Print page
Compare our life cover options
Whether you're looking for a policy to provide a cash lump sum to help cover funeral expenses, to help pay off your mortgage or provide for your dependents, we have the right cover for you.
| Over 50's Life Cover | Life insurance - level | Life insurance - decreasing | |
|---|---|---|---|
| Purpose | Provides a cash sum when you die that can help your family with funeral costs or clear debts. |
Provides a cash sum if you die during the term of cover. It can be used to provide for your dependents and/or pay off a mortgage. |
Provides a decreasing cash sum if you die during the term of cover. Typically used to help pay off a repayment mortgage. |
| Pays out a fixed lump sum | Yes | Yes | No - pays out a decreasing benefit reducing over the term of cover. |
| Pays out on terminal illness | No | Yes - it will pay out if you are diagnosed with a terminal illness with less than twelve months to live, provided this does not occur in the last 18 months of cover. | Yes - it will pay out if you are diagnosed with a terminal illness with less than twelve months to live, provided this does not occur in the last 18 months of cover. |
| Maximum Sum Assured* |
Up to £20,375 (female) Up to 17,386 (male) |
Up to £500,000 | Up to £500,000 |
*Maximum sum assured is based on individual circumstances.
For more details of the policies, please refer to: