Growth Bonds

Know what you'll get with a guaranteed fixed return

Minimum investment £500

Up to 3.75% gross1/AER2 fixed

  • open with a single deposit of between £500 and £1 million
  • guaranteed fixed rates of interest - up to 3.75% gross1/AER2 fixed
  • you choose how long you want to invest for – 1, 2 or 3 years
  • Growth Bond Issue 13 is available for a limited term, apply today
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With a Post Office® Growth Bond your money is locked away and you can earn guaranteed returns with our great rates of up to 3.75% gross1/AER2 fixed.

1 year term = 2.65% gross1/AER2 fixed
2 year term = 3.40% gross1/AER2 fixed
3 year term = 3.75% gross1/AER2 fixed

As the Growth Bond is a fixed term bond, you can withdraw the whole amount only and close your bond, but this is subject to a breakage fee. Please see the Terms and Conditions for further details. No additional deposits are allowed.

The Post Office® Growth Bond is a fixed term, fixed rate deposit account which is provided by the Bank of Ireland.


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1Gross rates are fixed and do not take account of deduction of income tax. Rates are with effect from 16 August 2010.
2AER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded each year.

Post Office Ltd is an appointed representative of the Governor and Company of the Bank of Ireland which is authorised by the Irish Financial Regulator and authorised and subject to limited regulation by the Financial Services Authority; details about the extent of Bank of Ireland’s authorisation and regulation by the Financial Services Authority are available by request. Bank of Ireland, 1 Donegall Square South, Belfast, BT1 5LR. Post Office Ltd is registered in England and Wales, Registered No. 2154540. Registered Office 148 Old Street, London EC1V 9HQ. Post Office and the Post office logo are registered trade marks of Post Office Limited.