balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £1 - £49,999.99 n/a n/a
£50,000+ n/a n/a
After 12 months rate reverts to underlying rate £1 - £49,999.99 0.90% 0.90%
£50,000+ 1.00% 1.00%

Current rates effective 30/05/2013.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid between 20 and 25 March each year.

Online Reserve Issue 4

  Balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £1 - £49,999.99 1.30% 1.30%
£50,000+ 1.40% 1.40%
After 12 months rate reverts to underlying rate £1 - £49,999.99 0.90% 0.90%
£50,000+ 1.00% 1.00%

Current rate effective 14/03/2013

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid between 20 and 25 March each year

Online Saver, Online Bonds, Reward Saver, Growth Bonds, Instant Saver, Online Easy Saver, Online Reserve and Easy Saver are provided by Bank of Ireland UK. Post Office ISAs are provided by Family Investments. Money in Post Office Cash ISAs is deposited with Bank of Ireland UK.

Definitions

0845: Local call rates apply. Call costs may vary depending on your service provider. Calls may be monitored or recorded for training and compliance purposes.

AER: AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Fixed: A fixed rate of interest does not fluctuate and remains the same through out the lifetime of a savings account.

Gross: Gross rates do not take into account deductions of income tax.

ISA: An ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £15,000 between a cash ISA and a stock and shares ISA this tax year (that's the period from 6th April to 5th April). You can only invest in one cash ISA and one stocks and shares ISA in each tax year.

Tax-free: Tax-free means the interest paid will be free from UK Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future.

Variable: A variable rate of interest can go up or down throughout the lifetime of a savings account.

Easy Saver (only available to customers with a matured Growth Bond) - accounts opened on or between 07/03/2013 to 01/01/2014

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 1.35% 1.35%
After 12 months rate reverts to underlying rate £500 0.10% 0.10%

Current rate effective 07/03/2013

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the anniversary of account opening (or closest business day)

Balances below the minimum specified do not accrue interest unless otherwise specified.

Easy Saver (only available to customers with a matured Growth Bond) - accounts opened on or after 02/01/2014

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 1.00% 1.00%
After 12 months rate reverts to underlying rate £500 0.10% 0.10%

Current rate effective 02/01/2014

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the anniversary of account opening (or closest business day)

Balances below the minimum specified do not accrue interest unless otherwise specified.

Online Easy Saver Issue 2 (only available to customers with a matured Online Bond) - accounts opened on or between 21/03/2013 to 01/01/2014

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 1.35% 1.35%
After 12 months rate reverts to underlying rate £500 0.10% 0.10%

Current rate effective 21/03/2013

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the anniversary of account opening (or closest business day)

Balances below the minimum specified do not accrue interest unless otherwise specified.

Online Easy Saver Issue 3 (only available to customers with a matured Online Bond) - accounts opened on or after 02/01/2014

  Minimum balance Current AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Current grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 1.00% 1.00%
After 12 months rate reverts to underlying rate £500 0.10% 0.10%

Current rate effective 02/01/2014

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the anniversary of account opening (or closest business day)

Balances below the minimum specified do not accrue interest unless otherwise specified.

Take a look at the previous rates we offered on our savings accounts.

Savings accounts no longer available to new savers

Savings accounts no longer available to new savers

Online Saver Issue 1 to 8 - annual interest

  Minimum balance Previous AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Previous grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £1 n/a n/a
Underlying rate £1 1.15% 1.15%

Rates effective 25/02/2013 to 29/05/2013.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid between 20 and 25 March each year.

Online Saver Issue 1 to 8 - monthly interest

  Minimum balance Previous AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Previous grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening  £1 n/a n/a
 Underlying rate  £1 1.15% 1.14%

Rates effective 25/02/2013 to 29/05/2013.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the first business day of each month.

Online Saver Issue 9 - annual interest

  Minimum balance Previous AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Previous grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £1 n/a n/a
After 12 months rate reverts to underlying rate £1 1.15% 1.15%

Rates effective 21/12/2012 to 29/05/2013.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid between 20 and 25 March each year.

Online Saver Issue 9 - monthly interest

  Minimum balance Previous AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Previous grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £1 n/a n/a
After 12 months rate reverts to underlying rate £1 1.15% 1.14%

Rates effective 21/12/2012 to 29/05/2013.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the first business day of each month.

Cash ISAAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £15,000 between a cash ISA and a stocks and shares ISA this tax year (that's the period from 6th April to 5th April). You can only invest in one cash ISA and one stocks and shares ISA in each tax year.

  Minimum balance Previous AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Previous tax-freeTax-free means the interest paid will be free from Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future.
After 12 months rate reverts to underlying rate £100 0.75% 0.75%

All new deposits made in the 2013/14 tax year will earn a 2% tax-freeTax-free means the interest paid will be free from Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future. bonus for 12 months from the date of the first deposit in the respective tax year. The bonus rate for future tax years may vary.

Rates effective 17/02/2009 to 16/03/2009.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid annually in March.

Reward Saver Issue 1 to 3 - annual interest

  Minimum balance Previous AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Previous grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 N/A N/A
After 12 months rate reverts to underlying rate £500 1.25% 1.25%

Rates effective 01/03/2013 to 29/01/2014.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the anniversary of account opening (or closest business day).

Balances below the minimum specified do not accrue interest unless otherwise specified.

Reward Saver Issue 1 to 3 - monthly interest

  Minimum balance Previous AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Previous grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 N/A N/A
After 12 months rate reverts to underlying rate £500 1.25% 1.24%

Rates effective 01/03/2013 to 29/01/2014.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the closest business day each month linked to the date of account opening.

Balances below the minimum specified do not accrue interest unless otherwise specified.

 

Reward Saver Issue 4 - annual interest

  Minimum balance Previous AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Previous grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £100 1.50% 1.50%
After 12 months rate reverts to underlying rate £100 1.25% 1.25%

Rates effective 04/02/2013 to 29/02/2014.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the anniversary of account opening (or closest business day).

Balances below the minimum specified do not accrue interest unless otherwise specified.

Reward Saver Issue 4 - monthly interest

  Minimum balance Previous AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Previous grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £100 1.50% 1.48%
After 12 months rate reverts to underlying rate £100 1.25% 1.24%

Rates effective 04/02/2013 to 29/02/2014.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the closest business day each month linked to the date of account opening.

Balances below the minimum specified do not accrue interest unless otherwise specified.

Easy Saver (only available to customers with a matured Growth Bond - accounts opened prior to 06/09/11)

  Minimum balance Previous AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Previous grossGross rates do not take into account deductions of income tax.
Interest rate £500 0.25% 0.25%

Rates effective 17/02/2009 to 17/03/2009.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid on the anniversary of account opening (or closest business day).

Balances below the minimum specified do not accrue interest unless otherwise specified.

Premier Cash ISAAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £15,000 between a cash ISA and a stocks and shares ISA this tax year (that's the period from 6th April to 5th April). You can only invest in one cash ISA and one stocks and shares ISA in each tax year. (accounts opened before 26/11/2012)

  Minimum balance Previous AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Previous tax-freeTax-free means the interest paid will be free from Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future.
Including 18 month bonus from account opening £100 2.51% 2.51%
After 18 months rate reverts to underlying rate £100 1.25% 1.25%

Rates effective 01/03/2013 to 29/01/2014.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid annually in March.

Premier Cash ISAAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £15,000 between a cash ISA and a stocks and shares ISA this tax year (that's the period from 6th April to 5th April). You can only invest in one cash ISA and one stocks and shares ISA in each tax year. (accounts opened between 26/11/12 and 03/02/13)

  Minimum balance Previous AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Previous tax-freeTax-free means the interest paid will be free from Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future.
Including 18 month bonus from account opening £100 2.00% 2.00%
After 18 months rate reverts to underlying rate £100 1.25% 1.25%

Rates effective 01/03/2013 to 29/01/2014.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid annually in March.

Premier Cash ISAAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £15,000 between a cash ISA and a stocks and shares ISA this tax year (that's the period from 6th April to 5th April). You can only invest in one cash ISA and one stocks and shares ISA in each tax year. (accounts opened between 04/02/13 and 23/07/13)

  Minimum balance Previous AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Previous tax-freeTax-free means the interest paid will be free from Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future.
Including 18 month bonus from account opening £100 1.60% 1.60%
After 18 month rate reverts to underlying rate £100 1.25% 1.25%

Rates effective 04/02/2013 to 29/01/2014

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account.,calculated daily and paid annually in March

Premier Cash ISAAn ISA is an Individual Savings Account. They are a tax-efficient way to save money as you pay no tax on the money you put into an ISA or the interest you earn. There are two types of ISA – cash ISAs with a fixed or a variable interest rate. And stocks and shares ISAs where your money is usually invested in stocks and shares. You can invest up to £15,000 between a cash ISA and a stocks and shares ISA this tax year (that's the period from 6th April to 5th April). You can only invest in one cash ISA and one stocks and shares ISA in each tax year. (accounts opened between 24/07/13 and 17/10/13)

  Minimum balance Previous AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Previous tax-freeTax-free means the interest paid will be free from Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future.
Including 18 month bonus from account opening £100 1.75% 1.75%
After 18 month rate reverts to underlying rate £100 1.25% 1.25%

Rates effective 24/07/2013 to 29/01/2014

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account.,calculated daily and paid annually in March

 

Instant Saver Issue 1

  Minimum balance Previous AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Previous grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 1.10% 1.10%
Underlying rate £500 0.10% 0.10%

Rates effective 06/04/2009 to 09/08/2009.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid annually in March.

Balances below the minimum specified do not accrue interest unless otherwise specified.

Online Reserve Issue 1

  Balance Previous AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Previous grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £1 - £49,999.99 n/a n/a
£50,000+ n/a n/a
After 12 months rate reverts to underlying rate £1 - £49,999.99 1.15% 1.15%
£50,000+ 1.25% 1.25%

Rates effective 25/02/2013 to 29/05/2013.

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid between 20 and 25 March each year

Online Reserve Issue 2

  Balance Previous AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Previous grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £1 - £49,999.99 n/a n/a
£50,000+ n/a n/a
After 12 months rate reverts to underlying rate £1 - £49,999.99 1.15% 1.15%
£50,000+ 1.25% 1.25%

Rates effective 17/01/2013 to 29/05/2013

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid between 20 and 25 March each year

Online Reserve Issue 3

  Balance Previous AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Previous grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £1 - £49,999.99 n/a n/a
£50,000+ n/a n/a
After 12 months rate reverts to underlying rate £1 - £49,999.99 1.15% 1.15%
£50,000+ 1.25% 1.25%

Rates effective 21/12/2012 to 29/05/2013

Interest is variableA variable rate of interest can go up or down throughout the lifetime of a savings account., calculated daily and paid between 20 and 25 March each year.

 

Online Saver, Online Bonds, Reward Saver, Growth Bonds, Instant Saver, Online Easy Saver, Online Reserve and Easy Saver are provided by Bank of Ireland UK. Post Office ISAs are provided by Family Investments. Money in Post Office Cash ISAs is deposited with Bank of Ireland UK.
Minimum balance Previous AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Previous grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 1.10% 1.10%
Underlying rate £500 0.10% 0.10%
Minimum balance Previous AERAER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year. Previous grossGross rates do not take into account deductions of income tax.
Including 12 month bonus from account opening £500 1.10% 1.10%
Underlying rate £500 0.10% 0.10%