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Compare all our savings accounts

Our Savings range at a glance to help you choose the right accounts for your needs.

 

Post Office Money® ISAs are provided by
OneFamily. Savings in Post Office Money cash ISAs are deposited with Bank of Ireland UK. All other Post Office Money savings accounts are provided by Bank of Ireland UK.

Compare all Post Office Money savings accounts

Products Why this option Rate Manage  
Online ISA
  • Choose as many variable or fixed rates as you like
  • Easy Access: open with £100
  • Fixed Rate: open with £500 - single deposit only, no withdrawals
  • Transfer-in existing ISAs

Easy Access Issue 8
0.85% tax-free/AER variable for the first 12 months

After 12 months this reverts to 0.25% tax-free/AER variable

Fixed Rate Issue 7
1 year at 0.95% tax-free/AER fixed

  • Online
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Premier Cash ISA
  • Up to 2 withdrawals per year
  • Tax-free savings from just £100
  • Transfer-in existing ISAs

0.70% tax-free/AER variable

After 12 months this reverts to 0.25% tax-free/AER variable

  • By phone
  • In branch
  • By post
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Fixed Rate Cash ISA
  • Tax-free savings from £500 - single deposit only, no withdrawals
  • Transfer-in existing ISAs

1 year at 0.95% tax-free/AER fixed

 

  • By phone
  • By post
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Junior ISA
  • Tuck away tax-free savings for a child
  • Open with a lump sum of £500 or from £10 per month
  • Transfer-in an existing Child Trust Fund

Please bear in mind that the value of stocks and shares can fall as well as rise and the child could get back less than has been paid in.

  • Online
  • By phone
  • By post
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Instant Saver
  • Instant Access with an ATM card
  • Open with £500

0.55% gross/AER variable for the first 12 months.

After 12 months this reverts to 0.10% gross/AER variable

  • Online
  • In branch
  • By phone
  • By post
  • ATM
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Online Saver
  • Easy access, no withdrawal limits
  • Choose annual or monthly interest payments
  • Open with £1

0.90% gross/AER variable – first 12 months
 
After 12 months this reverts to 0.25% gross/AER variable

Monthly rates available

  • Online
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Reward Saver
  • Free withdrawals (with 30 days’ notice)
  • Choose annual or monthly interest payments
  • Open with £500

0.70% gross/AER variable

After 12 months this reverts to 0.25% gross / AER variable

Monthly rates available

  • Online
  • In branch
  • By phone
  • By post

 

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Online Bond
  • Choose annual or monthly interest payments
  • Open with £500 - single deposit only, no withdrawals

0.95% gross/AER fixed for 1 year

Monthly rates available

  • Online
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Growth Bond
  • Deposit from £500-£1million
  • Open with £500 - single deposit only, no withdrawals

0.95% gross/AER fixed for 1 year

  • Online
  • By phone
  • By post
FIND OUT MORE

 

Rates correct as of 22nd August 2016

Definitions

AER: AER stands for Annual Equivalent Rate and shows what the interest would be if interest was paid and compounded once each year.

Fixed: A fixed rate of interest remains the same and does not change for the duration of the term.

Gross rates: Gross rates are paid without the deduction of income tax.

Tax-free: Interest paid will be free from UK Income Tax and Capital Gains Tax. 

Post Office Money ISAs are provided by OneFamily. Savings in Post Office Money cash ISAs are deposited with Bank of Ireland UK. All other Post Office Money savings accounts are provided by Bank of Ireland UK.

OneFamily is a trading name of Family Investment Management Limited and Family Equity Plan Limited, which are authorised and regulated by the Financial Conduct Authority. Registered in England and Wales. Registered numbers 1915516 and 2208249 respectively. Registered office: 16 - 17 West Street, Brighton, BN1 2RL.

Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is registered in England and Wales. Registered number 07022885. Registered Office: Bow Bells House, 1 Bread Street, London, EC4M 9BE.

Post Office Limited is registered in England and Wales. Registered number 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office Money and the Post Office Money logo are registered trademarks of Post Office Limited.

The above details can be checked on the Financial Services Register by visiting the Financial Conduct Authority website.