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First time buyer
Getting your first mortgage
Post Office® Mortgages for first time buyers
Post Office® Mortgages could be ideal if you are a first time buyer.
- all our standard mortgages are available to first time buyers
- our arrangement fees can be added to the loan
- you could borrow up to 90% of the purchase price, so you only need a 10% deposit
- our step-by-step mortgage application process is simple to follow
- you could get a approval in principle today
Buying your first home? With a Post Office® Mortgage you could borrow up to 90% of the purchase price known as LTV – without paying a Higher Lending Charge.
See products in our range and rates.
Buying your first home: your mortgage guide.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Post Office Mortgages® are provided by Bank of Ireland UK.
Get a quote or apply
0800 707 6206*
Lines open
8.30am - 7.30pm weekdays
9.00am - 1.30pm Saturdays
Calculators
How much could you borrow?
What would your repayments be?
*Calls may be recorded, monitored and used for training and compliance purposes