Interest rates

Current rates

You can check out our latest interest rates for our Savings accounts on this page. To view our previous rates, use the ‘Previous rates’ tab above.

Variable Rate Savings Accounts

 

Fixed Rate Saving Accounts

 

Savings Accounts No Longer Available to New Savers

 

Variable Rate Savings Accounts

 

Cash ISA - Standard Variable Rate (only applies to customers whose Fixed Rate Cash ISA terms have ended)

  Minimum balance Current AER Current tax-free
Interest rate £500 0.25% 0.25%

Current rate effective 17/03/2009

Interest is variable, calculated daily and paid annually in March.

Instant Saver Issue 9

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 0.55% 0.55%
After 12 months rate reverts to underlying rate £0 0.10% 0.10%

Current rates effective 22/08/2016

Interest is variable, calculated daily and paid annually in March.

Find out more

Easy Saver Issue 6 (only available to customers with a matured Growth Bond) - accounts opened on or after 05/09/2016

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 0.25% 0.25%
After 12 months rate reverts to underlying rate £0 0.10% 0.10%

Current rate effective 05/09/2016

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day)

Online Easy Saver Issue 6 (only available to customers with a matured Online Bond) - accounts opened on or after 05/09/2016

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 0.25% 0.25%
After 12 months rate reverts to underlying rate £0 0.10% 0.10%

Current rate effective 05/09/2016

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day)

Reward Saver Issue 14 - annual interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 0.70% 0.70%
After 12 months rate reverts to underlying rate £0 0.25% 0.25%

Current rates effective 22/08/2016.

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day)

Find out more

Reward Saver Issue 14 - monthly interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 0.70% 0.69%
After 12 months rate reverts to underlying rate £0 0.25% 0.24%

Current rates effective 22/08/2016.

Interest is variable, calculated daily and paid on the closest business day each month linked to the date of account opening.

Find out more

Premier Cash ISA (accounts opened on or after 22/08/2016)

  Minimum balance Current AER Current tax-free
Including 12 month bonus from account opening £100 0.70% 0.70%
After 12 months rate reverts to underlying rate £100 0.25% 0.25%

Current rates effective 22/08/2016.

Interest is variable, calculated daily and paid annually in March.

Find out more

Online Saver Issue 22 - annual interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £1 0.90% 0.90%
After 12 months rate reverts to underlying rate £1 0.25% 0.25%

Current rates effective 16/08/2016.

Interest is variable, calculated daily and paid between 20 and 25 March each year.

Find out more

Online Saver Issue 22 - monthly interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £1 0.90% 0.89%
After 12 months rate reverts to underlying rate £1 0.25% 0.24%

Current rates effective 16/08/2016.

Interest is variable, calculated daily and paid on the first business day of each month.

Find out more

Online ISA Easy Access Issue 8

  Minimum balance Current AER Current tax-free
Including 12 month bonus from account opening £100 0.85% 0.85%
After 12 months rate reverts to underlying rate £100 0.25% 0.25%

Current rates effective 16/08/2016

Interest is variable, calculated daily and paid annually in March.

Find out more

Holding Account (only available to customers with a maturing Growth Bond or Loyalty Bond)

  Minimum balance Current AER Current gross
Interest rate £1 0.10% 0.10%

Current rates effective 17/03/2009.

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day)

Online ISA Holding Account

  Minimum balance Current AER Current tax-free
Interest rate £100 0.25% 0.25%

Current rates effective 05/09/2015

Interest is variable, calculated daily and paid annually in March.

Fixed Rate Savings Accounts

Growth Bond Issue 32

Term Minimum balance Current AER Current gross
1 year £500 0.95% 0.95%

Current rates effective 29/07/2016

Interest is fixed, calculated daily and paid on the anniversary of product opening.

FIND OUT MORE

Online Bond Issue 33

Term Minimum balance Current AER Current gross
1 year (annual interest) £500 0.95% 0.95%
1 year (monthly interest) £500 0.95% 0.94%

Current rates effective 28/07/2016

Choose to receive your interest monthly or annually.

FIND OUT MORE

Fixed Rate Cash ISA issue 20

Term Minimum balance Current AER Current tax-free
1 year £500 0.95% 0.95%

Current rates effective 29/07/2016

Interest is fixed, calculated daily and paid on the anniversary of product opening.

FIND OUT MORE

Online ISA Fixed Rate Issue 7

Term Minimum balance Current AER Current tax-free
1 year £500 0.95% 0.95%

Current rates effective 28/07/2016

FIND OUT MORE

Savings Accounts No Longer Available to New Savers

Online Saver Issues 1 to 14 - annual interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £1 n/a n/a
After 12 months rate reverts to underlying rate £1 0.25% 0.25%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid between 20 and 25 March each year.

Online Saver Issues 1 to 14 - monthly interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £1 n/a n/a
After 12 months rate reverts to underlying rate £1 0.25% 0.24%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid on the first business day of each month.

Online Saver Issue 15 - annual interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £1 1.00% 1.00%
After 12 months rate reverts to underlying rate £1 0.25% 0.25%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid between 20 and 25 March each year.

Online Saver Issue 15 - monthly interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £1 1.00% 0.99%
After 12 months rate reverts to underlying rate £1 0.25% 0.24%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid on the first business day of each month.

Online Saver Issue 16 - annual interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £1 1.21% 1.21%
After 12 months rate reverts to underlying rate £1 0.25% 0.25%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid between 20 and 25 March each year.

Online Saver Issue 16 - monthly interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £1 1.21% 1.20%
After 12 months rate reverts to underlying rate £1 0.25% 0.24%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid on the first business day of each month.

Online Saver Issue 17 - annual interest (Only available to existing customers)

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £1 1.10% 1.10%
After 12 months rate reverts to underlying rate £1 0.25% 0.25%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid between 20 and 25 March each year.

Online Saver Issue 17 - monthly interest (Only available to existing customers)

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £1 1.10% 1.09%
After 12 months rate reverts to underlying rate £1 0.25% 0.24%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid on the first business day of each month.

Online Saver Issue 18 - annual interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £1 0.90% 0.90%
After 12 months rate reverts to underlying rate £1 0.25% 0.25%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid between 20 and 25 March each year.

Online Saver Issue 18 - monthly interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £1 0.90% 0.89%
After 12 months rate reverts to underlying rate £1 0.25% 0.24%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid on the first business day of each month.

Online Saver Issue 19 - annual interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £1 0.80% 0.80%
After 12 months rate reverts to underlying rate £1 0.25% 0.25%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid between 20 and 25 March each year.

Online Saver Issue 19 - monthly interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £1 0.80% 0.79%
After 12 months rate reverts to underlying rate £1 0.25% 0.24%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid on the first business day of each month.

Online Saver Issue 20 - annual interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £1 0.60% 0.60%
After 12 months rate reverts to underlying rate £1 0.25% 0.25%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid between 20 and 25 March each year.

Online Saver Issue 20 - monthly interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £1 0.60% 0.59%
After 12 months rate reverts to underlying rate £1 0.25% 0.24%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid on the first business day of each month.

Online Saver Issue 21 - annual interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £1 0.90% 0.90%
After 12 months rate reverts to underlying rate £1 0.25% 0.25%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid between 20 and 25 March each year.

Online Saver Issue 21 - monthly interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £1 0.90% 0.89%
After 12 months rate reverts to underlying rate £1 0.25% 0.24%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid on the first business day of each month.

Cash ISA

  Minimum balance Current AER Current tax-free
After 12 months rate reverts to underlying rate £100 0.25% 0.25%

All new deposits made in the 2016/17 tax year will earn a 0.65% tax-free bonus for 12 months from the date of the first deposit in the respective tax year. The bonus rate for future tax years may vary.

Current rates effective 17/03/2009.

Interest is variable, calculated daily and paid annually in March.

Reward Saver Issue 1 to 8 - annual interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 n/a n/a
After 12 months rate reverts to underlying rate £0 0.25% 0.25%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day).

Reward Saver Issue 1 to 8 - monthly interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 n/a n/a
After 12 months rate reverts to underlying rate £0 0.25% 0.24%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid on the closest business day each month linked to the date of account opening.

Reward Saver Issue 9 - annual interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 0.90% 0.90%
After 12 months rate reverts to underlying rate £0 0.25% 0.25%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day)

Reward Saver Issue 9 - monthly interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 0.90% 0.89%
After 12 months rate reverts to underlying rate £0 0.25% 0.24%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid on the closest business day each month linked to the date of account opening.

Reward Saver Issue 10 - annual interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 1.00% 1.00%
After 12 months rate reverts to underlying rate £0 0.25% 0.25%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day)

Reward Saver Issue 10 - monthly interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 1.00% 0.99%
After 12 months rate reverts to underlying rate £0 0.25% 0.24%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid on the closest business day each month linked to the date of account opening.

Reward Saver Issue 11 - annual interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 0.85% 0.85%
After 12 months rate reverts to underlying rate £0 0.25% 0.25%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day)

Reward Saver Issue 11 - monthly interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 0.85% 0.84%
After 12 months rate reverts to underlying rate £0 0.25% 0.24%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid on the closest business day each month linked to the date of account opening.

Reward Saver Issue 12 - annual interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 0.65% 0.65%
After 12 months rate reverts to underlying rate £0 0.25% 0.25%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day)

Reward Saver Issue 12 - monthly interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 0.65% 0.64%
After 12 months rate reverts to underlying rate £0 0.25% 0.24%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid on the closest business day each month linked to the date of account opening.

Reward Saver Issue 13 - annual interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 0.55% 0.55%
After 12 months rate reverts to underlying rate £0 0.25% 0.25%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day)

Reward Saver Issue 13 - monthly interest

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 0.55% 0.54%
After 12 months rate reverts to underlying rate £0 0.25% 0.24%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid on the closest business day each month linked to the date of account opening.

Premier Cash ISA (accounts opened before 18/12/2014)

  Minimum balance Current AER Current tax-free
Including 18 month bonus from account opening £100 n/a n/a
After 18 months rate reverts to underlying rate £100 0.25% 0.25%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid annually in March.

Premier Cash ISA (accounts opened between 19/12/2014 and 06/04/2015)

  Minimum balance Current AER Current tax-free
Including 18 month bonus from account opening £100 1.10% 1.10%
After 18 months rate reverts to underlying rate £100 0.25% 0.25%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid annually in March

Premier Cash ISA (accounts opened between 07/04/2015 and 20/09/2015)

  Minimum balance Current AER Current tax-free
Including 18 month bonus from account opening £100 1.00% 1.00%
After 18 months rate reverts to underlying rate £100 0.25% 0.25%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid annually in March

Premier Cash ISA (accounts opened between 21/09/2015 and 10/01/2016)

  Minimum balance Current AER Current tax-free
Including 18 month bonus from account opening £100 1.10% 1.10%
After 18 months rate reverts to underlying rate £100 0.25% 0.25%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid annually in March

Premier Cash ISA (accounts opened between 11/01/2016 and 05/04/2016)

  Minimum balance Current AER Current tax-free
Including 18 month bonus from account opening £100 1.00% 1.00%
After 18 months rate reverts to underlying rate £100 0.25% 0.25%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid annually in March

Premier Cash ISA (accounts opened between 06/04/2016 and 21/08/2016)

  Minimum balance Current AER Current tax-free
Including 12 month bonus from account opening £100 0.55% 0.55%
After 12 months rate reverts to underlying rate £100 0.25% 0.25%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid annually in March.

Online ISA Easy Access Issue 1

  Minimum balance Current AER Current tax-free
Including 12 month bonus from account opening £100 N/A N/A
After 12 months rate reverts to underlying rate £100 0.25% 0.25%

Current rates effective 05/09/2016

Interest is variable, calculated daily and paid annually in March.

Online ISA Easy Access Issue 2

  Minimum balance Current AER Current tax-free
Including 12 month bonus from account opening £100 1.01% 1.01%
After 12 months rate reverts to underlying rate £100 0.25% 0.25%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid annually in March.

Online ISA Easy Access Issue 3

  Minimum balance Current AER Current tax-free
Including 12 month bonus from account opening £100 1.11% 1.11%
After 12 months rate reverts to underlying rate £100 0.25% 0.25%

Current rates effective 05/09/2016.

Interest is variable, calculated daily and paid annually in March.

Online ISA Easy Access Issue 4

  Minimum balance Current AER Current tax-free
Including 12 month bonus from account opening £100 1.05% 1.05%
After 12 months rate reverts to underlying rate £100 0.25% 0.25%

Current rates effective 05/09/2016

Interest is variable, calculated daily and paid annually in March.

Online ISA Easy Access Issue 5

  Minimum balance Current AER Current tax-free
Including 12 month bonus from account opening £100 0.85% 0.85%
After 12 months rate reverts to underlying rate £100 0.25% 0.25%

Current rates effective 05/09/2016

Interest is variable, calculated daily and paid annually in March.

Online ISA Easy Access Issue 6

  Minimum balance Current AER Current tax-free
Including 12 month bonus from account opening £100 0.70% 0.70%
After 12 months rate reverts to underlying rate £100 0.25% 0.25%

Current rates effective 05/09/2016

Interest is variable, calculated daily and paid annually in March.

Online ISA Easy Access Issue 7

  Minimum balance Current AER Current tax-free
Including 12 month bonus from account opening £100 1.00% 1.00%
After 12 months rate reverts to underlying rate £100 0.25% 0.25%

Current rates effective 05/09/2016

Interest is variable, calculated daily and paid annually in March.

Easy Saver (only available to customers with a matured Growth Bond) - accounts opened prior to 06/09/2011

  Minimum balance Current AER Current gross
Interest rate £0 0.10% 0.10%

Current rate effective 09/06/2009.

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day)

Easy Saver Issue 1 (only available to customers with a matured Growth Bond) - accounts opened from 06/09/2011 to 06/03/2013

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 2.10% 2.10%
After 12 months rate reverts to underlying rate £0 0.10% 0.10%

Current rate effective 06/09/2011.

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day)

Easy Saver Issue 2 (only available to customers with a matured Growth Bond) - accounts opened from 07/03/2013 to 01/01/2014

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 1.35% 1.35%
After 12 months rate reverts to underlying rate £0 0.10% 0.10%

Current rate effective 07/03/2013.

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day)

Easy Saver Issue 3 (only available to customers with a matured Growth Bond) - accounts opened from 02/01/2014 to 20/09/2015

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 1.00% 1.00%
After 12 months rate reverts to underlying rate £0 0.10% 0.10%

Current rate effective 02/01/2014.

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day)

Easy Saver Issue 4 (only available to customers with a matured Growth Bond) - accounts opened from 21/09/2015 to 06/03/2016

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 1.25% 1.25%
After 12 months rate reverts to underlying rate £0 0.10% 0.10%

Current rate effective 21/09/2015.

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day)

Easy Saver Issue 5 (only available to customers with a matured Growth Bond) - accounts opened between 07/03/2016 and 04/09/2016 

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 0.65% 0.65%
After 12 months rate reverts to underlying rate £0 0.10% 0.10%

Current rate effective 07/03/2016

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day)

Instant Saver Issue 1

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 n/a n/a
After 12 months rate reverts to underlying rate £0 0.10% 0.10%

Current rates effective 06/04/2009

Interest is variable, calculated daily and paid annually in March.

Instant Saver Issue 2

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 n/a n/a
After 12 months rate reverts to underlying rate £0 0.10% 0.10%

Current rates effective 17/03/2009.

Interest is variable, calculated daily and paid annually in March.

Instant Saver Issue 3

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 2.10% 2.10%
After 12 months rate reverts to underlying rate £0 0.10% 0.10%

Current rates effective 10/08/2009.

Interest is variable, calculated daily and paid annually in March.

Instant Saver Issue 4

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 1.35% 1.35%
After 12 months rate reverts to underlying rate £0 0.10% 0.10%

Current rates effective 04/02/2013.

Interest is variable, calculated daily and paid annually in March.

Instant Saver Issue 5

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 1.00% 1.00%
After 12 months rate reverts to underlying rate £0 0.10% 0.10%

Current rates effective 02/01/2014.

Interest is variable, calculated daily and paid annually in March.

Instant Saver Issue 6

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 1.25% 1.25%
After 12 months rate reverts to underlying rate £0 0.10% 0.10%

Current rates effective 21/09/2015

Interest is variable, calculated daily and paid annually in March.

Instant Saver Issue 7

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 1.20% 1.20%
After 12 months rate reverts to underlying rate £0 0.10% 0.10%

Current rates effective 11/01/2016

Interest is variable, calculated daily and paid annually in March.

Instant Saver Issue 8

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 0.80% 0.80%
After 12 months rate reverts to underlying rate £0 0.10% 0.10%

Current rates effective 06/04/2016

Interest is variable, calculated daily and paid annually in March.

Online Easy Saver Issue 1 (only available to customers with a matured Online Bond) – accounts opened before 21/03/2013

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 n/a n/a
After 12 months rate reverts to underlying rate £0 0.10% 0.10%

Current rate effective 06/09/2011.

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day).

Online Easy Saver Issue 2 (only available to customers with a matured Online Bond) – accounts opened from 21/03/2013 to 01/01/2014

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 1.35% 1.35%
After 12 months rate reverts to underlying rate £0 0.10% 0.10%

Current rate effective 21/03/2013

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day).

Online Easy Saver Issue 3 (only available to customers with a matured Online Bond) - accounts opened from 02/01/2014 to 20/09/2015

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 1.00% 1.00%
After 12 months rate reverts to underlying rate £0 0.10% 0.10%

Current rate effective 02/01/2014

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day).

Online Easy Saver Issue 4 (only available to customers with a matured Online Bond) - accounts opened on or after 21/09/2015 to 02/03/2016

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 1.25% 1.25%
After 12 months rate reverts to underlying rate £0 0.10% 0.10%

Current rate effective 21/09/2015

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day).

Online Easy Saver Issue 5 (only available to customers with a matured Online Bond) - accounts opened between 03/03/2016 and 04/09/2016

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £0 0.65% 0.65%
After 12 months rate reverts to underlying rate £0 0.10% 0.10%

Current rate effective 03/03/2016

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day)

Online Reserve Issue 1 to 4

  Minimum balance Current AER Current gross
Including 12 month bonus from account opening £1 n/a n/a
After 12 months rate reverts to underlying rate £1 0.25% 0.25%

Current rates effective 02/02/2015

Interest is variable, calculated daily and paid between 20 and 25 March each year.

Post Office Money ISAs are provided by OneFamily. Savings in Post Office Money cash ISAs are deposited with Bank of Ireland UK. All other Post Office Money savings accounts are provided by Bank of Ireland UK.

Previous rates

You can use this page to see the previous rates paid on our variable rate Savings accounts.

Savings Accounts No Longer Available to New Savers

 

Savings Accounts No Longer Available to New Savers

Cash ISA

  Minimum balance Previous AER Previous tax-free
Underlying rate £100 0.75% 0.75%

Rates effective 17/02/2009 to 16/03/2009

Interest is variable, calculated daily and paid annually in March.

Easy Saver (only available to new customers with matured Growth Bond - account opened prior to 06/09/2011

  Minimum balance Previous AER Previous Gross
Interest rate £500 0.25% 0.25%

Rates effective 17/02/2009 to 17/03/2009

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day).

Balance below the minimum specified do not accrue interest unless otherwise specified. 

Instant Saver Issue 1

  Minimum balance Previous AER Previous gross
Including 12 month bonus from account opening £500 1.10% 1.10%
Underlying rate £500 0.10% 0.10%

Rates effective 06/04/2009 to 09/08/2009.

Interest is variable, calculated daily and paid annually in March.

Balances below the minimum specified do not accrue interest unless otherwise specified.

Online ISA Easy Access Issue 1

  Minimum balance Previous AER Previous tax-free
Including 12 month bonus from account opening £100 N/A N/A
Underlying rate £100 0.65% 0.65%

Rates effective 16/02/2015 to 04/09/2016

Interest is variable, calculated daily and paid annually in March.

Online ISA Easy Access Issue 2

  Minimum balance Previous AER Previous tax-free
Including 12 month bonus from account opening £100 1.41% 1.41%
Underlying rate £100 0.65% 0.65%

Rates effective 07/04/2015 to 04/09/2016

Interest is variable, calculated daily and paid annually in March.

Online ISA Easy Access Issue 3

  Minimum balance Previous AER Previous tax-free
Including 12 month bonus from account opening £100 1.51% 1.51%
Underlying rate £100 0.65% 0.65%

Rates effective 18/09/2015 to 04/09/2016

Interest is variable, calculated daily and paid annually in March.

Online ISA Easy Access Issue 4

  Minimum balance Previous AER Previous tax-free
Including 12 month bonus from account opening £100 1.45% 1.45%
Underlying rate £100 0.65% 0.65%

Rates effective 11/01/2016 to 04/09/2016

Interest is variable, calculated daily and paid annually in March.

Online ISA Easy Access Issue 5

  Minimum balance Previous AER Previous tax-free
Including 12 month bonus from account opening £100 1.25% 1.25%
Underlying rate £100 0.65% 0.65%

Rates effective 07/03/2016 to 04/09/2016

Interest is variable, calculated daily and paid annually in March.

Online ISA Easy Access Issue 6

  Minimum balance Previous AER Previous tax-free
Including 12 month bonus from account opening £100 1.10% 1.10%
Underlying rate £100 0.65% 0.65%

Rates effective 06/04/2016 to 04/09/2016

Interest is variable, calculated daily and paid annually in March.

Online ISA Easy Access Issue 7

  Minimum balance Previous AER Previous tax-free
Including 12 month bonus from account opening £100 1.10% 1.10%
Underlying rate £100 0.35% 0.35%

Rates effective 10/06/2016 to 04/09/2016

Online ISA Holding Account

  Minimum balance Previous AER Previous tax-free
Interest rate £100 0.65% 0.65%

Rates effective 16/02/2015 to 04/09/2016

Interest is variable, calculated daily and paid annually in March.

Online Reserve Issues 1 to 4

  Minimum balance Previous AER Previous gross
Including 12 month bonus from account opening £1 N/A N/A
Underlying rate £1 0.65% 0.65%

Rates effective 02/02/2015 to 04/09/2016

Interest is variable, calculated daily and paid between 20 and 25 March each year.

Online Saver Issues 1 to 13 – annual interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £1 N/A N/A
Underlying rate £1 0.65% 0.65%

Rates effective 02/02/2015 to 04/09/2016

Interest is variable, calculated daily and paid between 20 and 25 March each year.

Online Saver Issues 1 to 13 – monthly interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £1 N/A N/A
Underlying rate £1 0.65% 0.64%

Rates effective 02/02/2015 to 04/09/2016

Interest is variable, calculated daily and paid on the first business day of each month.

Online Saver Issue 14 – annual interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £1 1.20% 1.20%
Underlying rate £1 0.65% 0.65%

Rates effective 20/02/2015 to 04/09/2016

Interest is variable, calculated daily and paid between 20 and 25 March each year.

Online Saver Issue 14 – monthly interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £1 1.20% 1.19%
Underlying rate £1 0.65% 0.64%

Rates effective 20/02/2015 to 04/09/2016

Interest is variable, calculated daily and paid on the first business day of each month.

Online Saver Issue 15 – annual interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £1 1.40% 1.40%
Underlying rate £1 0.65% 0.65%

Rates effective 27/07/2015 to 04/09/2016

Interest is variable, calculated daily and paid between 20 and 25 March each year.

Online Saver Issue 15 – monthly interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £1 1.40% 1.39%
Underlying rate £1 0.65% 0.64%

Rates effective 27/07/2015 to 04/09/2016

Interest is variable, calculated daily and paid on the first business day of each month.

Online Saver Issue 16 – annual interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £1 1.61% 1.61%
Underlying rate £1 0.65% 0.65%

Rates effective 29/09/2015 to 04/09/2016

Interest is variable, calculated daily and paid between 20 and 25 March each year.

Online Saver Issue 16 – monthly interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £1 1.61% 1.59%
Underlying rate £1 0.65% 0.64%

Rates effective 29/09/2015 to 04/09/2016

Interest is variable, calculated daily and paid on the first business day of each month.

Online Saver Issue 17 – annual interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £1 1.50% 1.50%
Underlying rate £1 0.65% 0.65%

Rates effective 12/11/2015 to 04/09/2016

Interest is variable, calculated daily and paid between 20 and 25 March each year.

Online Saver Issue 17 – monthly interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £1 1.50% 1.48%
Underlying rate £1 0.65% 0.64%

Rates effective 12/11/2015 to 04/09/2016

Interest is variable, calculated daily and paid on the first business day of each month.

Online Saver Issue 18 – annual interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £1 1.30% 1.30%
Underlying rate £1 0.65% 0.65%

Rates effective 12/11/2015 to 04/09/2016

Interest is variable, calculated daily and paid between 20 and 25 March each year.

Online Saver Issue 18 – monthly interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £1 1.30% 1.29%
Underlying rate £1 0.65% 0.64%

Rates effective 12/11/2015 to 04/09/2016

Interest is variable, calculated daily and paid on the first business day of each month.

Online Saver Issue 19 – annual interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £1 1.20% 1.20%
Underlying rate £1 0.65% 0.65%

Rates effective 12/02/2016 to 04/09/2016

Interest is variable, calculated daily and paid between 20 and 25 March each year.

Online Saver Issue 19 – monthly interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £1 1.20% 1.19%
Underlying rate £1 0.65% 0.64%

Rates effective 12/02/2016 to 04/09/2016

Interest is variable, calculated daily and paid on the first business day of each month.

Online Saver Issue 20 – annual interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £1 1.00% 1.00%
Underlying rate £1 0.65% 0.65%

Rates effective 11/04/2016 to 04/09/2016

Interest is variable, calculated daily and paid between 20 and 25 March each year.

Online Saver Issue 20 – monthly interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £1 1.00% 0.99%
Underlying rate £1 0.65% 0.64%

Rates effective 11/04/2016 to 04/09/2016

Interest is variable, calculated daily and paid on the first business day of each month.

Online Saver Issue 21 – annual interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £1 1.00% 1.00%
Underlying rate £1 0.35% 0.35%

Rates effective 10/06/2016 to 04/09/2016

Interest is variable, calculated daily and paid between 20 and 25 March each year.

Online Saver Issue 21 – monthly interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £1 1.00% 0.99%
Underlying rate £1 0.35% 0.34%

Rates effective 10/06/2016 to 04/09/2016

Interest is variable, calculated daily and paid on the first business day of each month.

Premier Cash ISA (accounts opened before 06/04/2015) that are no longer benefitting from an introductory bonus

  Minimum balance Previous AER Previous tax-free
Including 18 month bonus from account opening £100 N/A N/A
Underlying rate £100 0.65% 0.65%

Rates effective 02/02/2015 to 04/09/2016

Interest is variable, calculated daily and paid annually in March.

Premier Cash ISA (accounts opened between 19/12/2014 to 06/04/2015) that are benefitting from an introductory bonus

  Minimum balance Previous AER Previous tax-free
Including 18 month bonus from account opening £100 1.50% 1.50%
Underlying rate £100 0.65% 0.65%

Rates effective 19/12/2014 to 04/09/2016

Interest is variable, calculated daily and paid annually in March.

Premier Cash ISA (accounts opened between 07/04/2015 to 20/09/2015)

  Minimum balance Previous AER Previous tax-free
Including 18 month bonus from account opening £100 1.40% 1.40%
Underlying rate £100 0.65% 0.65%

Rates effective 07/04/2015 to 04/09/2016

Interest is variable, calculated daily and paid annually in March.

Premier Cash ISA (accounts opened between 21/09/2015 to 10/01/2016)

  Minimum balance Previous AER Previous tax-free
Including 18 month bonus from account opening £100 1.50% 1.50%
Underlying rate £100 0.65% 0.65%

Rates effective 21/09/2015 to 04/09/2016

Interest is variable, calculated daily and paid annually in March.

Premier Cash ISA (accounts opened between 11/01/2016 to 05/04/2016)

  Minimum balance Previous AER Previous tax-free
Including 18 month bonus from account opening £100 1.40% 1.40%
Underlying rate £100 0.65% 0.65%

Rates effective 11/01/2016 to 04/09/2016

Interest is variable, calculated daily and paid annually in March.

Premier Cash ISA (accounts opened between 06/04/2016 and 21/08/2016)

  Minimum balance Previous AER Previous tax-free
Including 12 month bonus from account opening £100 0.95% 0.95%
Underlying rate £100 0.65% 0.65%

Rates effective 06/04/2016 to 04/09/2016

Interest is variable, calculated daily and paid annually in March.

Reward Saver Issue 1 to 8 – annual interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £500 N/A N/A
Underlying rate £500 0.65% 0.65%

Rates effective 02/02/2015 to 04/09/2016

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day)

Reward Saver Issues 1 to 8 – monthly interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £500 N/A N/A
Underlying rate £500 0.65% 0.64%

Rates effective 02/02/2015 to 04/09/2016

Interest is variable, calculated daily and paid on the closest business day each month linked to the date of account opening.

Balances below the minimum specified do not accrue interest unless otherwise specified.

Reward Saver Issue 9 – annual interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £500 1.30% 1.30%
Underlying rate £500 0.65% 0.65%

Rates effective 07/04/2015 to 04/09/2016

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day)

Balances below the minimum specified do not accrue interest unless otherwise specified.

Reward Saver Issue 9 – monthly interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £500 1.30% 1.29%
Underlying rate £500 0.65% 0.64%

Rates effective 07/04/2015 to 04/09/2016

Interest is variable, calculated daily and paid on the closest business day each month linked to the date of account opening.

Balances below the minimum specified do not accrue interest unless otherwise specified.

Reward Saver Issue 10 – annual interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £500 1.40% 1.40%
Underlying rate £500 0.65% 0.65%

Rates effective 21/09/2015 to 04/09/2016

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day)

Balances below the minimum specified do not accrue interest unless otherwise specified.

Reward Saver Issue 10  – monthly interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £500 1.40% 1.39%
Underlying rate £500 0.65% 0.64%

Rates effective 21/09/2015 to 04/09/2016

Interest is variable, calculated daily and paid on the closest business day each month linked to the date of account opening.

Balances below the minimum specified do not accrue interest unless otherwise specified.

Reward Saver Issue 11 – annual interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £500 1.25% 1.25%
Underlying rate £500 0.65% 0.65%

Rates effective 11/01/2016 to 04/09/2016

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day

Balances below the minimum specified do not accrue interest unless otherwise specified.

Reward Saver Issue 11  – monthly interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £500 1.25% 1.24%
Underlying rate £500 0.65% 0.64%

Rates effective 11/01/2016 to 04/09/2016

Interest is variable, calculated daily and paid on the closest business day each month linked to the date of account opening.

Balances below the minimum specified do not accrue interest unless otherwise specified.

Reward Saver Issue 12 – annual interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £500 1.05% 1.05%
Underlying rate £500 0.65% 0.65%

Rates effective 06/04/2016 to 04/09/2016

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day)

Balances below the minimum specified do not accrue interest unless otherwise specified.

Reward Saver Issue 12 – monthly interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £500 1.05% 1.04%
Underlying rate £500 0.65% 0.64%

Rates effective 06/04/2016 to 04/09/2016

Interest is variable, calculated daily and paid on the closest business day each month linked to the date of account opening.

Balances below the minimum specified do not accrue interest unless otherwise specified.

Reward Saver Issue 13 – annual interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £500 0.95% 0.95%
Underlying rate £500 0.65% 0.65%

Rates effective 24/05/2016 to 04/09/2016

Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day)

Balances below the minimum specified do not accrue interest unless otherwise specified.

Reward Saver Issue 13 – monthly interest

  Minimum balance Previous AER Previous Gross
Including 12 month bonus from account opening £500 0.95% 0.94%
Underlying rate £500 0.65% 0.64%

Rates effective 24/05/2016 to 04/09/2016

Interest is variable, calculated daily and paid on the closest business day each month linked to the date of account opening.

Balances below the minimum specified do not accrue interest unless otherwise specified.

Post Office Money ISAs are provided by OneFamily. Savings in Post Office Money cash ISAs are deposited with Bank of Ireland UK. All other Post Office Money savings accounts are provided by Bank of Ireland UK.

Definitions

AER: AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Fixed: A fixed rate of interest does not fluctuate and remains the same through out the lifetime of a savings account.

Gross: Gross rates are paid without the deduction of income tax.

Tax-free: Tax-free means the interest paid will be free from UK Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future.

Variable: A variable rate of interest can go up or down throughout the lifetime of a savings account.