Property Owners Insurance

Whether you are a landlord of a residential property or a commercial property owner we can help you get the cover you need, which is one less thing for you to worry about.

Key benefits

  • Buildings cover: for the sum insured selected
  • Contents cover: for common areas, up to £10,000
  • Liability cover: up to £2m for property owner's liability and up to £10m for employers liability insurance.

Post Office® Business Insurance is administered by Gallagher Heath Insurance Services, which is a trading name of Heath Lambert Ltd.

Also included in this policy

  • If your keys are stolen you can claim up to £1,000
  • If you suffer loss of metered water, oil and LPG you can claim up to £2,500
  • Legal expenses cover for up to £100,000

Please see Property Owners Keyfacts summary and Business Legal Guard Keyfacts Summary for further information. Terms, conditions, limitations and exclusions apply.

Making a claim

Our claims line is open 24 hours a day so we’re there whenever you need us. Excesses apply.


0800: Calls to 0800 numbers are normally free from UK landlines but charges may apply from mobile phones. Calls may be monitored or recorded for training and compliance purposes.

0845: Calls to 0845 numbers may be charged at up to 5p per minute from a fixed line and calls from mobiles can be considerably higher. Calls may be monitored or recorded for training and compliance purposes.

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Small print

Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is Registered in England and Wales (No. 7022885). Registered address Bow Bells House, 1 Bread Street, London, EC4M 9BE. Post Office is a registered trademark and Post Office logo is a trademark of Post Office Ltd. Post Office Ltd is registered in England and Wales. Registered No. 2154540. Registered Office: 148 Old Street, London, EC1V 9HQ.

The Financial Conduct Authority register number for Bank of Ireland UK is 512956. You can check this on the FCA’s Register by visiting the FCA’s website or by contacting the FCA on 0845 606 1234.

Handy info

For more details about our Property Owners' Insurance check out the policy documents below.

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Can we help?

To make a claim call:

0845 125 8859

Lines are open 24 hours a day