Drawing of a Credit Card

Post Office Money® Credit Cards

  • Find the card that may be right for you

Post Office Credit Cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender.

No fees on overseas purchases

Platinum Card

0% balance transfer fee, with 0% on balance transfers for 18 months *

  • No fees on any purchases you make overseas

  • 0% on all purchases for the first three months

  • No annual fee

Representative Example

17.8% APR Representative (variable)

17.8% p.a. Purchase rate (variable)

£1,200 Assumed credit limit

Our longest purchase offer

Matched Card

0% on all purchases for the first 27 months ^

  • 0% on balance transfers for 16 months ^^

  • No cash fee to buy travel money at Post Office

  • No annual fee
     

Representative Example

18.9% APR Representative (variable)

18.9% p.a. Purchase rate (variable)

£1,200 Assumed credit limit

Our longest balance transfer offer

Balance Transfer Card

0% on balance transfers for 37 months ˟

  • 0% on all purchases for the first three months
     
  • No cash fee to buy travel money at Post Office
     
  • No annual fee

Representative Example

18.9% APR Representative (variable)

18.9% p.a. Purchase rate (variable)

£1,200 Assumed credit limit

Important information

* An initial 2.98% fee applies, but we'll reduce this to 0.0% by a refund to your Post Office Money Platinum Account within 90 days of the balance transfer transaction date. Balance transfers must be made within three months of account opening.

^ A transaction must be made within 3 months of account opening to qualify for 0% for the first 27 months otherwise a purchase period of 0% for the first 16 months will apply.

^^ A 2.98% fee applies and balance transfers must be made within 3 months of account opening.

˟ An initial 2.98% fee applies, but we'll reduce this to 2.49% by a refund to your Post Office Money Balance Transfer Account within 90 days of the balance transfer transaction date. Balance transfers must be made within three months of account opening. At least 51% of customers will get 0% on balance transfers for the first 37 months and a representative rate of 18.9% APR (variable). Others will get 0% for 26 or 18 months and a rate of 21.9% APR (variable), or 24.9% APR (variable).

Give us a call

0345 607 6500 8am - 10pm, Mon - Fri
8am - 6pm, Sat
10am - 5pm, Sun and Bank Holidays

Small print

Credit is subject to status to UK residents aged 18 years or over. Post Office Limited works with the Bank of Ireland Group to provide financial services products to Post Office Limited customers. In relation to credit cards, mortgages and personal loans, Post Office Limited works exclusively with companies in the Bank of Ireland Group for the provision of credit.

In respect of insurance mediation activities Post Office Limited is an appointed representative of Bank of Ireland (UK ) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, FRN 512956. In respect of its consumer credit activities Post Office Limited are authorised and regulated by the Financial Conduct Authority. You can check this on the Financial Services Register by visiting the website www.fca.org.uk/register or by contacting the Financial Conduct Authority (FCA) on 0800 111 6768.

Post Office Money® Credit Cards are provided by Bank of Ireland (UK) plc. Bank of Ireland (UK) plc is incorporated in England and Wales under Company No. 7022885. Registered Office: Bow Bells House, 1 Bread Street, London, EC4M 9BE. Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc. Post Office Limited is registered in England & Wales (No. 2154540). Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office Money and the Post Office Money logo are registered trade marks of Post Office Limited.