A family is 2 adults with dependant children under the age of 18, including sons, daughters, grandchildren, nieces or nephews of those taking out lone parent or family cover (up to a total of 8 travellers altogether).
Insured adults can travel independently but dependant children must travel with the insured adult or, under an annual multi-trip policy, be travelling to or returning from the insured adult.
A couple is 2 adults who are married or living together as married.