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Credit Card
The Post Office® Credit Card gives you fantastic ways to save money:
Save up to £382 with a Post Office® Credit Card
With our great balance transfer deal of 0% for the first 14 months, you won't need to pay any interest on your other credit or store cards1 if you are transferring the balance to a Post Office® Credit Card. As the table below shows, the savings could be more than you think:
| Credit card | APR | Savings based on transferring a balance of £2,000 to your Post Office® Credit Card |
|---|---|---|
| Tesco Clubcard Credit Card | 16.9% | £321 |
| Halifax All in One | 17.9% | £350 |
| Virgin Purchase Credit Card | 18.9% | £362 |
| Barclaycard Gold Visa | 19.9% | £382 |
| With Post Office® Credit Card, you could save up to £382 | ||
Information correct as at 05/12/11. The table above is an illustrative example based on a range of cards with varying APRs. Based on a balance transfer of £2000 with only the minimum payment being made each month and no further activity on the account. Savings are based on the interest paid over the first 14 months only. Balance transfer fee of 2.98% has also been included within the calculation. The calculation of savings assumes that for competitor cards the standard rates apply and excludes any short term offers. All figures are for illustrative purposes only as our competitors may have different ways of calculating and applying interest.
Transferring a balance from another card is easy
It can be done on your application or after you receive your card, by giving us a call on 0800 169 2000**. We’ll take care of everything else.
Don’t forget all the other great ways you could save with the Post Office® Credit Card
- 0% commission on purchases overseas.
- no cash advance fee when purchasing Post Office® travel money see how much you can save.
- 0% on purchases for the first 3 months.
- 0% on new balance transfers for 5 months on the 2nd and 3rd anniversary of you taking out your credit card2.
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Representative Example |
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1Offer available to new customers only. Transfers must be made within 3 months of account opening.
22.98% balance transfer fees apply.
*Your credit card limit is subject to status.
**Calls may be recorded and monitored for training purposes
In respect of insurance mediation services Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised and regulated by the Financial Services Authority.
The Post Office® Credit Card is provided by Bank of Ireland (UK) plc. Bank of Ireland (UK) plc is incorporated in England and Wales under Company No. 7022885 with its registered office at Bow Bells House, 1 Bread Street, London EC4M 9BE. Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc. Post Office Limited is registered in England and Wales. Registered No. 2154540. Registered office: 148 Old Street, London EC1V 9HQ. Post Office and the Post Office Logo are registered trade marks of Post Office Limited. Email address: polcustomercare@royalmail.com. Royal Mail Group VAT no. GB243170002.
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