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Home insurance

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Buildings and Contents insurance

Buildings insurance Contents insurance
Protects the physical structure of your home, and permanent fixtures such as kitchen units and wallpaper, against fire, storm, flood, theft, vandalism, leaks and subsidence. Covers the furnishings and personal belongings in your home that aren't permanently fixed, such as your sofa, TV, clothing - or even the contents of your freezer.
It covers:

  • accidental damage cover – in case you put your foot through the ceiling or break a window
It gives you:

  • 10% extra cover at Christmas or during family weddings - when you’re likely to have extra valuables in your home
  • contents replaced on a new-for-old basis
  • contents belonging to any other members of your household while they are living at University up to £1,000
  • protection against accidental damage to TVs, DVD players, hi-fis and computers but not articles designed to be portable including portable computers
  • replacement locks and keys to a maximum of £500 per incident
  • freezer contents cover up to £500 per incident
  • garden contents cover up to £1,000 per incident - individual item limits apply
Combined home insurance
This covers both the building and its contents

Conditions and exclusions apply, within your chosen limits of cover, see policy document for more details.

*Calls may be recorded, monitored and used for training and compliance purposes


Post Office is an appointed representative of Bank of Ireland (UK) plc which is authorised and regulated by the Financial Services Authority. Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is registered in England & Wales (No. 7022885). Registered address: Bow Bells House, 1 Bread Street, London, EC4M 9BE. Post Office Ltd. Registered in England and Wales number: 2154540. Registered Office: 148 Old Street, London, EC1V 9HQ. Royal Mail Group VAT no. GB243170002. The Post Office and the Post Office symbol are registered trade marks of Post Office Ltd in the UK and other countries.

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